BFH
Bread Financial Holdings Inc.
$87.34
+$0.86(+0.99%)
65
Overall
95
Value
66
Tech
34
Quality
Market Cap
$2.95B
Volume
334.53K
52W Range
$49.17 - $99.13
Target Price
$96.14
Order:
Income Statement
| Metric | Trend | Chart | 2016 Dec | 2017 Dec | 2018 Dec | 2019 Dec | 2020 Dec | 2021 Dec | 2022 Dec | 2023 Dec | 2024 Dec | 2025 Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | ||||||||||||
| Total Revenue | $7.1B | $7.7B | $5.7B | $5.6B | $3.3B | $3.3B | $4.3B | $4.6B | $4.2B | $4.3B | ||
| Total Revenue | $7.1B | $7.7B | $5.7B | $5.6B | $3.3B | $3.3B | $4.3B | $4.6B | $4.2B | $4.3B | ||
| OPERATING EXPENSES | ||||||||||||
| Selling, General & Administrative | $143.2M | $166.3M | $162.5M | $2.8B | $-671.0M | $831.0M | $180.0M | $277.0M | $147.0M | $150.0M | ||
| Selling & Marketing Expenses | $-277.0M | $-263.2M | $-244.5M | $2.7B | $143.0M | $160.0M | $180.0M | $161.0M | $147.0M | $150.0M | ||
| General & Administrative Expenses | $143.2M | $166.3M | $162.5M | $150.6M | $-814.0M | -- | -- | $116.0M | -- | -- | ||
| Promotion & Advertising | $-277.0M | -- | -- | -- | -- | -- | -- | -- | -- | -- | ||
| Salaries & Wages | $-76.5M | $-75.1M | $-80.8M | $-3.6M | $-3.0M | $671.0M | $779.0M | -- | -- | -- | ||
| Depreciation & Amortization | $167.1M | $183.1M | $80.7M | $79.9M | $106.0M | $92.0M | $113.0M | -- | $90.0M | -- | ||
| Depreciation & Amortization | $167.1M | $183.1M | $80.7M | $79.9M | $106.0M | $92.0M | $113.0M | -- | $90.0M | -- | ||
| Amortization | $-309.5M | $-280.9M | $-112.9M | $954.9M | $77.0M | $634.0M | $634.0M | $97.0M | $35.0M | -- | ||
| Securities Amortization | -- | -- | -- | -- | -- | -- | -- | $116.0M | -- | -- | ||
| OPERATING INCOME | ||||||||||||
| EBITDA | $1.7B | $2.2B | $2.3B | $1.2B | $1.1B | -- | -- | -- | -- | -- | ||
| NON-OPERATING ITEMS | ||||||||||||
| Gain on Sale of Securities | $100.0K | $100.0K | -- | -- | -- | -- | -- | -- | -- | -- | ||
| SPECIAL ITEMS | ||||||||||||
| Restruct | $-207.0M | $-225.4M | $-199.8M | $-142.3M | $-54.0M | -- | -- | -- | -- | -- | ||
| Special Income Charges | $207.0M | $225.4M | $199.8M | $90.3M | $177.0M | $-438.0M | $-501.0M | $-520.0M | $-600.0M | $-636.0M | ||
| Impairment of Capital Assets | -- | -- | -- | $52.0M | $-63.7M | -- | -- | -- | -- | -- | ||
| PRE-TAX INCOME | ||||||||||||
| EBIT | $1.1B | $1.6B | $1.8B | $880.6M | $888.4M | -- | -- | -- | -- | -- | ||
| Pre-Tax Income | $837.0M | $1.1B | $1.2B | $738.4M | $301.0M | $1.0B | $300.0M | $968.0M | $381.0M | $615.0M | ||
| INCOME TAX | ||||||||||||
| Tax Provision | $319.4M | $292.4M | $269.5M | $165.8M | $93.0M | $247.0M | $76.0M | $231.0M | $102.0M | $94.0M | ||
| NET INCOME | ||||||||||||
| Net Income | $515.8M | $788.7M | $945.5M | $278.0M | $214.0M | $801.0M | $223.0M | $718.0M | $277.0M | $518.0M | ||
| Net Income (Continuing Operations) | $515.8M | $788.7M | $945.5M | $278.0M | $214.0M | $797.0M | $224.0M | $737.0M | $277.0M | $518.0M | ||
| Net Income (Discontinued Operations) | $515.8M | $788.7M | $945.5M | $278.0M | $214.0M | $801.0M | $223.0M | $718.0M | $277.0M | $518.0M | ||
| Net Income (Common Stockholders) | $515.8M | $788.7M | $945.5M | $3.6B | $214.0M | $801.0M | $223.0M | $718.0M | $277.0M | $518.0M | ||
| Normalized Income | -- | -- | -- | -- | -- | -- | -- | -- | -- | $688.9M | ||
| SHARE & EPS DATA | ||||||||||||
| Average Shares Outstanding | $58.6M | $55.7M | $54.9M | $50.0M | $47.8M | $49.7M | $49.9M | $49.8M | $49.6M | $46.8M | ||
| Average Shares Outstanding (Diluted) | $58.9M | $55.9M | $55.1M | $50.9M | $47.9M | $50.0M | $50.0M | $50.0M | $50.4M | $47.6M | ||
| Shares Outstanding | $55.9M | $55.5M | $53.0M | $47.6M | $49.7M | $49.9M | $50.1M | $49.4M | $49.1M | $43.1M | ||
| Basic EPS | $7.37 | $14.17 | $17.56 | $5.36 | $4.47 | $16.02 | $4.48 | $14.79 | $5.58 | $11.07 | ||
| Basic EPS (Continuing Operations) | -- | -- | -- | $11.25 | $6.17 | $16.02 | $4.48 | $14.79 | $5.63 | $11.15 | ||
| Diluted EPS | $7.34 | $14.1 | $17.49 | $5.46 | $4.46 | $15.95 | $4.47 | $14.74 | $5.49 | $10.96 | ||
| Diluted EPS (Continuing Operations) | -- | -- | -- | $11.24 | $6.16 | $15.95 | $4.47 | $14.74 | $5.54 | $10.96 | ||
| Dividend Per Share | $2.08 | $2.08 | $2.28 | $2.52 | $1.26 | $0.84 | $0.84 | $0.84 | $0.84 | $0.86 | ||
| OTHER METRICS | ||||||||||||
| Accrued Preferred Stock Dividends | -- | -- | -- | $2.8M | -- | -- | -- | -- | -- | -- | ||
| Basic Discontinuous Operations | -- | -- | -- | $-5.89 | $-1.7 | -- | -- | -- | -- | -- | ||
| Credit Losses Provision | -- | -- | -- | -- | -- | $544.0M | $1.6B | $1.2B | $1.5B | $1.2B | ||
| Diluted Discontinuous Operations | -- | -- | -- | $-5.78 | $-1.7 | -- | -- | -- | -- | -- | ||
| Earning Loss Of Equity Investments | -- | -- | -- | -- | -- | $2.0M | $-44.0M | $-6.0M | -- | -- | ||
| Foreign Exchange Trading Gains | $13.4M | $-79.4M | $38.0M | $2.2M | $-48.3M | -- | -- | -- | -- | -- | ||
| Gains Loss On Disposal Of Discontinued Operations | -- | -- | -- | -- | -- | $4.0M | -- | -- | -- | -- | ||
| Interest Expense For Deposit | -- | -- | -- | -- | -- | $167.0M | $243.0M | $541.0M | $608.0M | $554.0M | ||
| Interest Expense For Short Term Debt | -- | -- | -- | -- | -- | $216.0M | $260.0M | $338.0M | $352.0M | $300.0M | ||
| Interest Income | -- | -- | -- | -- | -- | $3.9B | $4.7B | $5.1B | $5.0B | $4.9B | ||
| Interest Income After Provision For Loan Loss | -- | -- | -- | -- | -- | $2.9B | $2.6B | $3.0B | $2.6B | $2.8B | ||
| Interest Income From Investment Securities | -- | -- | -- | -- | -- | $3.9B | -- | -- | -- | -- | ||
| Interest Income From Loans | -- | -- | -- | -- | -- | $3.9B | $4.6B | $5.0B | $4.8B | $4.7B | ||
| Interest Income From Loans And Lease | -- | -- | -- | -- | -- | $3.9B | $4.6B | $5.0B | $4.8B | $4.7B | ||
| Interest Income From Securities | -- | -- | -- | -- | -- | $3.9B | $4.7B | $5.1B | $5.0B | -- | ||
| Marketing Expense | $-277.0M | $-263.2M | $-244.5M | $2.7B | $143.0M | $160.0M | $180.0M | $161.0M | $147.0M | $150.0M | ||
| Minority Interests | $-1.8M | -- | -- | -- | -- | -- | -- | -- | -- | -- | ||
| Net Income Discontinuous Operations | $-940.5M | $-1.1B | $293.7M | $-294.6M | $6.0M | $4.0M | $-1.0M | $-19.0M | $-2.0M | -- | ||
| Net Interest Income | -- | -- | -- | -- | -- | $3.5B | $4.2B | $4.3B | $4.1B | $4.1B | ||
| Net Occupancy Expense | -- | -- | -- | -- | -- | -- | $23.0M | $22.0M | $22.0M | $23.0M | ||
| Non Interest Expense | -- | -- | -- | -- | -- | $1.7B | $1.9B | $2.1B | $2.1B | $2.0B | ||
| Non Interest Income | -- | -- | -- | -- | -- | $-213.0M | $114.0M | $358.0M | $155.0M | $203.0M | ||
| Occupancy And Equipment | -- | -- | -- | -- | -- | -- | $23.0M | $22.0M | $22.0M | $23.0M | ||
| Other Gain Loss From Disposition Of Discontinued Operations | -- | -- | -- | $-294.6M | $6.0M | -- | -- | -- | -- | -- | ||
| Other Gand A | $143.2M | $166.3M | $162.5M | $150.6M | $-814.0M | -- | -- | $116.0M | -- | -- | ||
| Other Interest Expense | -- | -- | -- | -- | -- | $-3.5B | -- | -- | $-4.1B | $-4.1B | ||
| Other Interest Income | -- | -- | -- | -- | -- | $3.3B | $3.8B | $4.3B | $3.8B | -- | ||
| Other Non Interest Expense | -- | -- | -- | -- | -- | $438.0M | $501.0M | $520.0M | $600.0M | $556.0M | ||
| Other Non Interest Income | -- | -- | -- | -- | -- | $156.0M | $114.0M | $358.0M | $155.0M | $203.0M | ||
| Otherunder Preferred Stock Dividend | -- | -- | -- | $2.8M | -- | -- | -- | -- | -- | -- | ||
| Preferred Stock Dividends | -- | -- | -- | $2.8M | -- | -- | -- | -- | -- | -- | ||
| Professional Expense And Contract Services Expense | -- | -- | -- | -- | -- | $136.0M | $142.0M | $128.0M | $112.0M | $112.0M | ||
| Provision For Gain Loss On Disposal | $-940.5M | $-1.1B | $1.0B | -- | $1.3B | -- | -- | -- | -- | -- | ||
| Rent And Landing Fees | $143.2M | $166.3M | $162.5M | -- | -- | -- | -- | $116.0M | -- | -- | ||
| Write Down | -- | -- | -- | -- | $-3.2M | -- | -- | -- | -- | $80.0M | ||
| Intexp | -- | -- | -- | -- | -- | $383.0M | $503.0M | $879.0M | $960.0M | $854.0M | ||
| Othspecchg | $-206.7M | -- | -- | -- | $-177.0M | $-1.8B | -- | -- | -- | -- | ||
Financial data is updated quarterly and may not reflect the most recent earnings.
| A | B | C | D | |
|---|---|---|---|---|
| 1 | Symbol | Price | Change | Vol |
| 2 | BFH | $87.34 | +1.0% | 334.53K |
| 3 | ||||
| 4 | ||||
| 5 | ||||
| 6 |
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