QQQ vs YFFI

QQQ vs YFFI

Which is better, QQQ or YFFI?

Large Cap Growth against Investment Grade Bond.

QQQ has a lower expense ratio. QQQ led over 1Y and the full window.

Lower Fees: QQQHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQQQYFFI
Expense Ratio0.18%Best0.50%
AUM$483.5B$22M
Dividend Yield0.44%5.28%
Holdings10779
YTD Return+15.94%Best-1.89%
1Y Return+20.44%Best-1.50%
3Y Return (annualized)+24.86%-
5Y Return (annualized)+14.26%-
Volatility (annualized)20.2%4.0%Best
Max Drawdown-22.8%-4.3%Best
$10,000 over 1.7 years$14,010Best$10,392
Fund FamilyInvesco (US)Indexperts
CategoryEquityFixed Income
StyleLarge Cap GrowthInvestment Grade Bond
InceptionMar 10, 1999Dec 31, 2024

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Jan 2, 2025 to Sep 14, 2026 (1.7 years).

QQQ vs YFFI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.

QQQ vs YFFI Performance

Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and Indexperts Yield Focused Fixed Income ETF (YFFI) is an ETF from Indexperts. Over the past year QQQ returned +20.44% while YFFI returned -1.50%. Year to date, QQQ is up 15.94% versus a loss of 1.89% for YFFI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 20.2% compared with 4.0% for YFFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -22.8% for QQQ and -4.3% for YFFI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.34. They move together some of the time, and apart the rest.

Fees and Cost Over Time

QQQ charges 0.18% per year while YFFI charges 0.50%. On a $10,000 position that is $18 vs $50 annually, a gap of $32 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 5.28% for YFFI.

Holdings Overlap

We hold position weights for 102 holdings in QQQ and 73 in YFFI, totalling 99.9% and 92.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 102 positions we hold weights for in QQQ and 73 in YFFI, against full books of 107 and 79.

You are not choosing between two funds in isolation.

Whichever of QQQ and YFFI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

QQQYFFI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QQQ or YFFI?

QQQ has an expense ratio of 0.18% while YFFI charges 0.50%. QQQ is the cheaper option, by $32 a year on a $10,000 investment.

Which performed better, QQQ or YFFI?

Over the past year QQQ returned +20.44% vs -1.50% for YFFI, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), QQQ annualized +21.94% vs +2.29% for YFFI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QQQ or YFFI?

QQQ has been the more volatile fund at 20.2% annualized versus 4.0% for YFFI. Worst drawdown: QQQ -22.8% vs YFFI -4.3%.

Should I hold both QQQ and YFFI?

QQQ and YFFI have a monthly-return correlation of 0.34, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, QQQ or YFFI?

QQQ yields 0.44% while YFFI yields 5.28%, so YFFI currently pays the higher dividend yield.

Is YFFI better than QQQ?

QQQ has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.