ACOM vs SPY

ACOM vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricACOMSPYWinner
Expense Ratio0.93%0.09%
AUM$29M$821.1B
Dividend Yield-1.01%
Holdings0505
YTD Return+17.26%+13.17%
1Y Return-+21.53%
3Y Return (annualized)-+22.06%
5Y Return (annualized)-+13.35%
Volatility (annualized)-15.3%
Max Drawdown-4.3%-56.5%
Fund FamilyHarbor FundsState Street Investment Management
CategoryCommodityEquity
InceptionJun 16, 2026Jan 22, 1993

ACOM vs SPY Performance

Harbor Active Commodity ETF (ACOM) is a ETF from Harbor Funds and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, ACOM is up 17.26% versus a gain of 13.17% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -4.3% for ACOM and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

ACOM charges 0.93% per year while SPY charges 0.09%. On a $10,000 position that is $93 vs $9 annually, a gap of $84 per year that compounds over a long holding period.

Frequently Asked Questions

Which is cheaper, ACOM or SPY?

ACOM has an expense ratio of 0.93% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $84 per year of difference.

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