VBNK Stock Annual Balance Sheet. Download in Excel
VersaBank.
VBNK 
NGS
Sector: Finance and Insurance
Industry: Commercial Banking
17.03
USD
-0.07
(-0.41%)
Previous close: 17.1 Open: 17.1 Bid: 14.5 Ask: 17.28
52 week range
7.62 17.37
Mkt Cap: 446 M Avg Vol (90 Days): 44,112
Peers
Last updated: Friday 22nd November 2024
Financials
VBNK Balance Sheet
Annual
| Oct-14 | Oct-15 | Oct-16 | Oct-17 | Oct-18 | Oct-19 | Oct-20 | Oct-21 | Oct-22 | Oct-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Accounts payable | 39 M | 65 M | 87 M | 93 M | 100 M | 101 M | 100 M | 118 M | 8 M | 10 M |
| Accounts receivable | 6 M | 7 M | 7 M | 6 M | 7 M | 7 M | 268000.0 | 3 M | 4 M | 4 M |
| Accrued expenses | 39 M | 65 M | 87 M | 93 M | 100 M | 101 M | 100 M | 121 M | 16 M | 18 M |
| Accumulated depreciation & depletion | -6 M | -6 M | -7 M | -7 M | -8 M | -8 M | -9 M | -10 M | -11 M | |
| Additional paid in capital | 122000.0 | 145000.0 | 145000.0 | 145000.0 | 145000.0 | 145000.0 | 145000.0 | 145000.0 | 2 M | 3 M |
| AllowanceForLoansAndLeaseLosses | -3 M | -3 M | -3 M | -2 M | -3 M | -2 M | -2 M | -1 M | 2 M | 3 M |
| AvailableForSaleSecurities | 49 M | 22 M | 10 M | 262000.0 | 10 M | 10 M | 9 M | 953000.0 | 953000.0 | |
| Cash and equivalents | 145 M | 127 M | 94 M | 160 M | 130 M | 139 M | 258 M | 272 M | 89 M | 132 M |
| CashAndDueFromBanks | 53 M | 39 M | 94 M | 155 M | 130 M | 139 M | 258 M | 272 M | ||
| CashEquivalents | 93 M | 88 M | 5 M | |||||||
| CommercialLoan | 548 M | 105 M | 102 M | 95 M | 51 M | 41 M | 38 M | 33 M | 35 M | 55 M |
| Common par | 156 M | 172 M | 177 M | 182 M | 182 M | 182 M | 182 M | 241 M | 240 M | 228 M |
| Common stock equity | 153 M | 175 M | 186 M | 209 M | 224 M | 240 M | 255 M | 332 M | 351 M | 377 M |
| CommonStock | 142 M | 142 M | 147 M | 153 M | 153 M | 153 M | 153 M | 228 M | 240 M | 228 M |
| ConsumerLoan | 28 M | 31 M | 29 M | 3 M | ||||||
| Cost in excess | 6 M | 6 M | 6 M | |||||||
| CurrentDeferredTaxesLiabilities | 6 M | 7 M | ||||||||
| Deferred revenues | 6 M | 7 M | ||||||||
| DeferredAssets | 8 M | 9 M | 6 M | 24 M | 18 M | 12 M | 5 M | 3 M | 2 M | 4 M |
| DeferredTaxAssets | 8 M | 9 M | 6 M | 24 M | 18 M | 12 M | 5 M | 3 M | 2 M | 4 M |
| Deposits | 1,194 M | 1,326 M | 1,370 M | 1,376 M | 1,437 M | 1,400 M | 1,568 M | 1,853 M | 2,658 M | 3,533 M |
| DerivativeAssets | 2 M | |||||||||
| Float term debt | 57 M | 57 M | 58 M | 43 M | 43 M | 38 M | 14 M | 95 M | ||
| GoodwillAndOtherIntangibleAssets | 9 M | 9 M | 9 M | |||||||
| Gross fixed assets (Plant Property & Equipment) | 11 M | 11 M | 11 M | 15 M | 16 M | 16 M | 20 M | 22 M | 11 M | 10 M |
| GrossLoan | 1,223 M | 1,446 M | 1,561 M | 1,517 M | 1,627 M | 1,590 M | 1,650 M | 2,096 M | 2,980 M | 3,832 M |
| IncomeTaxPayable | 3 M | |||||||||
| Intangibles | 4 M | 3 M | 3 M | |||||||
| Invested capital | 351 M | 377 M | ||||||||
| LongTermCapitalLeaseObligation | 3 M | 5 M | 4 M | 4 M | ||||||
| LongTermDebtAndCapitalLeaseObligation | 57 M | 57 M | 58 M | 43 M | 43 M | 38 M | 17 M | 100 M | 4 M | 4 M |
| Machinery furniture & equipment | 7 M | 7 M | ||||||||
| MortgageLoan | 555 M | 619 M | 580 M | 590 M | 686 M | 554 M | 632 M | 784 M | 724 M | 898 M |
| Net fixed assets (net PP&E) | 5 M | 4 M | 4 M | 8 M | 8 M | 8 M | 10 M | 12 M | 11 M | 10 M |
| Net loans | 1,220 M | 1,443 M | 1,558 M | 1,515 M | 1,624 M | 1,588 M | 1,648 M | 2,095 M | 2,978 M | 3,830 M |
| NetOtherUnrealizedGainLoss | 99000.0 | 131000.0 | ||||||||
| Non-current deferred income taxes | 898000.0 | 786000.0 | 731000.0 | |||||||
| NonCurrentDeferredLiabilities | 898000.0 | 786000.0 | 731000.0 | |||||||
| Notes payable | 105 M | 107 M | ||||||||
| Other equity adjustments | 19000.0 | 13000.0 | 6000.0 | 4000.0 | -4000.0 | 99000.0 | 131000.0 | |||
| Other receivable | 7 M | 8 M | ||||||||
| OtherDeposits | 2,658 M | 3,533 M | ||||||||
| OtherLiabilities | 3 M | 3 M | 4 M | 5 M | 5 M | 6 M | 4 M | 8 M | ||
| OtherLoanAssets | 91 M | 691 M | 850 M | 832 M | 890 M | 995 M | 38 M | 1,280 M | 2,221 M | 2,879 M |
| OtherPayable | 37 M | 61 M | 83 M | 89 M | 96 M | 8 M | 9 M | |||
| Payables | 39 M | 65 M | 87 M | 93 M | 100 M | 101 M | 100 M | 121 M | 16 M | 18 M |
| Preferred securities of subsidiary trust | 14 M | 29 M | 29 M | 29 M | 29 M | 29 M | 29 M | 14 M | ||
| PreferredStock | 14 M | 29 M | 29 M | 29 M | 29 M | 29 M | 29 M | 14 M | ||
| Prepaid expenses | 13 M | 10 M | 10 M | 6 M | 5 M | 5 M | 7 M | 13 M | 16 M | 22 M |
| RestrictedCashAndCashEquivalents | 3 M | |||||||||
| RestrictedCashAndInvestments | 3 M | 4 M | 15 M | 5 M | 6 M | 17 M | 9 M | |||
| Retained earnings | -3 M | 3 M | 9 M | 26 M | 41 M | 58 M | 73 M | 91 M | 109 M | 146 M |
| SecuritiesAndInvestments | 49 M | 22 M | 10 M | 262000.0 | 10 M | 10 M | 9 M | 143 M | 169 M | |
| Short term debt | 105 M | 107 M | ||||||||
| Total assets | 1,446 M | 1,626 M | 1,704 M | 1,725 M | 1,809 M | 1,785 M | 1,944 M | 2,415 M | 3,266 M | 4,202 M |
| Total equity | 153 M | 175 M | 186 M | 209 M | 224 M | 240 M | 255 M | 332 M | 351 M | 377 M |
| Total liabilities | 1,293 M | 1,451 M | 1,519 M | 1,517 M | 1,586 M | 1,545 M | 1,689 M | 2,083 M | 2,915 M | 3,824 M |
| TotalEquityGrossMinority | 153 M | 175 M | 186 M | 209 M | 224 M | 240 M | 255 M | 332 M | 351 M | 377 M |
| TotalEquityGrossMinorityInterest | 153 M | 175 M | 186 M | 209 M | 224 M | 240 M | 255 M | 332 M | 351 M | 377 M |
| TotalLiabilitiesAndTotalEquityGrossMinorityInterest | 1,446 M | 1,626 M | 1,704 M | 1,725 M | 1,809 M | 1,785 M | 1,944 M | 2,415 M | 3,266 M | 4,202 M |
| TotalTaxPayable | 3 M | |||||||||
| UnpaidLossAndLossReserve | 126 M | 154 M | ||||||||
| UnrealizedGainLoss | 99000.0 | 131000.0 | ||||||||
| debtc | 105 M | 107 M |
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