CBU
Community Financial System Inc.
$59.89
-$0.65(-1.07%)
55
Overall
80
Value
25
Tech
60
Quality
Market Cap
$3.22B
Volume
192.65K
52W Range
$49.44 - $73.39
Target Price
$67.00
Order:
Income Statement
| Metric | Trend | Chart | 2015 Dec | 2016 Dec | 2017 Dec | 2018 Dec | 2019 Dec | 2020 Dec | 2021 Dec | 2022 Dec | 2023 Dec | 2024 Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | ||||||||||||
| Total Revenue | $365.3M | $421.4M | $507.1M | $558.3M | $589.8M | $596.8M | $620.6M | $679.4M | $652.1M | $746.3M | ||
| Total Revenue | $365.3M | $421.4M | $507.1M | $558.3M | $589.8M | $596.8M | $620.6M | $679.4M | $652.1M | $746.3M | ||
| OPERATING EXPENSES | ||||||||||||
| Research & Development | -- | -- | -- | -- | $11.4M | $9.5M | $9.3M | $13.1M | $15.7M | $16.1M | ||
| Selling, General & Administrative | $153.6M | $183.0M | $219.5M | $238.2M | $219.9M | $228.4M | $241.5M | $257.3M | $281.8M | $300.8M | ||
| Selling & Marketing Expenses | $7.2M | $7.5M | $10.0M | $9.4M | $7.1M | $6.1M | $5.2M | $8.2M | $9.5M | $9.7M | ||
| General & Administrative Expenses | $20.0M | $23.8M | $22.6M | $21.5M | -- | -- | -- | -- | $9.5M | $9.0M | ||
| Promotion & Advertising | $-3.6M | $-3.9M | $-5.7M | $-5.1M | $7.1M | $6.1M | $5.2M | $8.2M | $9.5M | $9.7M | ||
| Salaries & Wages | $126.4M | $151.6M | $186.9M | $207.4M | $219.9M | $228.4M | $241.5M | $257.3M | $281.8M | $300.8M | ||
| Depreciation & Amortization | $3.7M | $5.5M | $16.9M | $18.2M | $16.0M | $14.3M | $14.1M | $15.2M | $14.5M | $14.3M | ||
| Depreciation & Amortization | $3.7M | $5.5M | $16.9M | $18.2M | $16.0M | $14.3M | $14.1M | $15.2M | $14.5M | $14.3M | ||
| Amortization | $3.7M | $5.5M | $16.9M | $18.2M | $16.0M | $14.3M | $14.1M | $15.2M | $14.5M | $14.3M | ||
| SPECIAL ITEMS | ||||||||||||
| Restruct | $7.0M | $1.7M | $26.0M | $-769.0K | $8.6M | $4.9M | $901.0K | $4.7M | $4.5M | $457.0K | ||
| Special Income Charges | $-37.5M | $-36.2M | $-63.6M | $-38.3M | $-74.1M | $-72.1M | $-70.3M | $-82.2M | $-102.2M | $-96.7M | ||
| Impairment of Capital Assets | -- | -- | -- | -- | -- | -- | -- | -- | -- | $1.2M | ||
| PRE-TAX INCOME | ||||||||||||
| Pre-Tax Income | $132.2M | $154.6M | $160.0M | $213.0M | $209.3M | $206.1M | $241.3M | $240.3M | $168.2M | $236.7M | ||
| INCOME TAX | ||||||||||||
| Tax Provision | $44.9M | $54.5M | $9.2M | $44.3M | $40.3M | $41.4M | $51.7M | $52.2M | $36.3M | $54.2M | ||
| NET INCOME | ||||||||||||
| Net Income | $91.2M | $103.8M | $150.7M | $168.6M | $169.1M | $164.7M | $189.7M | $188.1M | $131.9M | $182.5M | ||
| Net Income (Continuing Operations) | $91.2M | $103.8M | $150.7M | $168.6M | $169.1M | $164.7M | $189.7M | $188.1M | $131.9M | $182.5M | ||
| Net Income (Discontinued Operations) | $91.2M | $103.8M | $150.7M | $168.6M | $169.1M | $164.7M | $189.7M | $188.1M | $131.9M | $182.5M | ||
| Net Income (Common Stockholders) | $91.2M | $103.8M | $150.7M | $168.6M | $172.8M | $164.2M | $189.2M | $187.5M | $131.9M | $181.7M | ||
| Normalized Income | -- | -- | -- | -- | -- | -- | -- | -- | -- | $246.7M | ||
| SHARE & EPS DATA | ||||||||||||
| Average Shares Outstanding | $41.0M | $44.1M | $48.8M | $51.2M | $51.7M | $53.0M | $54.0M | $53.9M | $53.6M | $52.8M | ||
| Average Shares Outstanding (Diluted) | $41.4M | $44.5M | $49.5M | $51.7M | $52.2M | $53.3M | $54.4M | $54.2M | $53.7M | $52.9M | ||
| Shares Outstanding | $87.8M | $89.1M | $101.6M | $102.6M | $103.8M | $53.7M | $53.9M | $53.8M | $53.3M | $52.7M | ||
| Basic EPS | $2.21 | $2.34 | $3.07 | $3.28 | $3.26 | $3.1 | $3.51 | $3.48 | $2.45 | $3.44 | ||
| Basic EPS (Continuing Operations) | $2.21 | $2.34 | $3.07 | $3.28 | $3.26 | $3.1 | $3.51 | $3.48 | $2.45 | $3.44 | ||
| Diluted EPS | $2.19 | $2.32 | $3.03 | $3.24 | $3.23 | $3.08 | $3.48 | $3.46 | $2.45 | $3.44 | ||
| Diluted EPS (Continuing Operations) | $2.19 | $2.32 | $3.03 | $3.24 | $3.23 | $3.08 | $3.48 | $3.46 | $2.45 | $3.44 | ||
| Dividend Per Share | $1.22 | $1.26 | $1.32 | $1.44 | $1.58 | $1.66 | $1.7 | $1.74 | $1.78 | $1.82 | ||
| OTHER METRICS | ||||||||||||
| Credit Losses Provision | $6.4M | $8.1M | $11.0M | $10.8M | $8.4M | $14.2M | $8.8M | $14.8M | $11.2M | $22.8M | ||
| Development Expense | -- | -- | -- | -- | $11.4M | $9.5M | $9.3M | $13.1M | $15.7M | $16.1M | ||
| Fees And Commissions | $52.7M | $58.6M | $67.9M | $657.0K | $19.0K | $-6.0K | $17.0K | $-44.0K | $-52.4M | $744.0K | ||
| Insurance And Claims | $13.5M | $16.6M | $22.6M | $21.5M | -- | -- | -- | -- | $9.5M | $9.0M | ||
| Insurance And Premiums | $3.4M | $23.1M | $26.1M | $30.3M | $32.2M | $32.4M | $34.0M | $39.8M | $47.1M | $50.2M | ||
| Interest Expense For Capitalized Lease Obligations | -- | -- | -- | -- | -- | -- | -- | -- | -- | $215.0K | ||
| Interest Expense For Deposit | $7.0M | $7.3M | $8.0M | $10.7M | $20.5M | $16.8M | $11.6M | $15.0M | $85.3M | $159.5M | ||
| Interest Expense For Federal Funds Sold And Securities Purchase Under Agreements To Resell | -- | -- | -- | -- | -- | -- | -- | $998.0K | $3.1M | $4.6M | ||
| Interest Expense For Long Term Debt | $2.5M | $2.9M | $3.9M | $4.7M | $4.2M | $2.5M | $447.0K | $153.0K | $6.3M | -- | ||
| Interest Expense For Long Term Debt And Capital Securities | $2.5M | $2.9M | $3.9M | $4.7M | $4.2M | $2.5M | $447.0K | $153.0K | $6.3M | $215.0K | ||
| Interest Expense For Short Term Debt | $1.7M | $1.0M | $1.8M | $2.3M | -- | -- | -- | $8.1M | $18.8M | $34.9M | ||
| Interest Income | $259.6M | $285.2M | $329.5M | $362.7M | $385.7M | $389.3M | $387.4M | $443.7M | $541.4M | $643.5M | ||
| Interest Income After Provision For Loan Loss | $235.5M | $257.7M | $293.7M | $323.4M | $350.7M | $354.2M | $365.6M | $405.9M | $426.1M | $426.3M | ||
| Interest Income From Investment Securities | $71.9M | $73.7M | $75.5M | $76.6M | $77.5M | $74.5M | $79.1M | $108.7M | $96.2M | $97.8M | ||
| Interest Income From Loans | $187.7M | $211.5M | $253.9M | $286.2M | $308.2M | $314.8M | $308.4M | $335.1M | $445.2M | $545.8M | ||
| Interest Income From Loans And Lease | $187.7M | $211.5M | $253.9M | $286.2M | $308.2M | $314.8M | $308.4M | $335.1M | $445.2M | $545.8M | ||
| Interest Income From Securities | $71.9M | $73.7M | $75.5M | $76.6M | $77.5M | $74.5M | $79.1M | $108.7M | $96.2M | $97.8M | ||
| Marketing Expense | $7.2M | $7.5M | $10.0M | $9.4M | -- | -- | -- | -- | -- | -- | ||
| Net Interest Income | $242.0M | $265.8M | $304.7M | $334.2M | $359.2M | $368.4M | $374.4M | $420.6M | $437.3M | $449.1M | ||
| Net Occupancy Expense | $27.6M | $30.1M | $35.6M | $39.9M | $39.9M | $40.7M | $41.2M | $42.4M | $42.5M | $43.7M | ||
| Non Interest Expense | $-233.1M | $-266.8M | $-347.1M | $-345.3M | $372.0M | $376.5M | $388.1M | $424.3M | $472.7M | $486.8M | ||
| Non Interest Income | $123.3M | $155.6M | $202.4M | $224.1M | $230.6M | $228.4M | $246.2M | $258.7M | $214.8M | $297.2M | ||
| Non Recurring Operation Expense | -- | -- | -- | -- | -- | $3.0M | $-100.0K | -- | $5.8M | $138.0K | ||
| Occupancy And Equipment | $27.6M | $30.1M | $35.6M | $39.9M | $39.9M | $40.7M | $41.2M | $42.4M | $42.5M | $43.7M | ||
| Other Gand A | $20.0M | $23.8M | $22.6M | $21.5M | -- | -- | -- | -- | $9.5M | $9.0M | ||
| Other Interest Expense | $-11.3M | $-11.3M | $-13.7M | $2.3M | $-1.8M | $-1.6M | $-930.0K | $-420.6M | $-437.3M | $-449.1M | ||
| Other Interest Income | -- | -- | -- | -- | -- | -- | -- | -- | $708.9M | $750.5M | ||
| Other Non Interest Expense | $30.4M | $34.5M | $37.6M | $39.1M | $65.5M | $64.2M | $69.5M | $77.5M | $91.9M | $96.2M | ||
| Other Non Interest Income | $67.2M | $73.9M | $176.3M | $193.4M | $193.5M | $195.6M | $212.2M | $258.7M | $214.8M | $297.2M | ||
| Professional Expense And Contract Services Expense | $6.8M | $8.5M | $11.6M | $10.6M | $10.8M | $11.6M | $11.7M | $14.0M | $15.9M | $15.3M | ||
| Securities Activities | $7.0K | -- | -- | $657.0K | $19.0K | $-6.0K | $17.0K | $-44.0K | $-52.4M | $744.0K | ||
| Service Charge On Depositor Accounts | $52.7M | $58.6M | $67.9M | -- | -- | $-22.2M | $-16.7M | $-4.7M | $-5.0M | -- | ||
| Total Premiums Earned | $3.4M | $23.1M | $26.1M | $30.3M | $32.2M | $32.4M | $34.0M | $39.8M | $47.1M | $50.2M | ||
| Intexp | $-11.2M | $-11.3M | $-13.8M | $-17.7M | $26.6M | $20.9M | $13.0M | $23.1M | $85.3M | $159.5M | ||
| Othspecchg | $-5.4M | $-5.8M | $-7.3M | $-9.0M | $-49.9M | $-62.4M | $-49.9M | $8.6M | $9.4M | $10.5M | ||
Financial data is updated quarterly and may not reflect the most recent earnings.
| A | B | C | D | |
|---|---|---|---|---|
| 1 | Symbol | Price | Change | Vol |
| 2 | CBU | $59.89 | -1.1% | 192.65K |
| 3 | ||||
| 4 | ||||
| 5 | ||||
| 6 |
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