VTI vs XJUN

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricVTIXJUNWinner
Expense Ratio0.03%0.85%
AUM$663.5B$136M
Dividend Yield1.07%0.00%
Holdings3,5436
YTD Return+14.16%+5.13%
1Y Return+23.62%+8.68%
3Y Return (annualized)+21.43%+10.46%
5Y Return (annualized)+12.33%+8.64%
Volatility (annualized)15.3%5.8%
Max Drawdown-56.6%-9.1%
Fund FamilyVanguard (US)First Trust Portfolios (US)
CategoryEquityAlternative
InceptionMay 24, 2001Jul 12, 2021

VTI vs XJUN Performance

Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and FT Vest US Equity Enhance & Moderate Buffer ETF - June (XJUN) is a ETF from First Trust Portfolios (US). Over the past year VTI returned +23.62% while XJUN returned +8.68%. Year to date, VTI is up 14.16% versus a gain of 5.13% for XJUN.

Over three years, VTI compounded at +21.43% per year against +10.46% for XJUN; over five years the annualized figures are +12.33% and +8.64% respectively. Across the full 5-year window we track, XJUN has the edge at +8.65% annualized vs +8.14%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.8% for XJUN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.6% for VTI and -9.1% for XJUN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

VTI charges 0.03% per year while XJUN charges 0.85%. On a $10,000 position that is $3 vs $85 annually, a gap of $82 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.00% for XJUN.

Holdings Overlap

0.0%overlap

VTI and XJUN share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VTI or XJUN?

VTI has an expense ratio of 0.03% while XJUN charges 0.85%. VTI is the cheaper option. On a $10,000 investment, that is $82 per year of difference.

Which performed better, VTI or XJUN?

Over the past year VTI returned +23.62% vs +8.68% for XJUN, so VTI leads on 1-year performance. Over the longest common window we track (5 years), VTI annualized +8.14% vs +8.65% for XJUN. Past performance does not guarantee future results.

Which is riskier, VTI or XJUN?

VTI has been the more volatile fund at 15.3% annualized versus 5.8% for XJUN. Worst drawdown: VTI -56.6% vs XJUN -9.1%.

Should I hold both VTI and XJUN?

VTI and XJUN have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between VTI and XJUN?

VTI and XJUN share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.

Which pays a higher dividend, VTI or XJUN?

VTI yields 1.07% while XJUN yields 0.00%, so VTI currently pays the higher dividend yield.

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