VYM vs YRAM
Vanguard High Dividend Yield ETF vs YieldMax Memory and Storage Portfolio Option Income ETF
Which is better, VYM or YRAM?
Large Cap Value against Option Writing.
VYM has a lower expense ratio. VYM is less concentrated, with 25.8% of the fund in its ten largest positions against 95.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VYM | YRAM |
|---|---|---|
| Expense Ratio | 0.04%Best | 1.01% |
| AUM | $78.9B | $9M |
| Dividend Yield | 2.37% | 3.07% |
| Holdings | 608 | 43 |
| YTD Return | +13.54%Best | -12.48% |
| 1Y Return | +17.41% | - |
| 3Y Return (annualized) | +20.15% | - |
| 5Y Return (annualized) | +11.38% | - |
| Top 10 Weight | 25.8%Best | 95.3% |
| Fund Family | Vanguard (US) | YieldMax ETF |
| Category | Equity | Alternative |
| Style | Large Cap Value | Option Writing |
| Inception | Nov 10, 2006 | Aug 24, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
VYM vs YRAM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VYM vs YRAM Performance
Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US) and YieldMax Memory and Storage Portfolio Option Income ETF (YRAM) is an ETF from YieldMax ETF. Year to date, VYM is up 13.54% versus a loss of 12.48% for YRAM.
Past performance does not guarantee future results.
Fees and Cost Over Time
VYM charges 0.04% per year while YRAM charges 1.01%. On a $10,000 position that is $4 vs $101 annually, a gap of $97 per year that compounds over a long holding period. On income, VYM currently yields 2.37% against 3.07% for YRAM.
Holdings Overlap
We hold position weights for 602 holdings in VYM and 43 in YRAM, totalling 100.0% and 99.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 602 positions we hold weights for in VYM and 43 in YRAM, against full books of 608 and 43.
What only one of them owns
Measured across the 602 and 43 positions we hold weights for.
VYM holds 575 positions YRAM does not, 98.3% of the fund.
Largest: AVGO 6.94%, JPM 3.83%, XOM 2.70%, JNJ 2.58%, ABBV 1.83%
You are not choosing between two funds in isolation.
Whichever of VYM and YRAM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VYM or YRAM?
VYM has an expense ratio of 0.04% while YRAM charges 1.01%. VYM is the cheaper option, by $97 a year on a $10,000 investment.
Which pays a higher dividend, VYM or YRAM?
VYM yields 2.37% while YRAM yields 3.07%, so YRAM currently pays the higher dividend yield.
Is YRAM better than VYM?
VYM has a lower expense ratio. VYM is less concentrated, with 25.8% of the fund in its ten largest positions against 95.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.