VOO vs YCLO
Vanguard S&P 500 ETF vs Franklin BSP CLO ETF
Which is better, VOO or YCLO?
Large Cap Blend against Bank Loan.
VOO has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VOO | YCLO |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.35% |
| AUM | $1.0T | $50M |
| Dividend Yield | 1.04% | 0.69% |
| Holdings | 506 | 49 |
| YTD Return | +14.36%Best | +1.88% |
| 1Y Return | +16.70% | - |
| 3Y Return (annualized) | +23.34% | - |
| 5Y Return (annualized) | +13.93% | - |
| Fund Family | Vanguard (US) | Franklin Templeton Investments (US) |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Bank Loan |
| Inception | Sep 7, 2010 | Jun 2, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
VOO vs YCLO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VOO vs YCLO Performance
Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US) and Franklin BSP CLO ETF (YCLO) is an ETF from Franklin Templeton Investments (US). Year to date, VOO is up 14.36% versus a gain of 1.88% for YCLO.
Past performance does not guarantee future results.
Fees and Cost Over Time
VOO charges 0.03% per year while YCLO charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, VOO currently yields 1.04% against 0.69% for YCLO.
Holdings Overlap
We hold position weights for 494 holdings in VOO and 2 in YCLO, totalling 99.5% and 1.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 46 days apart, VOO as of Jul 31, 2026 and YCLO as of Sep 15, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 494 positions we hold weights for in VOO and 2 in YCLO, against full books of 506 and 49.
You are not choosing between two funds in isolation.
Whichever of VOO and YCLO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VOO or YCLO?
VOO has an expense ratio of 0.03% while YCLO charges 0.35%. VOO is the cheaper option, by $32 a year on a $10,000 investment.
Which pays a higher dividend, VOO or YCLO?
VOO yields 1.04% while YCLO yields 0.69%, so VOO currently pays the higher dividend yield.
Is YCLO better than VOO?
VOO has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.