CUBI Stock Forecast, Price Targets, Chart, Dividends & Analysis
Customers Bancorp Inc
CUBI 
NYE
Sector: Financial Services
Industry: Banks - Regional - US
52.90
USD
-0.33
(-0.62%)
Previous close: 53.23 Open: 53.33 Bid: 49.25 Ask: 55.78
52 week range
40.75 68.49
Mkt Cap: 1,681 M Avg Vol (90 Days): 261,222
Last updated: Thursday 12th June 2025
Metrics
Valuation
Returns
7 Day Return | 4.26% | |
1 Month Return | -2.36% | |
3 Month Return | 7.76% | |
1 Year Return | 23.57% | |
3 Year Return | 61.92% | |
5 Year Return | 343.79% | |
YTD Return | 8.67% |
Risk
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 56.49 |
14 Day SMA ($) | 51.64 |
14 Day EMA ($) | 52.05 |
Money Flow Index | 66.34 |
Average True Range | 1.47 |
50 Day SMA ($) | 49.81 |
200 Day SMA ($) | 50.59 |
ADX | 8.04 |
MACD | -2.71 |
Growth
Peers
| Stock | Dividend | Market Cap (B) | PE | Price ($) |
|---|
Financials
CUBI Income Statement
Annual
| Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | Dec-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AccretionOnPreferredStock | 3 M | |||||||||
| AccruedPreferredStockDividends | 2 M | 10 M | 14 M | 14 M | 14 M | 14 M | 12 M | 10 M | 15 M | 15 M |
| Basic EPS from continuing operations | 4.35 | 2.51 | 2.1 | 1.81 | 2.08 | 3.76 | 19.8 | 13.38 | 14.98 | 5.28 |
| Basic EPS total | 4.35 | 2.51 | 2.1 | 1.81 | 2.08 | 3.76 | 19.8 | 13.38 | 7.49 | 5.28 |
| Basic weighted shares outstanding | 27 M | 28 M | 31 M | 32 M | 31 M | 32 M | 32 M | 33 M | 31 M | 32 M |
| BasicDiscontinuousOperations | -1.22 | |||||||||
| CreditLossesProvision | 21 M | 7 M | 13 M | 11 M | 34 M | 63 M | 27 M | |||
| Diluted EPS total | 4.07 | 2.31 | 1.97 | 1.78 | 2.05 | 3.74 | 18.99 | 13.02 | 7.32 | 5.09 |
| Diluted normalized net income/share | 4.07 | 2.31 | 1.97 | 1.78 | 2.05 | 3.74 | 18.99 | 13.02 | 14.64 | 5.09 |
| Diluted weighted shares outstanding | 29 M | 30 M | 33 M | 32 M | 32 M | 32 M | 34 M | 34 M | 32 M | 33 M |
| DilutedDiscontinuousOperations | -1.17 | |||||||||
| FeesAndCommissions | 2 M | 34 M | 10 M | -18 M | 1 M | 18 M | 19 M | -38 M | -18 M | -43 M |
| GainsLossOnDisposalOfDiscontinuedOperations | -4 M | -9 M | -10 M | -40 M | ||||||
| GeneralAndAdministrativeExpense | 10 M | 16 M | 15 M | 11 M | ||||||
| Income before tax | 96 M | 125 M | 124 M | 91 M | 102 M | 190 M | 441 M | 291 M | 331 M | 224 M |
| Income restructuring and M&A | 1 M | 410000.0 | 4 M | 100000.0 | 1 M | 418000.0 | ||||
| Income taxes | 35 M | 48 M | 46 M | 19 M | 23 M | 47 M | 87 M | 63 M | 81 M | 43 M |
| InsuranceAndClaims | 10 M | 16 M | 15 M | 11 M | ||||||
| Interest expense | -54 M | -73 M | -106 M | -160 M | 186 M | 140 M | 96 M | 262 M | 674 M | 673 M |
| InterestExpenseForDeposit | 34 M | 48 M | 68 M | 111 M | 141 M | 92 M | 63 M | 226 M | 576 M | 603 M |
| InterestExpenseForLongTermDebt | 13 M | 13 M | 17 M | 7 M | 7 M | 11 M | 27 M | 24 M | 17 M | 18 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 13 M | 13 M | 17 M | 7 M | 7 M | 11 M | 27 M | 24 M | 17 M | 18 M |
| InterestExpenseForShortTermDebt | 7 M | 12 M | 21 M | 31 M | 27 M | 22 M | 6 M | 11 M | 80 M | 52 M |
| InterestIncome | 250 M | 323 M | 373 M | 418 M | 464 M | 543 M | 781 M | 885 M | 1,367 M | 1,328 M |
| InterestIncomeAfterProvisionForLoanLoss | 155 M | 240 M | 247 M | 241 M | 243 M | 341 M | 685 M | 624 M | 687 M | 654 M |
| InterestIncomeFromDeposits | 2 M | 11 M | 126 M | 191 M | ||||||
| InterestIncomeFromInvestmentSecurities | 10 M | 14 M | 25 M | 33 M | 24 M | 24 M | 40 M | 119 M | 201 M | 180 M |
| InterestIncomeFromLeases | 125000.0 | 5 M | 12 M | 18 M | 21 M | 28 M | 36 M | 41 M | ||
| InterestIncomeFromLoans | 234 M | 303 M | 340 M | 373 M | 431 M | 512 M | 764 M | 745 M | 1,033 M | 948 M |
| InterestIncomeFromLoansAndLease | 234 M | 303 M | 340 M | 379 M | 444 M | 530 M | 785 M | 773 M | 1,069 M | 988 M |
| InterestIncomeFromSecurities | 10 M | 14 M | 25 M | 33 M | 24 M | 24 M | 40 M | 119 M | 201 M | 180 M |
| MarketingExpense | 697000.0 | 2 M | 1 M | 2 M | 4 M | 2 M | 2 M | 3 M | 3 M | 4 M |
| Net income from total operations | 59 M | 79 M | 79 M | 76 M | 79 M | 133 M | 315 M | 228 M | 250 M | 181 M |
| NetIncomeCommonStockholders | 56 M | 69 M | 64 M | 62 M | 65 M | 119 M | 300 M | 218 M | 235 M | 166 M |
| NetIncomeContinuousOperations | 59 M | 79 M | 79 M | 76 M | 79 M | 133 M | 315 M | 228 M | 250 M | 181 M |
| NetIncomeDiscontinuousOperations | -4 M | -9 M | -10 M | -40 M | ||||||
| NetInterestIncome | 176 M | 246 M | 261 M | 252 M | 277 M | 404 M | 685 M | 624 M | 687 M | 654 M |
| NetOccupancyExpense | 8 M | 10 M | 11 M | 12 M | 13 M | 11 M | 12 M | 14 M | 10 M | 12 M |
| NonInterestExpense | -115 M | -178 M | -216 M | -220 M | 232 M | 215 M | 294 M | 305 M | 353 M | 417 M |
| NonInterestIncome | 28 M | 56 M | 79 M | 59 M | 81 M | 64 M | 78 M | 32 M | 71 M | 60 M |
| Normalized income | 228 M | |||||||||
| OccupancyAndEquipment | 8 M | 10 M | 11 M | 12 M | 13 M | 11 M | 12 M | 14 M | 10 M | 12 M |
| Other special charges | -4 M | -5 M | -5 M | -1 M | -56 M | -7 M | -7 M | -8 M | 5 M | 6 M |
| OtherCustomerServices | 536000.0 | 25 M | 42 M | -3 M | -11 M | -15 M | -17 M | -16 M | ||
| OtherGainLossFromDispositionOfDiscontinuedOperations | -4 M | -9 M | -10 M | -40 M | ||||||
| OtherGandA | 10 M | 16 M | 15 M | 11 M | ||||||
| OtherInterestExpense | -54 M | -73 M | -106 M | 11 M | -11 M | -15 M | -685 M | 262 M | -687 M | -654 M |
| OtherInterestIncome | 6 M | 5 M | 8 M | 12 M | 9 M | 7 M | 2 M | 10 M | 8 M | 9 M |
| OtherNonInterestExpense | 21 M | 42 M | 56 M | 60 M | 38 M | 30 M | 66 M | 102 M | 85 M | 100 M |
| OtherNonInterestIncome | 21 M | 26 M | 77 M | 78 M | 71 M | 24 M | 45 M | -2 M | 17 M | 20 M |
| OtherunderPreferredStockDividend | 2 M | 10 M | 14 M | 14 M | 14 M | 14 M | 15 M | 10 M | 15 M | 15 M |
| PreferredStockDividends | 2 M | 10 M | 14 M | 14 M | 14 M | 14 M | 15 M | 10 M | 15 M | 15 M |
| ProfessionalExpenseAndContractServicesExpense | 9 M | 21 M | 28 M | 20 M | 25 M | 14 M | 27 M | 27 M | 39 M | 35 M |
| RentAndLandingFees | -6 M | |||||||||
| SalariesAndWages | 56 M | 81 M | 96 M | 105 M | 108 M | 94 M | 108 M | 112 M | 133 M | 176 M |
| SecuritiesActivities | -85000.0 | 25000.0 | 9 M | -19 M | 1 M | 22 M | 30 M | -23 M | -574000.0 | -27 M |
| Selling Gen & administrative expense | 67 M | 99 M | 112 M | 118 M | 112 M | 96 M | 110 M | 115 M | 136 M | 180 M |
| SellingAndMarketingExpense | 697000.0 | 2 M | 1 M | 2 M | 4 M | 2 M | 2 M | 3 M | 3 M | 4 M |
| ServiceChargeOnDepositorAccounts | 2 M | 9 M | 875000.0 | 606000.0 | ||||||
| Special income/charges | -21 M | -43 M | -57 M | -64 M | -38 M | -32 M | -66 M | -94 M | -85 M | -100 M |
| Total common shares outstanding | 27 M | 30 M | 31 M | 31 M | 31 M | 32 M | 33 M | 32 M | 31 M | 31 M |
| Total net income | 59 M | 79 M | 79 M | 76 M | 79 M | 133 M | 315 M | 228 M | 250 M | 181 M |
| Total ordinary shares | 32 M | 32 M | 32 M | 32 M | 32 M | 32 M | 32 M | 32 M | 32 M | 32 M |
| Total revenues | 203 M | 303 M | 339 M | 311 M | 358 M | 468 M | 763 M | 656 M | 758 M | 715 M |
| TotalRevenue | 203 M | 303 M | 339 M | 311 M | 358 M | 468 M | 763 M | 656 M | 758 M | 715 M |
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