VXUS vs XHYI

VXUS vs XHYI

Which is better, VXUS or XHYI?

Large Cap Blend against Long Term High Quality.

VXUS has a lower expense ratio. VXUS led over 1Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVXUSXHYI
Expense Ratio0.05%Best0.35%
AUM$158.1B$8M
Dividend Yield2.51%6.51%
Holdings8,747496
Volatility (annualized)15.8%7.5%Best
Max Drawdown-25.2%-11.0%Best
$10,000 over 4.2 years$15,250Best$12,363
Fund FamilyVanguard (US)BondBloxx
CategoryEquityFixed Income
StyleLarge Cap BlendLong Term High Quality
InceptionJan 26, 2011Feb 15, 2022

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 126 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. VXUS has data through Sep 18, 2026 and XHYI through May 15, 2026.

Volatility and max drawdown, and the $10,000 over 4.2 years row, are measured over the window both funds cover: Feb 17, 2022 to May 15, 2026 (4.2 years).

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 7.5% for XHYI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.2% for VXUS and -11.0% for XHYI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VXUS charges 0.05% per year while XHYI charges 0.35%. On a $10,000 position that is $5 vs $35 annually, a gap of $30 per year that compounds over a long holding period. On income, VXUS currently yields 2.51% against 6.51% for XHYI.

Holdings Overlap

We hold position weights for 8,082 holdings in VXUS and 435 in XHYI, totalling 88.8% and 86.2% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.

The two holdings books were reported 182 days apart, VXUS as of Jul 31, 2026 and XHYI as of Jan 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

1 positions in common, counted across the 8,082 positions we hold weights for in VXUS and 435 in XHYI, against full books of 8,747 and 496.

Top Shared Holdings

StockWeight in VXUSWeight in XHYIDifference
MIN:AUMineral Resources Ltd 9.25% 01Oct20280.02%0.33%0.31%

You are not choosing between two funds in isolation.

Whichever of VXUS and XHYI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

VXUSXHYI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, VXUS or XHYI?

VXUS has an expense ratio of 0.05% while XHYI charges 0.35%. VXUS is the cheaper option, by $30 a year on a $10,000 investment.

Which is riskier, VXUS or XHYI?

VXUS has been the more volatile fund at 15.8% annualized versus 7.5% for XHYI. Worst drawdown: VXUS -25.2% vs XHYI -11.0%.

Should I hold both VXUS and XHYI?

VXUS and XHYI have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, VXUS or XHYI?

VXUS yields 2.51% while XHYI yields 6.51%, so XHYI currently pays the higher dividend yield.

Is XHYI better than VXUS?

VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.