CUBI
Customers Bancorp Inc
$66.51
-$1.87(-2.73%)
72
Overall
80
Value
83
Tech
55
Quality
Market Cap
$2.10B
Volume
836.80K
52W Range
$40.75 - $72.51
Target Price
$77.29
Order:
Income Statement
| Metric | Trend | Chart | 2015 Dec | 2016 Dec | 2017 Dec | 2018 Dec | 2019 Dec | 2020 Dec | 2021 Dec | 2022 Dec | 2023 Dec | 2024 Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | ||||||||||||
| Total Revenue | $203.4M | $302.8M | $339.5M | $311.2M | $358.2M | $467.5M | $762.9M | $656.0M | $758.0M | $714.8M | ||
| Total Revenue | $203.4M | $302.8M | $339.5M | $311.2M | $358.2M | $467.5M | $762.9M | $656.0M | $758.0M | $714.8M | ||
| OPERATING EXPENSES | ||||||||||||
| Selling, General & Administrative | $66.6M | $98.6M | $112.3M | $118.0M | $111.7M | $95.9M | $109.7M | $114.9M | $136.4M | $180.3M | ||
| Selling & Marketing Expenses | $697.0K | $1.5M | $1.5M | $2.4M | $4.0M | $1.8M | $1.5M | $2.5M | $3.1M | $4.5M | ||
| General & Administrative Expenses | $9.5M | $16.4M | $15.3M | $10.7M | -- | -- | -- | -- | -- | -- | ||
| Salaries & Wages | $56.3M | $80.6M | $95.5M | $104.8M | $107.6M | $94.1M | $108.2M | $112.4M | $133.3M | $175.8M | ||
| SPECIAL ITEMS | ||||||||||||
| Restruct | -- | $1.2M | $410.0K | $4.4M | $100.0K | $1.4M | $418.0K | -- | -- | -- | ||
| Special Income Charges | $-20.6M | $-43.2M | $-56.6M | $-64.1M | $-37.9M | $-31.7M | $-66.3M | $-94.3M | $-84.9M | $-99.8M | ||
| PRE-TAX INCOME | ||||||||||||
| Pre-Tax Income | $95.7M | $124.6M | $123.9M | $91.1M | $102.1M | $189.8M | $441.2M | $291.3M | $330.7M | $224.4M | ||
| INCOME TAX | ||||||||||||
| Tax Provision | $35.2M | $47.8M | $45.6M | $19.4M | $22.8M | $46.7M | $86.9M | $63.3M | $80.6M | $42.9M | ||
| NET INCOME | ||||||||||||
| Net Income | $58.6M | $78.7M | $78.8M | $76.4M | $79.3M | $132.6M | $314.6M | $228.0M | $250.1M | $181.5M | ||
| Net Income (Continuing Operations) | $58.6M | $78.7M | $78.8M | $76.4M | $79.3M | $132.6M | $314.6M | $228.0M | $250.1M | $181.5M | ||
| Net Income (Discontinued Operations) | $58.6M | $78.7M | $78.8M | $76.4M | $79.3M | $132.6M | $314.6M | $228.0M | $250.1M | $181.5M | ||
| Net Income (Common Stockholders) | $56.1M | $69.2M | $64.4M | $62.0M | $64.9M | $118.5M | $300.1M | $218.4M | $235.4M | $166.4M | ||
| Normalized Income | -- | -- | -- | -- | -- | -- | -- | -- | -- | $228.4M | ||
| SHARE & EPS DATA | ||||||||||||
| Average Shares Outstanding | $26.8M | $27.6M | $30.7M | $31.6M | $31.2M | $31.5M | $32.3M | $32.6M | $31.4M | $31.5M | ||
| Average Shares Outstanding (Diluted) | $28.7M | $30.0M | $32.6M | $32.2M | $31.6M | $31.7M | $33.7M | $33.5M | $32.2M | $32.7M | ||
| Shares Outstanding | $26.9M | $30.5M | $31.4M | $31.1M | $31.4M | $31.9M | $32.9M | $31.6M | $31.5M | $31.5M | ||
| Basic EPS | $4.35 | $2.51 | $2.1 | $1.81 | $2.08 | $3.76 | $19.8 | $13.38 | $7.49 | $5.28 | ||
| Basic EPS (Continuing Operations) | $4.35 | $2.51 | $2.1 | $1.81 | $2.08 | $3.76 | $19.8 | $13.38 | $14.98 | $5.28 | ||
| Diluted EPS | $4.07 | $2.31 | $1.97 | $1.78 | $2.05 | $3.74 | $18.99 | $13.02 | $7.32 | $5.09 | ||
| Diluted EPS (Continuing Operations) | $4.07 | $2.31 | $1.97 | $1.78 | $2.05 | $3.74 | $18.99 | $13.02 | $14.64 | $5.09 | ||
| OTHER METRICS | ||||||||||||
| Accretion On Preferred Stock | -- | -- | -- | -- | -- | -- | $2.8M | -- | -- | -- | ||
| Accrued Preferred Stock Dividends | $2.5M | $9.5M | $14.5M | $14.5M | $14.5M | $14.0M | $11.7M | $9.6M | $14.7M | $15.0M | ||
| Basic Discontinuous Operations | -- | -- | -- | -- | -- | -- | $-1.22 | -- | -- | -- | ||
| Credit Losses Provision | $20.6M | $6.6M | $13.2M | $11.3M | $33.9M | $62.8M | $27.4M | -- | -- | -- | ||
| Diluted Discontinuous Operations | -- | -- | -- | -- | -- | -- | $-1.17 | -- | -- | -- | ||
| Fees And Commissions | $2.1M | $33.7M | $9.7M | $-18.1M | $1.1M | $18.3M | $19.3M | $-38.2M | $-17.6M | $-42.9M | ||
| Gains Loss On Disposal Of Discontinued Operations | $-4.5M | $-9.0M | -- | -- | -- | $-10.5M | $-39.6M | -- | -- | -- | ||
| Insurance And Claims | $9.5M | $16.4M | $15.3M | $10.7M | -- | -- | -- | -- | -- | -- | ||
| Interest Expense For Deposit | $34.0M | $48.3M | $67.6M | $110.8M | $141.5M | $92.0M | $62.6M | $226.2M | $576.4M | $603.3M | ||
| Interest Expense For Long Term Debt | $12.8M | $13.2M | $16.8M | $6.7M | $7.0M | $10.8M | $27.0M | $23.9M | $17.2M | $18.0M | ||
| Interest Expense For Long Term Debt And Capital Securities | $12.8M | $13.2M | $16.8M | $6.7M | $7.0M | $10.8M | $27.0M | $23.9M | $17.2M | $18.0M | ||
| Interest Expense For Short Term Debt | $6.7M | $11.6M | $21.1M | $31.0M | $26.5M | $21.6M | $6.2M | $11.5M | $80.0M | $52.1M | ||
| Interest Income | $249.8M | $322.5M | $372.9M | $418.0M | $463.7M | $543.3M | $780.9M | $885.4M | $1.4B | $1.3B | ||
| Interest Income After Provision For Loan Loss | $155.2M | $239.9M | $247.4M | $241.0M | $243.4M | $340.9M | $685.1M | $623.7M | $687.4M | $654.4M | ||
| Interest Income From Deposits | -- | -- | -- | -- | -- | -- | $1.6M | $11.0M | $125.9M | $190.8M | ||
| Interest Income From Investment Securities | $10.4M | $14.3M | $25.2M | $33.2M | $23.7M | $24.2M | $40.4M | $119.2M | $200.7M | $180.3M | ||
| Interest Income From Leases | -- | -- | $125.0K | $5.4M | $12.1M | $18.1M | $21.1M | $27.7M | $36.2M | $40.7M | ||
| Interest Income From Loans | $233.8M | $302.8M | $339.9M | $373.2M | $431.5M | $512.0M | $764.2M | $745.3M | $1.0B | $947.5M | ||
| Interest Income From Loans And Lease | $233.8M | $302.8M | $340.1M | $378.6M | $443.5M | $530.2M | $785.4M | $773.0M | $1.1B | $988.2M | ||
| Interest Income From Securities | $10.4M | $14.3M | $25.2M | $33.2M | $23.7M | $24.2M | $40.4M | $119.2M | $200.7M | $180.3M | ||
| Marketing Expense | $697.0K | $1.5M | $1.5M | $2.4M | $4.0M | $1.8M | $1.5M | $2.5M | $3.1M | $4.5M | ||
| Net Income Discontinuous Operations | $-4.5M | $-9.0M | -- | -- | -- | $-10.5M | $-39.6M | -- | -- | -- | ||
| Net Interest Income | $175.7M | $246.5M | $260.6M | $252.2M | $277.3M | $403.7M | $685.1M | $623.7M | $687.4M | $654.4M | ||
| Net Occupancy Expense | $8.5M | $10.3M | $11.2M | $11.8M | $13.1M | $11.4M | $12.1M | $13.6M | $10.1M | $11.8M | ||
| Non Interest Expense | $-114.9M | $-178.2M | $-215.6M | $-220.2M | $231.9M | $215.0M | $294.3M | $304.6M | $352.7M | $417.0M | ||
| Non Interest Income | $27.7M | $56.4M | $78.9M | $59.0M | $80.9M | $63.8M | $77.9M | $32.3M | $70.6M | $60.4M | ||
| Occupancy And Equipment | $8.5M | $10.3M | $11.2M | $11.8M | $13.1M | $11.4M | $12.1M | $13.6M | $10.1M | $11.8M | ||
| Other Customer Services | $536.0K | $24.7M | $41.5M | -- | -- | $-3.4M | $-10.8M | $-15.0M | $-17.1M | $-15.9M | ||
| Other Gain Loss From Disposition Of Discontinued Operations | $-4.5M | $-9.0M | -- | -- | -- | $-10.5M | $-39.6M | -- | -- | -- | ||
| Other Gand A | $9.5M | $16.4M | $15.3M | $10.7M | -- | -- | -- | -- | -- | -- | ||
| Other Interest Expense | $-53.6M | $-73.0M | $-105.5M | $11.5M | $-11.5M | $-15.2M | $-685.1M | $261.7M | $-687.4M | $-654.4M | ||
| Other Interest Income | $5.6M | $5.4M | $7.8M | $11.5M | $8.5M | $7.0M | $2.1M | $9.9M | $8.0M | $9.2M | ||
| Other Non Interest Expense | $20.6M | $42.0M | $56.2M | $59.7M | $37.8M | $30.4M | $65.8M | $101.8M | $84.9M | $99.8M | ||
| Other Non Interest Income | $21.4M | $26.2M | $77.3M | $77.6M | $71.1M | $23.9M | $45.2M | $-1.9M | $16.6M | $19.7M | ||
| Otherunder Preferred Stock Dividend | $2.5M | $9.5M | $14.5M | $14.5M | $14.5M | $14.0M | $14.5M | $9.6M | $14.7M | $15.0M | ||
| Preferred Stock Dividends | $2.5M | $9.5M | $14.5M | $14.5M | $14.5M | $14.0M | $14.5M | $9.6M | $14.7M | $15.0M | ||
| Professional Expense And Contract Services Expense | $9.4M | $20.7M | $28.1M | $20.2M | $25.1M | $13.6M | $26.7M | $27.5M | $39.3M | $35.0M | ||
| Rent And Landing Fees | -- | -- | -- | $-5.8M | -- | -- | -- | -- | -- | -- | ||
| Securities Activities | $-85.0K | $25.0K | $8.8M | $-18.7M | $1.1M | $21.8M | $30.1M | $-23.2M | $-574.0K | $-27.0M | ||
| Service Charge On Depositor Accounts | $1.7M | $9.0M | $875.0K | $606.0K | -- | -- | -- | -- | -- | -- | ||
| Intexp | $-53.6M | $-73.0M | $-105.5M | $-160.1M | $186.4M | $139.6M | $95.8M | $261.7M | $673.6M | $673.4M | ||
| Othspecchg | $-3.7M | $-4.7M | $-5.2M | $-1.1M | $-56.4M | $-6.9M | $-6.6M | $-7.5M | $5.0M | $6.3M | ||
Financial data is updated quarterly and may not reflect the most recent earnings.
| A | B | C | D | |
|---|---|---|---|---|
| 1 | Symbol | Price | Change | Vol |
| 2 | CUBI | $66.51 | -2.7% | 836.80K |
| 3 | ||||
| 4 | ||||
| 5 | ||||
| 6 |