ACOM vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricACOMSCHDWinner
Expense Ratio0.93%0.06%
AUM$29M$108.7B
Dividend Yield-3.13%
Holdings0104
YTD Return+13.99%+26.54%
1Y Return-+30.90%
3Y Return (annualized)-+16.29%
5Y Return (annualized)-+9.65%
Volatility (annualized)-13.6%
Max Drawdown-4.3%-33.4%
Fund FamilyHarbor FundsCharles Schwab Asset Management
CategoryCommodityEquity
InceptionJun 16, 2026Oct 20, 2011

ACOM vs SCHD Performance

Harbor Active Commodity ETF (ACOM) is a ETF from Harbor Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, ACOM is up 13.99% versus a gain of 26.54% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -4.3% for ACOM and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

ACOM charges 0.93% per year while SCHD charges 0.06%. On a $10,000 position that is $93 vs $6 annually, a gap of $87 per year that compounds over a long holding period.

Frequently Asked Questions

Which is cheaper, ACOM or SCHD?

ACOM has an expense ratio of 0.93% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $87 per year of difference.

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