QQQ vs YFFI

QQQ vs YFFI
See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQYFFIWinner
Expense Ratio0.18%0.50%
AUM$496.3B$22M
Dividend Yield0.44%5.29%
Holdings10879
YTD Return+16.23%-0.46%
1Y Return+26.23%+2.00%
3Y Return (annualized)+25.75%-
5Y Return (annualized)+14.78%-
Volatility (annualized)30.6%3.8%
Max Drawdown-83.0%-4.3%
Fund FamilyInvesco (US)Indexperts
CategoryEquityFixed Income
InceptionMar 10, 1999Dec 31, 2024

QQQ vs YFFI Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Indexperts Yield Focused Fixed Income ETF (YFFI) is a ETF from Indexperts. Over the past year QQQ returned +26.23% while YFFI returned +2.00%. Year to date, QQQ is up 16.23% versus a loss of 0.46% for YFFI.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 3.8% for YFFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -4.3% for YFFI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.32. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while YFFI charges 0.50%. On a $10,000 position that is $18 vs $50 annually, a gap of $32 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 5.29% for YFFI.

Holdings Overlap

0.0%overlap

QQQ and YFFI share 0 holdings out of 171 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QQQ or YFFI?

QQQ has an expense ratio of 0.18% while YFFI charges 0.50%. QQQ is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, QQQ or YFFI?

Over the past year QQQ returned +26.23% vs +2.00% for YFFI, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), QQQ annualized +13.02% vs +3.31% for YFFI. Past performance does not guarantee future results.

Which is riskier, QQQ or YFFI?

QQQ has been the more volatile fund at 30.6% annualized versus 3.8% for YFFI. Worst drawdown: QQQ -83.0% vs YFFI -4.3%.

Should I hold both QQQ and YFFI?

QQQ and YFFI have a monthly-return correlation of 0.32, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and YFFI?

QQQ and YFFI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 171 unique securities.

Which pays a higher dividend, QQQ or YFFI?

QQQ yields 0.44% while YFFI yields 5.29%, so YFFI currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free