PFS Stock Forecast, Price Targets, Chart, Dividends & Analysis
Provident Financial Services Inc
PFS 
NYE
Sector: Financial Services
Industry: Savings & Cooperative Banks
19.06
USD
0.42
(2.25%)
Previous close: 18.64 Open: 18.55 Bid: 18.53 Ask: 19.56
52 week range
13.07 22.24
Mkt Cap: 2,635 M Avg Vol (90 Days): 584,115
Last updated: Sunday 22nd December 2024
Metrics
Valuation
Price per Sales TTM ($) | 5.15 |
Price per Book TTM ($) | 1.03 |
PE Ratio (TTM) | 19.87 |
Book Value per Share ($) | 20.09 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -7.74% | |
1 Month Return | -8.59% | |
3 Month Return | 1.22% | |
1 Year Return | 8.95% | |
3 Year Return | -8.78% | |
5 Year Return | -2.02% | |
YTD Return | 5.71% |
Risk
Dividends
Financial Health
Technicals
RSI (14 Day) | 37.09 |
14 Day SMA ($) | 20.19 |
14 Day EMA ($) | 20.00 |
Money Flow Index | 74.13 |
Average True Range | 0.63 |
50 Day SMA ($) | 20.18 |
200 Day SMA ($) | 17.10 |
ADX | 13.01 |
MACD | 0.53 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
PFS Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Amortization of intangibles | -3 M | -4 M | -3 M | -3 M | -2 M | 3 M | 3 M | 4 M | 3 M | 3 M |
| Basic EPS from continuing operations | 1.22 | 1.33 | 1.38 | 1.46 | 1.82 | 1.74 | 1.39 | 2.2 | 2.35 | 1.72 |
| Basic EPS total | 1.22 | 1.33 | 1.38 | 1.46 | 1.82 | 1.74 | 1.39 | 2.2 | 2.35 | 1.72 |
| Basic weighted shares outstanding | 60 M | 63 M | 64 M | 64 M | 65 M | 65 M | 70 M | 76 M | 75 M | 75 M |
| CreditLossesProvision | 5 M | 4 M | 5 M | 6 M | 24 M | 13 M | 30 M | 24 M | 8 M | |
| Depreciation | -8 M | -10 M | -9 M | -9 M | -8 M | 8 M | 8 M | 9 M | 10 M | 9 M |
| Depreciation unreconciled | 3 M | 4 M | 3 M | 3 M | 2 M | 3 M | 3 M | 4 M | 3 M | 3 M |
| DepreciationAndAmortization | 3 M | 4 M | 3 M | 3 M | 2 M | 3 M | 3 M | 4 M | 3 M | 3 M |
| Diluted EPS total | 1.22 | 1.33 | 1.38 | 1.45 | 1.82 | 1.74 | 1.39 | 2.19 | 2.35 | 1.71 |
| Diluted normalized net income/share | 1.22 | 1.33 | 1.38 | 1.45 | 1.82 | 1.74 | 1.39 | 2.19 | 2.35 | 1.71 |
| Diluted weighted shares outstanding | 61 M | 63 M | 64 M | 65 M | 65 M | 65 M | 70 M | 77 M | 75 M | 75 M |
| Dividends paid per share | 1.12 | 0.94 | 0.96 | 0.96 | ||||||
| FeesAndCommissions | 96 M | 104 M | 111 M | 93 M | 99 M | 101 M | 103 M | 123 M | 125 M | 161 M |
| GeneralAndAdministrativeExpense | 28 M | 29 M | 28 M | 29 M | 31 M | 1 M | 3 M | 6 M | 5 M | 9 M |
| ImpairmentOfCapitalAssets | -2 M | |||||||||
| Income before tax | 105 M | 120 M | 125 M | 140 M | 144 M | 147 M | 128 M | 227 M | 240 M | 176 M |
| Income restructuring and M&A | 4 M | 8 M | ||||||||
| Income taxes | 36 M | 41 M | 42 M | 50 M | 29 M | 34 M | 31 M | 59 M | 64 M | 47 M |
| InsuranceAndClaims | 28 M | 29 M | 28 M | 29 M | 31 M | 1 M | 3 M | 6 M | 5 M | 9 M |
| Interest expense | -40 M | -42 M | -44 M | -46 M | -59 M | 73 M | 51 M | 36 M | 49 M | 216 M |
| InterestExpenseForDeposit | 15 M | 15 M | 17 M | 19 M | 31 M | 45 M | 34 M | 27 M | 39 M | 159 M |
| InterestExpenseForLongTermDebt | -234 M | -246 M | -253 M | -273 M | -277 M | 512000.0 | 1 M | 615000.0 | 1 M | |
| InterestExpenseForLongTermDebtAndCapitalSecurities | -234 M | -246 M | -253 M | -273 M | -277 M | 512000.0 | 1 M | 615000.0 | 1 M | |
| InterestExpenseForShortTermDebt | 25 M | 27 M | 27 M | 26 M | 29 M | 28 M | 17 M | 9 M | 9 M | 56 M |
| InterestIncome | 279 M | 292 M | 302 M | 324 M | 360 M | 371 M | 363 M | 402 M | 466 M | 616 M |
| InterestIncomeAfterProvisionForLoanLoss | 230 M | 241 M | 248 M | 267 M | 253 M | 285 M | 283 M | 342 M | 418 M | 399 M |
| InterestIncomeFromInvestmentSecurities | 27 M | 23 M | 23 M | 28 M | 33 M | 35 M | 28 M | 27 M | 39 M | 50 M |
| InterestIncomeFromLoans | 167 M | 177 M | 181 M | 190 M | 215 M | 223 M | 225 M | 252 M | 313 M | 437 M |
| InterestIncomeFromLoansAndLease | 167 M | 177 M | 181 M | 190 M | 215 M | 223 M | 225 M | 252 M | 313 M | 437 M |
| InterestIncomeFromSecurities | 27 M | 23 M | 23 M | 28 M | 33 M | 35 M | 28 M | 27 M | 39 M | 50 M |
| MarketingExpense | 5 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 5 M | 5 M |
| Net income from total operations | 74 M | 84 M | 88 M | 94 M | 118 M | 113 M | 97 M | 168 M | 176 M | 128 M |
| NetIncomeCommonStockholders | 74 M | 84 M | 88 M | 94 M | 118 M | 169 M | 97 M | 168 M | 176 M | 128 M |
| NetIncomeContinuousOperations | 74 M | 84 M | 88 M | 94 M | 118 M | 113 M | 97 M | 168 M | 192 M | 184 M |
| NetInterestIncome | 234 M | 246 M | 253 M | 273 M | 277 M | 298 M | 313 M | 366 M | 418 M | 399 M |
| NetOccupancyExpense | 24 M | 26 M | 25 M | 25 M | 25 M | 26 M | 27 M | 33 M | 35 M | 32 M |
| NonInterestExpense | -170 M | -181 M | -184 M | -188 M | -192 M | 202 M | 228 M | 250 M | 257 M | 276 M |
| NonInterestIncome | 41 M | 55 M | 55 M | 56 M | 59 M | 64 M | 72 M | 87 M | 88 M | 80 M |
| OccupancyAndEquipment | 24 M | 26 M | 25 M | 25 M | 25 M | 26 M | 27 M | 33 M | 35 M | 32 M |
| Other special charges | -56 M | -92 M | 10 M | 11 M | 10 M | |||||
| OtherCustomerServices | 96 M | 104 M | 111 M | 93 M | 99 M | 101 M | 103 M | 123 M | 125 M | 161 M |
| OtherGandA | 28 M | 29 M | 28 M | 29 M | 31 M | 1 M | 3 M | 6 M | 5 M | 9 M |
| OtherInterestExpense | -40 M | -42 M | -44 M | -46 M | -59 M | -28 M | -17 M | -9 M | 49 M | 216 M |
| OtherInterestIncome | 12 M | 13 M | 13 M | 13 M | 13 M | 12 M | 11 M | 11 M | 10 M | 9 M |
| OtherNonInterestExpense | 14 M | 13 M | 13 M | 14 M | 15 M | 51 M | 59 M | 60 M | 57 M | 71 M |
| OtherNonInterestIncome | 19 M | 28 M | 29 M | 56 M | 56 M | 64 M | 69 M | 76 M | 76 M | 66 M |
| RentAndLandingFees | -8 M | -9 M | -9 M | -9 M | -10 M | |||||
| Revenue per share | 3 M | 4 M | 3 M | 3 M | 2 M | 3 M | 3 M | 4 M | 3 M | 3 M |
| SalariesAndWages | 92 M | 100 M | 106 M | 109 M | 111 M | 117 M | 131 M | 143 M | 147 M | 148 M |
| SecuritiesActivities | 208 M | 212 M | 3 M | -14 M | -9 M | -5 M | ||||
| Selling Gen & administrative expense | 125 M | 133 M | 137 M | 142 M | 146 M | 122 M | 138 M | 154 M | 158 M | 162 M |
| SellingAndMarketingExpense | 5 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 5 M | 5 M |
| Special income/charges | -14 M | -13 M | -13 M | -14 M | -15 M | -51 M | -59 M | -60 M | -61 M | -78 M |
| Total common shares outstanding | 65 M | 66 M | 66 M | 67 M | 67 M | 66 M | 78 M | 77 M | 75 M | 76 M |
| Total net income | 74 M | 84 M | 88 M | 94 M | 118 M | 113 M | 97 M | 168 M | 176 M | 128 M |
| Total ordinary shares | 130 M | 130 M | 130 M | 130 M | 130 M | 130 M | 130 M | 130 M | 130 M | 130 M |
| Total revenues | 275 M | 301 M | 309 M | 328 M | 336 M | 362 M | 385 M | 453 M | 505 M | 479 M |
| TotalRevenue | 275 M | 301 M | 309 M | 328 M | 336 M | 362 M | 385 M | 453 M | 505 M | 479 M |
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