NAVI Stock Forecast, Price Targets, Chart, Dividends & Analysis
Navient Corporation
NAVI 
NGS
Sector: Financial Services
Industry: Credit Services
14.26
USD
0.05
(0.35%)
Previous close: 14.21 Open: 14.11 Bid: 13.95 Ask: 14.6
52 week range
13.71 19.25
Mkt Cap: 1,560 M Avg Vol (90 Days): 762,736
Last updated: Sunday 22nd December 2024
Metrics
Valuation
Price per Sales TTM ($) | 1.50 |
Price per Book TTM ($) | 0.59 |
PE Ratio (TTM) | 21.39 |
Book Value per Share ($) | 25.09 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -3.39% | |
1 Month Return | -4.49% | |
3 Month Return | -9.23% | |
1 Year Return | -23.09% | |
3 Year Return | -25.66% | |
5 Year Return | 27.05% | |
YTD Return | -23.42% |
Risk
Dividends
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 39.48 |
14 Day SMA ($) | 14.79 |
14 Day EMA ($) | 14.68 |
Money Flow Index | 72.21 |
Average True Range | 0.41 |
50 Day SMA ($) | 15.08 |
200 Day SMA ($) | 15.44 |
ADX | 13.49 |
MACD | 0.54 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
NAVI Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AccruedPreferredStockDividends | 6 M | |||||||||
| Amortization of intangibles | -9 M | -12 M | -29 M | -23 M | -31 M | 25 M | 21 M | 19 M | 14 M | 10 M |
| Basic EPS from continuing operations | 2.74 | 2.62 | 2.15 | 1.06 | 1.52 | 2.59 | 2.14 | 4.23 | 4.54 | 1.87 |
| Basic EPS total | 2.74 | 2.62 | 2.15 | 1.06 | 1.52 | 2.59 | 2.14 | 4.23 | 4.54 | 1.87 |
| Basic weighted shares outstanding | 417 M | 376 M | 316 M | 275 M | 260 M | 230 M | 193 M | 170 M | 142 M | 122 M |
| CreditLossesProvision | 628 M | 581 M | 429 M | 426 M | 370 M | 258 M | 155 M | 61 M | 79 M | 123 M |
| Diluted EPS total | 2.69 | 2.58 | 2.12 | 1.04 | 1.49 | 2.56 | 2.12 | 4.18 | 4.49 | 1.85 |
| Diluted normalized net income/share | 2.69 | 2.58 | 2.12 | 1.04 | 1.49 | 2.56 | 2.12 | 4.18 | 4.49 | 1.85 |
| Diluted weighted shares outstanding | 425 M | 382 M | 322 M | 281 M | 264 M | 233 M | 195 M | 172 M | 144 M | 123 M |
| DividendIncome | 43 M | |||||||||
| Dividends paid per share | 0.6 | 0.64 | 0.64 | 0.64 | 0.64 | 0.64 | 0.64 | 0.64 | 0.64 | 0.64 |
| FeesAndCommissions | 5,010 M | 340 M | 304 M | 290 M | 97 M | |||||
| GainsLossOnDisposalOfDiscontinuedOperations | 1000000.0 | 1000000.0 | ||||||||
| GeneralAndAdministrativeExpense | 508 M | 451 M | 451 M | 447 M | 477 M | |||||
| Income before tax | 1,837 M | 1,580 M | 1,108 M | 764 M | 528 M | 763 M | 532 M | 936 M | 827 M | 313 M |
| Income restructuring and M&A | 113 M | 32 M | 29 M | 13 M | 6 M | 9 M | 26 M | 36 M | 25 M | |
| Income taxes | 688 M | 597 M | 427 M | 472 M | 133 M | 166 M | 120 M | 219 M | 182 M | 85 M |
| InsuranceAndClaims | 508 M | 451 M | 451 M | 447 M | 477 M | |||||
| Interest expense | -2,063 M | -2,074 M | -2,441 M | -2,971 M | -3,668 M | 3,488 M | 2,046 M | 1,316 M | 2,102 M | 3,557 M |
| InterestExpenseForLongTermDebt | -2,039 M | -1,640 M | -1,276 M | -986 M | -870 M | |||||
| InterestExpenseForLongTermDebtAndCapitalSecurities | -2,039 M | -1,640 M | -1,276 M | -986 M | -870 M | |||||
| InterestIncome | 18 M | 4,295 M | 4,146 M | 4,383 M | 4,908 M | 4,673 M | 3,298 M | 2,648 M | 3,223 M | 4,419 M |
| InterestIncomeAfterProvisionForLoanLoss | 1,411 M | 1,059 M | 847 M | 560 M | 500 M | 927 M | 1,097 M | 1,271 M | 1,042 M | 739 M |
| InterestIncomeFromInvestmentSecurities | 9 M | 4,295 M | 4,146 M | 4,383 M | 4,908 M | 93 M | 16 M | 3 M | 62 M | 153 M |
| InterestIncomeFromLoans | 927 M | 1,097 M | 1,393 M | 1,042 M | 739 M | |||||
| InterestIncomeFromLoansAndLease | 927 M | 1,097 M | 1,393 M | 1,042 M | 739 M | |||||
| InterestIncomeFromOtherMoneyMarketInvestments | 97 M | |||||||||
| InterestIncomeFromSecurities | 9 M | 4,295 M | 4,146 M | 4,383 M | 4,908 M | 93 M | 16 M | 3 M | 62 M | 153 M |
| LifeAnnuityPremiums | 8 M | |||||||||
| MinorityInterests | 3,349 M | 2,447 M | -3 M | -11 M | ||||||
| Net income from total operations | 1,149 M | 991 M | 703 M | 335 M | 492 M | 597 M | 412 M | 717 M | 645 M | 228 M |
| NetIncomeCommonStockholders | 1,143 M | 991 M | 703 M | 335 M | 492 M | -3,923 M | 412 M | 717 M | 645 M | 228 M |
| NetIncomeContinuousOperations | 1,149 M | 991 M | 703 M | 335 M | 492 M | 597 M | 412 M | 717 M | -2,478 M | -4,018 M |
| NetIncomeDiscontinuousOperations | 1000000.0 | 1000000.0 | ||||||||
| NetInterestIncome | 2,039 M | 1,640 M | 1,276 M | 986 M | 870 M | 1,185 M | 1,252 M | 1,332 M | 1,121 M | 862 M |
| NonInterestExpense | -1,109 M | -962 M | -987 M | -1,018 M | -1,044 M | 1,020 M | 995 M | 1,263 M | 831 M | 835 M |
| NonInterestIncome | 907 M | 902 M | 819 M | 796 M | 702 M | 856 M | 430 M | 806 M | 616 M | 409 M |
| Other special charges | -987 M | -21 M | -1000000.0 | 3 M | -19 M | -45 M | 6 M | 73 M | -1,022 M | 8 M |
| OtherCustomerServices | 5,010 M | 340 M | 304 M | 290 M | ||||||
| OtherGainLossFromDispositionOfDiscontinuedOperations | 1000000.0 | |||||||||
| OtherGandA | 508 M | 451 M | 451 M | 447 M | 477 M | |||||
| OtherInterestExpense | 2,063 M | 2,074 M | 2,441 M | 2,971 M | 3,668 M | 3,488 M | 2,046 M | 1,316 M | 2,102 M | 3,557 M |
| OtherInterestIncome | 9 M | 7 M | ||||||||
| OtherNonInterestExpense | 9 M | 12 M | 36 M | 23 M | 47 M | 466 M | 445 M | 608 M | 313 M | 389 M |
| OtherNonInterestIncome | 470 M | 384 M | 397 M | 774 M | 721 M | 773 M | 692 M | 737 M | 445 M | 406 M |
| OtherunderPreferredStockDividend | 6 M | |||||||||
| PreferredStockDividends | 6 M | |||||||||
| PropertyCasualtyPremiums | 43 M | |||||||||
| Revenue per share | -9 M | -12 M | -29 M | -23 M | -31 M | 25 M | 21 M | 19 M | 14 M | 10 M |
| SalariesAndWages | 479 M | 467 M | 500 M | 519 M | 507 M | 488 M | 497 M | 569 M | 444 M | 401 M |
| Selling Gen & administrative expense | 987 M | 918 M | 951 M | 966 M | 984 M | 488 M | 497 M | 569 M | 444 M | 401 M |
| ServiceChargeOnDepositorAccounts | 97 M | |||||||||
| Special income/charges | -122 M | -23 M | -35 M | -55 M | -41 M | -427 M | -460 M | -707 M | -349 M | -422 M |
| Total common shares outstanding | 401 M | 343 M | 291 M | 263 M | 245 M | 193 M | 184 M | 152 M | 129 M | 113 M |
| Total net income | 1,149 M | 991 M | 703 M | 335 M | 492 M | 597 M | 412 M | 717 M | 645 M | 228 M |
| Total ordinary shares | 107 M | 107 M | 107 M | 107 M | 107 M | 107 M | 107 M | 107 M | 107 M | 107 M |
| Total revenues | 2,946 M | 2,542 M | 2,095 M | 1,782 M | 1,572 M | 2,041 M | 1,682 M | 2,138 M | 1,737 M | 1,271 M |
| TotalPremiumsEarned | 8 M | 43 M | ||||||||
| TotalRevenue | 2,946 M | 2,542 M | 2,095 M | 1,782 M | 1,572 M | 2,041 M | 1,682 M | 2,138 M | 1,737 M | 1,271 M |
| TradingGainLoss | -43 M | |||||||||
| TrustFeesbyCommissions | 8 M |
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