VXUS vs XPAY
VXUS vs XPAY
Vanguard Total International Stock ETF vs Roundhill S&P 500 Target 20 Managed Distribution ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | VXUS | XPAY | Winner |
|---|---|---|---|
| Expense Ratio | 0.05% | 0.49% | |
| AUM | $156.5B | $160M | |
| Dividend Yield | 2.60% | 12.78% | |
| Holdings | 8,747 | 18 | |
| YTD Return | +14.57% | +13.39% | |
| 1Y Return | +27.82% | +23.03% | |
| 3Y Return (annualized) | +19.27% | - | |
| 5Y Return (annualized) | +9.28% | - | |
| Volatility (annualized) | 15.1% | 13.4% | |
| Max Drawdown | -39.9% | -18.2% | |
| Fund Family | Vanguard (US) | Roundhill Investments | |
| Category | Equity | Equity | |
| Inception | Jan 26, 2011 | Oct 31, 2024 |
VXUS vs XPAY Performance
Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US) and Roundhill S&P 500 Target 20 Managed Distribution ETF (XPAY) is a ETF from Roundhill Investments. Over the past year VXUS returned +27.82% while XPAY returned +23.03%. Year to date, VXUS is up 14.57% versus a gain of 13.39% for XPAY.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.4% for XPAY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.9% for VXUS and -18.2% for XPAY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VXUS charges 0.05% per year while XPAY charges 0.49%. On a $10,000 position that is $5 vs $49 annually, a gap of $44 per year that compounds over a long holding period. On income, VXUS currently yields 2.60% against 12.78% for XPAY.
Holdings Overlap
VXUS and XPAY share 0 holdings out of 7862 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VXUS or XPAY?
VXUS has an expense ratio of 0.05% while XPAY charges 0.49%. VXUS is the cheaper option. On a $10,000 investment, that is $44 per year of difference.
Which performed better, VXUS or XPAY?
Over the past year VXUS returned +27.82% vs +23.03% for XPAY, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), VXUS annualized +4.86% vs +19.48% for XPAY. Past performance does not guarantee future results.
Which is riskier, VXUS or XPAY?
VXUS has been the more volatile fund at 15.1% annualized versus 13.4% for XPAY. Worst drawdown: VXUS -39.9% vs XPAY -18.2%.
Should I hold both VXUS and XPAY?
VXUS and XPAY have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VXUS and XPAY?
VXUS and XPAY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7862 unique securities.
Which pays a higher dividend, VXUS or XPAY?
VXUS yields 2.60% while XPAY yields 12.78%, so XPAY currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.