VOO vs XHYI
Vanguard S&P 500 ETF vs BondBloxx USD High Yield Bond Industrial Sector ETF
Which is better, VOO or XHYI?
Large Cap Blend against Long Term High Quality.
VOO has a lower expense ratio. VOO led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VOO | XHYI |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.35% |
| AUM | $1.0T | $8M |
| Dividend Yield | 1.04% | 6.51% |
| Holdings | 506 | 496 |
| Volatility (annualized) | 16.1% | 7.5%Best |
| Max Drawdown | -22.1% | -11.0%Best |
| $10,000 over 4.2 years | $17,874Best | $12,363 |
| Fund Family | Vanguard (US) | BondBloxx |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Long Term High Quality |
| Inception | Sep 7, 2010 | Feb 15, 2022 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 144 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. VOO has data through Oct 6, 2026 and XHYI through May 15, 2026.
Volatility and max drawdown, and the $10,000 over 4.2 years row, are measured over the window both funds cover: Feb 17, 2022 to May 15, 2026 (4.2 years).
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 7.5% for XHYI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.1% for VOO and -11.0% for XHYI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VOO charges 0.03% per year while XHYI charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, VOO currently yields 1.04% against 6.51% for XHYI.
Holdings Overlap
We hold position weights for 494 holdings in VOO and 435 in XHYI, totalling 99.5% and 86.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 182 days apart, VOO as of Jul 31, 2026 and XHYI as of Jan 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 494 positions we hold weights for in VOO and 435 in XHYI, against full books of 506 and 496.
You are not choosing between two funds in isolation.
Whichever of VOO and XHYI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VOO or XHYI?
VOO has an expense ratio of 0.03% while XHYI charges 0.35%. VOO is the cheaper option, by $32 a year on a $10,000 investment.
Which is riskier, VOO or XHYI?
VOO has been the more volatile fund at 16.1% annualized versus 7.5% for XHYI. Worst drawdown: VOO -22.1% vs XHYI -11.0%.
Should I hold both VOO and XHYI?
VOO and XHYI have a monthly-return correlation of 0.84, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VOO or XHYI?
VOO yields 1.04% while XHYI yields 6.51%, so XHYI currently pays the higher dividend yield.
Is XHYI better than VOO?
VOO has a lower expense ratio. VOO led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.