Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. It offers its products under the Bread, Bread Financial, Bread Cashback, Bread Rewards, Bread Pay, and Bread Savings brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.

Bread Financial Holdings Inc.

Bread Financial Holdings ( ($BFH) ) just unveiled an update. On May 5, 2026, Bread Financial Holdings priced an underwritten public offering of 4.8...

Bread Financial Prices Series B Preferred Stock Offering

In a report released today, Jon Arfstrom from RBC Capital maintained a Hold rating on Bread Financial Holdings, with a price target of $105.00. Acc...

Market Cap	$2.95B	P/E Ratio	8.37
52W High	$99.13	52W Low	$49.17
Div Yield	92.0%	Payout Ratio	5.3%
EPS Growth 3Y	35.2%	52W Position	76.4%
Overall Score	65	Value Score	95
Quality Score	34	Technical Score	66

EPS Current Est	$10.43	EPS Next Est	$11.77
EPS Growth Est	+12.8%	DPS Growth 3Y	0.8%

	A	B	C	D
1	Symbol	Price	Change	Volume
2	BFH	$87.34	+0.99%	334.53K
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	A	B	C	D
1	Symbol	Price	Change	Vol
2	BFH	$87.34	+1.0%	334.53K
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BFH

BFH

Key Metrics Overview

Growth Analysis

Revenue (5Y)

EBITDA (5Y)

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