CUBI Stock Forecast, Price Targets, Chart, Dividends & Analysis
Customers Bancorp Inc
CUBI 
NYE
Sector: Financial Services
Industry: Banks - Regional - US
47.71
USD
0.73
(1.55%)
Previous close: 46.98 Open: 46.41 Bid: 47.48 Ask: 55.12
52 week range
42.31 68.49
Mkt Cap: 1,614 M Avg Vol (90 Days): 396,900
Last updated: Sunday 22nd December 2024
Metrics
Valuation
Price per Sales TTM ($) | 2.47 |
Price per Book TTM ($) | 1.01 |
PE Ratio (TTM) | 8.66 |
Book Value per Share ($) | 53.06 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -10.57% | |
1 Month Return | -13.69% | |
3 Month Return | 1.51% | |
1 Year Return | -15.66% | |
3 Year Return | -23.15% | |
5 Year Return | 99.71% | |
YTD Return | -17.20% |
Risk
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 33.25 |
14 Day SMA ($) | 52.58 |
14 Day EMA ($) | 51.64 |
Money Flow Index | 82.71 |
Average True Range | 2.08 |
50 Day SMA ($) | 51.34 |
200 Day SMA ($) | 50.06 |
ADX | 21.40 |
MACD | 1.40 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Profitability
Financials
CUBI Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AccretionOnPreferredStock | 3 M | |||||||||
| AccruedPreferredStockDividends | 2 M | 10 M | 14 M | 14 M | 14 M | 14 M | 12 M | 10 M | 15 M | |
| Basic EPS from continuing operations | 1.62 | 4.35 | 2.51 | 2.1 | 1.81 | 2.08 | 3.76 | 19.8 | 13.38 | 14.98 |
| Basic EPS total | 1.62 | 4.35 | 2.51 | 2.1 | 1.81 | 2.08 | 3.76 | 19.8 | 13.38 | 7.49 |
| Basic weighted shares outstanding | 26,720 M | 27 M | 28 M | 31 M | 32 M | 31 M | 32 M | 32 M | 33 M | 31 M |
| BasicDiscontinuousOperations | -1.22 | |||||||||
| CreditLossesProvision | 15 M | 21 M | 7 M | 13 M | 11 M | 34 M | 63 M | 27 M | ||
| Diluted EPS total | 1.55 | 4.07 | 2.31 | 1.97 | 1.78 | 2.05 | 3.74 | 18.99 | 13.02 | 7.32 |
| Diluted normalized net income/share | 1.55 | 4.07 | 2.31 | 1.97 | 1.78 | 2.05 | 3.74 | 18.99 | 13.02 | 14.64 |
| Diluted weighted shares outstanding | 27,939 M | 29 M | 30 M | 33 M | 32 M | 32 M | 32 M | 34 M | 34 M | 32 M |
| DilutedDiscontinuousOperations | -1.17 | |||||||||
| FeesAndCommissions | 6 M | 2 M | 34 M | 10 M | -18 M | 1 M | 18 M | 19 M | -38 M | -18 M |
| GainsLossOnDisposalOfDiscontinuedOperations | -4 M | -9 M | -10 M | -40 M | ||||||
| GeneralAndAdministrativeExpense | 9 M | 10 M | 16 M | 15 M | 11 M | |||||
| Income before tax | 66 M | 96 M | 125 M | 124 M | 91 M | 102 M | 190 M | 441 M | 291 M | 331 M |
| Income restructuring and M&A | 1 M | 410000.0 | 4 M | 100000.0 | 1 M | 418000.0 | ||||
| Income taxes | 24 M | 35 M | 48 M | 46 M | 19 M | 23 M | 47 M | 87 M | 63 M | 81 M |
| InsuranceAndClaims | 9 M | 10 M | 16 M | 15 M | 11 M | |||||
| Interest expense | -39 M | -54 M | -73 M | -106 M | -160 M | 186 M | 140 M | 96 M | 262 M | 680 M |
| InterestExpenseForDeposit | 24 M | 34 M | 48 M | 68 M | 111 M | 141 M | 92 M | 63 M | 226 M | 576 M |
| InterestExpenseForLongTermDebt | 9 M | 13 M | 13 M | 17 M | 7 M | 7 M | 11 M | 27 M | 24 M | 17 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 9 M | 13 M | 13 M | 17 M | 7 M | 7 M | 11 M | 27 M | 24 M | 17 M |
| InterestExpenseForShortTermDebt | 5 M | 7 M | 12 M | 21 M | 31 M | 27 M | 22 M | 6 M | 11 M | 80 M |
| InterestIncome | 190 M | 250 M | 323 M | 373 M | 418 M | 464 M | 543 M | 781 M | 885 M | 1,367 M |
| InterestIncomeAfterProvisionForLoanLoss | 122 M | 155 M | 240 M | 247 M | 241 M | 243 M | 341 M | 685 M | 624 M | 687 M |
| InterestIncomeFromDeposits | 2 M | 11 M | 126 M | |||||||
| InterestIncomeFromInvestmentSecurities | 10 M | 10 M | 14 M | 25 M | 33 M | 24 M | 24 M | 40 M | 119 M | 201 M |
| InterestIncomeFromLeases | 125000.0 | 5 M | 12 M | 18 M | 21 M | 28 M | 36 M | |||
| InterestIncomeFromLoans | 177 M | 234 M | 303 M | 340 M | 373 M | 431 M | 512 M | 764 M | 805 M | 1,107 M |
| InterestIncomeFromLoansAndLease | 177 M | 234 M | 303 M | 340 M | 379 M | 444 M | 530 M | 785 M | 833 M | 1,144 M |
| InterestIncomeFromSecurities | 10 M | 10 M | 14 M | 25 M | 33 M | 24 M | 24 M | 40 M | 119 M | 201 M |
| MarketingExpense | 1 M | 697000.0 | 2 M | 1 M | 2 M | 4 M | 2 M | 2 M | 3 M | 3 M |
| Net income from total operations | 43 M | 59 M | 79 M | 79 M | 76 M | 79 M | 133 M | 315 M | 228 M | 250 M |
| NetIncomeCommonStockholders | 43 M | 56 M | 69 M | 64 M | 62 M | 65 M | 119 M | 300 M | 218 M | 235 M |
| NetIncomeContinuousOperations | 43 M | 59 M | 79 M | 79 M | 76 M | 79 M | 133 M | 315 M | 228 M | 250 M |
| NetIncomeDiscontinuousOperations | -4 M | -9 M | -10 M | -40 M | ||||||
| NetInterestIncome | 137 M | 176 M | 246 M | 261 M | 252 M | 277 M | 404 M | 685 M | 624 M | 687 M |
| NetOccupancyExpense | 8 M | 8 M | 10 M | 11 M | 12 M | 13 M | 11 M | 12 M | 14 M | 10 M |
| NonInterestExpense | -97 M | -115 M | -178 M | -216 M | -220 M | 232 M | 215 M | 294 M | 305 M | 353 M |
| NonInterestIncome | 25 M | 28 M | 56 M | 79 M | 59 M | 81 M | 64 M | 78 M | 32 M | 71 M |
| OccupancyAndEquipment | 8 M | 8 M | 10 M | 11 M | 12 M | 13 M | 11 M | 12 M | 14 M | 10 M |
| Other special charges | -3 M | -4 M | -5 M | -5 M | -1 M | -56 M | -7 M | -7 M | -8 M | 5 M |
| OtherCustomerServices | 536000.0 | 25 M | 42 M | -3 M | -11 M | -15 M | -17 M | |||
| OtherGainLossFromDispositionOfDiscontinuedOperations | -4 M | -9 M | -10 M | -40 M | ||||||
| OtherGandA | 9 M | 10 M | 16 M | 15 M | 11 M | |||||
| OtherInterestExpense | -39 M | -54 M | -73 M | -106 M | 11 M | -11 M | -15 M | -685 M | 262 M | -6 M |
| OtherInterestIncome | 3 M | 6 M | 5 M | 8 M | 12 M | 9 M | 7 M | 2 M | 10 M | 8 M |
| OtherNonInterestExpense | 22 M | 21 M | 42 M | 56 M | 60 M | 38 M | 30 M | 66 M | 70 M | 20 M |
| OtherNonInterestIncome | 16 M | 21 M | 26 M | 77 M | 78 M | 71 M | 24 M | 45 M | 20 M | 35 M |
| OtherunderPreferredStockDividend | 2 M | 10 M | 14 M | 14 M | 14 M | 14 M | 15 M | 10 M | 15 M | |
| PreferredStockDividends | 2 M | 10 M | 14 M | 14 M | 14 M | 14 M | 15 M | 10 M | 15 M | |
| ProfessionalExpenseAndContractServicesExpense | 8 M | 9 M | 21 M | 28 M | 20 M | 25 M | 14 M | 27 M | 27 M | 39 M |
| RentAndLandingFees | -6 M | |||||||||
| SalariesAndWages | 46 M | 56 M | 81 M | 96 M | 105 M | 108 M | 94 M | 108 M | 112 M | 133 M |
| SecuritiesActivities | 3 M | -85000.0 | 25000.0 | 9 M | -19 M | 1 M | 22 M | 30 M | -23 M | -574000.0 |
| Selling Gen & administrative expense | 57 M | 67 M | 99 M | 112 M | 118 M | 112 M | 96 M | 110 M | 115 M | 136 M |
| SellingAndMarketingExpense | 1 M | 697000.0 | 2 M | 1 M | 2 M | 4 M | 2 M | 2 M | 3 M | 3 M |
| ServiceChargeOnDepositorAccounts | 3 M | 2 M | 9 M | 875000.0 | 606000.0 | |||||
| Special income/charges | -22 M | -21 M | -43 M | -57 M | -64 M | -38 M | -32 M | -66 M | -62 M | -20 M |
| Total common shares outstanding | 27 M | 27 M | 30 M | 31 M | 31 M | 31 M | 32 M | 33 M | 32 M | 31 M |
| Total net income | 43 M | 59 M | 79 M | 79 M | 76 M | 79 M | 133 M | 315 M | 228 M | 250 M |
| Total ordinary shares | 31 M | 31 M | 31 M | 31 M | 31 M | 31 M | 31 M | 31 M | 31 M | 31 M |
| Total revenues | 162 M | 203 M | 303 M | 339 M | 311 M | 358 M | 468 M | 763 M | 633 M | 741 M |
| TotalRevenue | 162 M | 203 M | 303 M | 339 M | 311 M | 358 M | 468 M | 763 M | 633 M | 741 M |
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