VOO vs YFYA
Vanguard S&P 500 ETF vs Yields for You Income Strategy A ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | VOO | YFYA | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 1.25% | |
| AUM | $979.0B | $22M | |
| Dividend Yield | 1.09% | 5.18% | |
| Holdings | 509 | 10 | |
| YTD Return | +14.48% | +2.37% | |
| 1Y Return | +22.02% | +4.27% | |
| 3Y Return (annualized) | +21.80% | - | |
| 5Y Return (annualized) | +13.36% | - | |
| Volatility (annualized) | 14.2% | 1.8% | |
| Max Drawdown | -34.3% | -2.3% | |
| Fund Family | Vanguard (US) | Teucrium | |
| Category | Equity | Fixed Income | |
| Inception | Sep 7, 2010 | Jan 31, 2025 |
VOO vs YFYA Performance
Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Yields for You Income Strategy A ETF (YFYA) is a ETF from Teucrium. Over the past year VOO returned +22.02% while YFYA returned +4.27%. Year to date, VOO is up 14.48% versus a gain of 2.37% for YFYA.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 1.8% for YFYA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.3% for VOO and -2.3% for YFYA. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VOO charges 0.03% per year while YFYA charges 1.25%. On a $10,000 position that is $3 vs $125 annually, a gap of $122 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 5.18% for YFYA.
Holdings Overlap
VOO and YFYA share 0 holdings out of 513 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VOO or YFYA?
VOO has an expense ratio of 0.03% while YFYA charges 1.25%. VOO is the cheaper option. On a $10,000 investment, that is $122 per year of difference.
Which performed better, VOO or YFYA?
Over the past year VOO returned +22.02% vs +4.27% for YFYA, so VOO leads on 1-year performance. Over the longest common window we track (2 years), VOO annualized +13.61% vs +3.57% for YFYA. Past performance does not guarantee future results.
Which is riskier, VOO or YFYA?
VOO has been the more volatile fund at 14.2% annualized versus 1.8% for YFYA. Worst drawdown: VOO -34.3% vs YFYA -2.3%.
Should I hold both VOO and YFYA?
VOO and YFYA have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VOO and YFYA?
VOO and YFYA share 0 common holdings with a 0.0% weight overlap. Combined, they hold 513 unique securities.
Which pays a higher dividend, VOO or YFYA?
VOO yields 1.09% while YFYA yields 5.18%, so YFYA currently pays the higher dividend yield.
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