VTI vs XJUN

VTI vs XJUN

Which is better, VTI or XJUN?

Large Cap Blend against Option Writing.

VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.90.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVTIXJUN
Expense Ratio0.03%Best0.85%
AUM$666.9B$139M
Dividend Yield1.03%0.00%
Holdings3,54312
YTD Return+12.28%Best+5.25%
1Y Return+16.78%Best+7.46%
3Y Return (annualized)+20.89%Best+10.27%
5Y Return (annualized)+11.94%Best+8.66%
Volatility (annualized)15.9%5.8%Best
Max Drawdown-25.4%-9.1%Best
$10,000 over 5 years$17,576Best$15,148
Fund FamilyVanguard (US)First Trust Portfolios (US)
CategoryEquityAlternative
StyleLarge Cap BlendOption Writing
InceptionMay 24, 2001Jul 12, 2021

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jul 13, 2021 to Sep 17, 2026 (5.2 years).

VTI vs XJUN growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.2 years both funds cover.

VTI vs XJUN Performance

Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and FT Vest US Equity Enhance & Moderate Buffer ETF - June (XJUN) is an ETF from First Trust Portfolios (US). Over the past year VTI returned +16.78% while XJUN returned +7.46%. Year to date, VTI is up 12.28% versus a gain of 5.25% for XJUN.

Over three years, VTI compounded at +20.89% per year against +10.27% for XJUN; over five years the annualized figures are +11.94% and +8.66% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 5.8% for XJUN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.4% for VTI and -9.1% for XJUN. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

VTI charges 0.03% per year while XJUN charges 0.85%. On a $10,000 position that is $3 vs $85 annually, a gap of $82 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 0.00% for XJUN.

You are not choosing between two funds in isolation.

Whichever of VTI and XJUN you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

VTIXJUN

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, VTI or XJUN?

VTI has an expense ratio of 0.03% while XJUN charges 0.85%. VTI is the cheaper option, by $82 a year on a $10,000 investment.

Which performed better, VTI or XJUN?

Over the past year VTI returned +16.78% vs +7.46% for XJUN, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, VTI or XJUN?

VTI has been the more volatile fund at 15.9% annualized versus 5.8% for XJUN. Worst drawdown: VTI -25.4% vs XJUN -9.1%.

Should I hold both VTI and XJUN?

VTI and XJUN have a monthly-return correlation of 0.90, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

Which pays a higher dividend, VTI or XJUN?

VTI yields 1.03% while XJUN yields 0.00%, so VTI currently pays the higher dividend yield.

Is XJUN better than VTI?

VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.90. Which one suits a particular account depends on what it is for. This is information, not a recommendation.