VTI vs YRAM
Vanguard Morningstar Total Stock Market ETF vs YieldMax Memory and Storage Portfolio Option Income ETF
Which is better, VTI or YRAM?
Large Cap Blend against Option Writing.
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 95.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | YRAM |
|---|---|---|
| Expense Ratio | 0.03%Best | 1.01% |
| AUM | $689.2B | $9M |
| Dividend Yield | 1.06% | 3.07% |
| Holdings | 3,524 | 43 |
| YTD Return | +11.43%Best | -11.77% |
| 1Y Return | +12.49% | - |
| 3Y Return (annualized) | +23.15% | - |
| 5Y Return (annualized) | +10.85% | - |
| Top 10 Weight | 33.5%Best | 95.3% |
| Fund Family | Vanguard (US) | YieldMax ETF |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Option Writing |
| Inception | May 24, 2001 | Aug 24, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
VTI vs YRAM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VTI vs YRAM Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and YieldMax Memory and Storage Portfolio Option Income ETF (YRAM) is an ETF from YieldMax ETF. Year to date, VTI is up 11.43% versus a loss of 11.77% for YRAM.
Past performance does not guarantee future results.
Fees and Cost Over Time
VTI charges 0.03% per year while YRAM charges 1.01%. On a $10,000 position that is $3 vs $101 annually, a gap of $98 per year that compounds over a long holding period. On income, VTI currently yields 1.06% against 3.07% for YRAM.
Holdings Overlap
2.3% of VTI's money is in holdings YRAM also owns. 43.9% of YRAM's money is in holdings VTI also owns.
The two portfolios partly overlap.
7 positions in common, counted across the 3,441 positions we hold weights for in VTI and 43 in YRAM, against full books of 3,524 and 43.
What only one of them owns
Measured across the 3,441 and 43 positions we hold weights for.
VTI holds 1,150 positions YRAM does not, 95.4% of the fund.
Largest: NVDA 6.88%, AAPL 6.30%, MSFT 5.11%, AMZN 3.41%, GOOGL 2.70%
Top Shared Holdings
| Stock | Weight in VTI | Weight in YRAM | Difference |
|---|---|---|---|
| MUMicron Technology, Inc. | 1.46% | 15.87% | 14.41% |
| SNDKVSandisk Corp. | 0.31% | 5.97% | 5.66% |
| STXSeagate Technolo | 0.25% | 5.39% | 5.14% |
| WDCWestern Digital Corp. | 0.21% | 5.04% | 4.83% |
| PSTGPure Storage Inc | 0.04% | 4.19% | 4.15% |
| PENGPenguin Solutions Inc Common Stock Usd.01 | 0.00% | 3.95% | 3.95% |
| RMBSRambus Inc | 0.01% | 3.48% | 3.47% |
43.9% of YRAM is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or YRAM?
VTI has an expense ratio of 0.03% while YRAM charges 1.01%. VTI is the cheaper option, by $98 a year on a $10,000 investment.
What is the holdings overlap between VTI and YRAM?
43.9% of YRAM's money is in holdings VTI also owns. 43.9% of YRAM's is in holdings VTI also owns. They hold 7 positions in common, counted across the 3,441 positions we hold weights for in VTI and 43 in YRAM.
Which pays a higher dividend, VTI or YRAM?
VTI yields 1.06% while YRAM yields 3.07%, so YRAM currently pays the higher dividend yield.
Is YRAM better than VTI?
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 95.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.