BFH
Bread Financial Holdings Inc.
$63.71
+$1.05(+1.68%)
72
Overall
80
Value
81
Tech
57
Quality
Market Cap
$2.96B
Volume
305.79K
52W Range
$38.21 - $68.01
Target Price
$71.87
Order:
Income Statement
| Metric | Trend | Chart | 2015 Dec | 2016 Dec | 2017 Dec | 2018 Dec | 2019 Dec | 2020 Dec | 2021 Dec | 2022 Dec | 2023 Dec | 2024 Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | ||||||||||||
| Total Revenue | $3.4B | $3.5B | $3.5B | $971.7M | $852.8M | $3.3B | $3.3B | $4.3B | $4.6B | $4.2B | ||
| Total Revenue | $6.4B | $7.1B | $7.7B | $5.7B | $5.6B | $3.3B | $3.3B | $4.3B | $4.6B | $4.2B | ||
| COST OF GOODS SOLD | ||||||||||||
| Cost of Revenue | $-3.8B | $-4.3B | $-4.3B | $-2.5B | $2.7B | $2.6B | -- | -- | -- | -- | ||
| GROSS PROFIT | ||||||||||||
| Gross Profit | $-857.4M | $-1.1B | $-1.0B | $-2.7B | $2.9B | $2.0B | -- | -- | -- | -- | ||
| OPERATING EXPENSES | ||||||||||||
| Operating Expenses | $280.6M | $310.3M | $349.4M | $243.2M | $2.9B | $-565.0M | -- | -- | -- | -- | ||
| Selling, General & Administrative | $138.5M | $143.2M | $166.3M | $162.5M | $2.8B | $-671.0M | $831.0M | $180.0M | $161.0M | $147.0M | ||
| Selling & Marketing Expenses | $-251.0M | $-277.0M | $-263.2M | $-244.5M | $2.7B | $143.0M | $160.0M | $180.0M | $161.0M | $147.0M | ||
| General & Administrative Expenses | $138.5M | $143.2M | $166.3M | $162.5M | $150.6M | $-814.0M | -- | -- | -- | -- | ||
| Promotion & Advertising | $-251.0M | $-277.0M | -- | -- | -- | -- | -- | -- | -- | -- | ||
| Salaries & Wages | $-91.3M | $-76.5M | $-75.1M | $-80.8M | $-3.6M | $-3.0M | $671.0M | $779.0M | -- | -- | ||
| Depreciation & Amortization | $142.1M | $167.1M | $183.1M | $80.7M | $79.9M | $106.0M | $92.0M | $113.0M | $116.0M | $90.0M | ||
| Depreciation & Amortization | $142.1M | $167.1M | $183.1M | $80.7M | $79.9M | $106.0M | $92.0M | $113.0M | $116.0M | $90.0M | ||
| Amortization | $-311.4M | $-309.5M | $-280.9M | $-112.9M | $954.9M | $77.0M | $634.0M | $634.0M | $97.0M | $35.0M | ||
| Other Operating Expenses | $-27.5M | $-31.4M | $-33.0M | $-61.5M | $-58.3M | $-11.0M | -- | -- | -- | -- | ||
| OPERATING INCOME | ||||||||||||
| Operating income | $-1.1B | $-1.4B | $-1.4B | $-2.9B | $1.3B | $565.0M | -- | -- | -- | -- | ||
| EBITDA | $1.7B | $1.7B | $2.2B | $2.3B | $1.2B | $1.1B | -- | -- | -- | -- | ||
| NON-OPERATING ITEMS | ||||||||||||
| Interest Expense (Non-Operating) | $179.5M | $218.2M | $439.3M | $376.6M | $-83.4M | $108.5M | -- | -- | -- | -- | ||
| Interest Income Operating | $2.9B | $3.6B | $4.2B | $4.7B | $4.7B | $4.0B | -- | -- | -- | -- | ||
| Net Non-Operating Interest Income/Expense | $-276.6M | $-343.8M | $-439.3M | $-376.6M | $83.4M | $-2.1B | -- | -- | -- | -- | ||
| Gain on Sale of Securities | $100.0K | $100.0K | $100.0K | -- | -- | -- | -- | -- | -- | -- | ||
| Other Income/Expense | $-710.7M | $-987.8M | $-1.2B | $-1.3B | $71.9M | $332.0M | -- | -- | -- | -- | ||
| Other Special Charges | -- | $9.2M | $23.3M | $29.2M | $-71.9M | $-332.0M | -- | -- | -- | -- | ||
| SPECIAL ITEMS | ||||||||||||
| Restructring And Mn A Income | $-191.7M | $-207.0M | $-225.4M | $-199.8M | $-142.3M | $-54.0M | -- | -- | -- | -- | ||
| Special Income Charges | $196.8M | $207.0M | $225.4M | $199.8M | $90.3M | $177.0M | $-438.0M | $-501.0M | $-520.0M | $-600.0M | ||
| Impairment of Capital Assets | -- | -- | -- | -- | $52.0M | $-63.7M | -- | -- | -- | -- | ||
| PRE-TAX INCOME | ||||||||||||
| EBIT | $1.2B | $1.1B | $1.6B | $1.8B | $880.6M | $888.4M | -- | -- | -- | -- | ||
| Pre-Tax Income | $931.6M | $837.0M | $1.1B | $1.2B | $738.4M | $301.0M | $1.0B | $300.0M | $968.0M | $381.0M | ||
| INCOME TAX | ||||||||||||
| Tax Provision | $326.2M | $319.4M | $292.4M | $269.5M | $165.8M | $93.0M | $247.0M | $76.0M | $231.0M | $102.0M | ||
| NET INCOME | ||||||||||||
| Net Income | $596.5M | $515.8M | $788.7M | $945.5M | $278.0M | $214.0M | $801.0M | $223.0M | $718.0M | $277.0M | ||
| Net Income (Continuing Operations) | $596.5M | $515.8M | $788.7M | $945.5M | $278.0M | $214.0M | $797.0M | $224.0M | $737.0M | $279.0M | ||
| Net Income (Discontinued Operations) | $596.5M | $515.8M | $788.7M | $945.5M | $278.0M | $214.0M | $801.0M | $223.0M | $718.0M | $277.0M | ||
| Net Income (Common Stockholders) | $596.5M | $515.8M | $788.7M | $945.5M | $3.6B | $214.0M | $801.0M | $223.0M | $718.0M | $277.0M | ||
| TOTALS | ||||||||||||
| Total Expenses | $-3.5B | $-4.0B | $-3.9B | $-2.3B | $5.6B | $2.3B | -- | -- | -- | -- | ||
| SHARE & EPS DATA | ||||||||||||
| Average Shares Outstanding | $61.9M | $58.6M | $55.7M | $54.9M | $50.0M | $47.8M | $49.7M | $49.9M | $49.8M | $49.6M | ||
| Average Shares Outstanding (Diluted) | $62.3M | $58.9M | $55.9M | $55.1M | $50.9M | $47.9M | $50.0M | $50.0M | $50.0M | $50.4M | ||
| Shares Outstanding | $59.3M | $55.9M | $55.5M | $53.0M | $47.6M | $49.7M | $49.9M | $50.1M | $49.4M | $49.1M | ||
| Basic EPS | $8.91 | $7.37 | $14.17 | $17.56 | $5.36 | $4.47 | $16.02 | $4.48 | $14.79 | $5.58 | ||
| Basic EPS (Continuing Operations) | -- | -- | -- | $17.24 | $11.25 | $6.17 | $16.02 | $4.48 | $14.79 | $5.63 | ||
| Diluted EPS | $8.85 | $7.34 | $14.1 | $17.49 | $5.46 | $4.46 | $15.95 | $4.47 | $14.74 | $5.49 | ||
| Diluted EPS (Continuing Operations) | -- | -- | -- | $17.17 | $11.24 | $6.16 | $15.95 | $4.47 | $14.74 | $5.54 | ||
| Dividend Per Share | -- | $0.52 | $2.08 | $0.52 | $0.63 | $0.21 | $0.84 | $0.84 | $0.84 | $0.84 | ||
| OTHER METRICS | ||||||||||||
| Accrued Preferred Stock Dividends | -- | -- | -- | -- | $2.8M | -- | -- | -- | -- | -- | ||
| Basic Discontinuous Operations | -- | -- | -- | $0.32 | $-5.89 | $-1.7 | -- | -- | -- | -- | ||
| Credit Losses Provision | -- | -- | -- | -- | -- | -- | $544.0M | $1.6B | $1.2B | $1.4B | ||
| Diluted Discontinuous Operations | -- | -- | -- | $0.32 | $-5.78 | $-1.7 | -- | -- | -- | -- | ||
| Earning Loss Of Equity Investments | -- | -- | -- | -- | -- | -- | $2.0M | $-44.0M | $-6.0M | -- | ||
| Gains Loss On Disposal Of Discontinued Operations | -- | -- | -- | -- | -- | -- | $4.0M | -- | -- | -- | ||
| Interest Expense For Deposit | -- | -- | -- | -- | -- | -- | $167.0M | $243.0M | $541.0M | $608.0M | ||
| Interest Expense For Short Term Debt | -- | -- | -- | -- | -- | -- | $216.0M | $260.0M | $338.0M | $352.0M | ||
| Interest Expense Operating | $53.6M | $84.7M | $125.1M | $165.7M | $225.6M | $219.5M | -- | -- | -- | -- | ||
| Interest Income | -- | -- | -- | -- | -- | -- | $3.9B | $4.7B | $5.1B | $5.0B | ||
| Interest Income After Provision For Loan Loss | -- | -- | -- | -- | -- | -- | $2.9B | $2.6B | $3.0B | $2.7B | ||
| Interest Income From Investment Securities | -- | -- | -- | -- | -- | -- | $3.9B | -- | -- | -- | ||
| Interest Income From Loans | -- | -- | -- | -- | -- | -- | $3.9B | $4.6B | $5.0B | $4.8B | ||
| Interest Income From Loans And Lease | -- | -- | -- | -- | -- | -- | $3.9B | $4.6B | $5.0B | $4.8B | ||
| Interest Income From Securities | -- | -- | -- | -- | -- | -- | $3.9B | $4.7B | $5.1B | $5.0B | ||
| Marketing Expense | -- | $-277.0M | $-263.2M | $-244.5M | $2.7B | $143.0M | $160.0M | $180.0M | $161.0M | $147.0M | ||
| Minority Interests | $-8.9M | $-1.8M | -- | -- | -- | -- | -- | -- | -- | -- | ||
| Net Income Discontinuous Operations | $-668.2M | $-940.5M | $-1.1B | $293.7M | $-294.6M | $6.0M | $4.0M | $-1.0M | $-19.0M | $-2.0M | ||
| Net Interest Income | -- | -- | -- | -- | -- | -- | $3.5B | $4.2B | $4.3B | $4.1B | ||
| Net Occupancy Expense | -- | -- | -- | -- | -- | -- | -- | $23.0M | $22.0M | $22.0M | ||
| Non Interest Expense | -- | -- | -- | -- | -- | -- | $1.7B | $1.9B | $2.1B | $2.1B | ||
| Non Interest Income | -- | -- | -- | -- | -- | -- | $-213.0M | $114.0M | $358.0M | $155.0M | ||
| Occupancy And Equipment | -- | -- | -- | -- | -- | -- | -- | $23.0M | $22.0M | $22.0M | ||
| Other Gain Loss From Disposition Of Discontinued Operations | -- | -- | -- | -- | $-294.6M | $6.0M | -- | -- | -- | -- | ||
| Other Gand A | $138.5M | $143.2M | $166.3M | $162.5M | $150.6M | $-814.0M | -- | -- | -- | -- | ||
| Other Impairment Of Capital Assets | -- | -- | -- | -- | -- | $64.0M | -- | -- | -- | -- | ||
| Other Interest Expense | -- | -- | -- | -- | -- | -- | $-3.5B | -- | -- | -- | ||
| Other Interest Income | -- | -- | -- | -- | -- | -- | $3.3B | $3.8B | $4.3B | $3.8B | ||
| Other Non Interest Expense | -- | -- | -- | -- | -- | -- | $438.0M | $501.0M | $520.0M | $600.0M | ||
| Other Non Interest Income | -- | -- | -- | -- | -- | -- | $156.0M | $114.0M | $358.0M | $155.0M | ||
| Other Write Off | $-710.6M | $-978.5M | $-1.2B | $-1.3B | $-234.5M | $-205.0M | -- | -- | -- | -- | ||
| Otherunder Preferred Stock Dividend | -- | -- | -- | -- | $2.8M | -- | -- | -- | -- | -- | ||
| Preferred Stock Dividends | -- | -- | -- | -- | $2.8M | -- | -- | -- | -- | -- | ||
| Professional Expense And Contract Services Expense | -- | -- | -- | -- | -- | -- | $136.0M | $142.0M | $128.0M | $112.0M | ||
| Provision For Gain Loss On Disposal | $-668.2M | $-940.5M | $-1.1B | $1.0B | -- | $1.3B | -- | -- | -- | -- | ||
| Rent And Landing Fees | $138.5M | $143.2M | $166.3M | $162.5M | -- | -- | -- | -- | -- | -- | ||
| Write Down | -- | -- | -- | -- | -- | $-3.2M | -- | -- | -- | -- | ||
| Intexp | -- | -- | -- | -- | -- | -- | $383.0M | $503.0M | $879.0M | $960.0M | ||
| Othspecchg | $-196.8M | $-206.7M | -- | -- | -- | $-177.0M | $-1.8B | -- | -- | -- | ||
| Restruct | $-191.7M | $-207.0M | $-225.4M | $-199.8M | $-142.3M | $-54.0M | -- | -- | -- | -- | ||
Financial data is updated quarterly and may not reflect the most recent earnings.
| A | B | C | D | |
|---|---|---|---|---|
| 1 | Symbol | Price | Change | Vol |
| 2 | BFH | $63.71 | +1.7% | 305.79K |
| 3 | ||||
| 4 | ||||
| 5 | ||||
| 6 |
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