VXUS vs XPAY
Vanguard Total International Stock ETF vs Roundhill S&P 500 Target 20 Managed Distribution ETF
Which is better, VXUS or XPAY?
VXUS has been ahead.
VXUS has a lower expense ratio. VXUS led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VXUS | XPAY |
|---|---|---|
| Expense Ratio | 0.05%Best | 0.49% |
| AUM | $158.1B | $168M |
| Dividend Yield | 2.51% | 20.76% |
| Holdings | 8,747 | 16 |
| YTD Return | +14.49%Best | +13.67% |
| 1Y Return | +21.52%Best | +16.49% |
| 3Y Return (annualized) | +20.55% | - |
| 5Y Return (annualized) | +9.57% | - |
| Volatility (annualized) | 11.4%Best | 13.1% |
| Max Drawdown | -13.6%Best | -18.2% |
| $10,000 over 1.9 years | $14,934Best | $13,753 |
| Fund Family | Vanguard (US) | Roundhill Investments |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jan 26, 2011 | Oct 31, 2024 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.9 years row, are measured over the window both funds cover: Oct 31, 2024 to Sep 21, 2026 (1.9 years).
VXUS vs XPAY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.9 years both funds cover.
VXUS vs XPAY Performance
Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US) and Roundhill S&P 500 Target 20 Managed Distribution ETF (XPAY) is an ETF from Roundhill Investments. Over the past year VXUS returned +21.52% while XPAY returned +16.49%. Year to date, VXUS is up 14.49% versus a gain of 13.67% for XPAY.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XPAY has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 11.4% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.6% for VXUS and -18.2% for XPAY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.65. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VXUS charges 0.05% per year while XPAY charges 0.49%. On a $10,000 position that is $5 vs $49 annually, a gap of $44 per year that compounds over a long holding period. On income, VXUS currently yields 2.51% against 20.76% for XPAY.
Holdings Overlap
We hold position weights for 8,082 holdings in VXUS and 1 in XPAY, totalling 88.8% and 4.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 8,082 positions we hold weights for in VXUS and 1 in XPAY, against full books of 8,747 and 16.
You are not choosing between two funds in isolation.
Whichever of VXUS and XPAY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VXUS or XPAY?
VXUS has an expense ratio of 0.05% while XPAY charges 0.49%. VXUS is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, VXUS or XPAY?
Over the past year VXUS returned +21.52% vs +16.49% for XPAY, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), VXUS annualized +23.50% vs +18.26% for XPAY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VXUS or XPAY?
XPAY has been the more volatile fund at 13.1% annualized versus 11.4% for VXUS. Worst drawdown: VXUS -13.6% vs XPAY -18.2%.
Should I hold both VXUS and XPAY?
VXUS and XPAY have a monthly-return correlation of 0.65, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VXUS or XPAY?
VXUS yields 2.51% while XPAY yields 20.76%, so XPAY currently pays the higher dividend yield.
Is XPAY better than VXUS?
VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.