ACVT vs SCHD
Advent Convertible Bond ETF vs Schwab US Dividend Equity ETF
Which is better, ACVT or SCHD?
High Yield Bond against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ACVT | SCHD |
|---|---|---|
| Expense Ratio | 0.65% | 0.06%Best |
| AUM | $45M | $112.1B |
| Dividend Yield | 1.49% | 3.00% |
| Holdings | 62 | 103 |
| YTD Return | +7.12% | +21.99%Best |
| 1Y Return | +6.88% | +25.92%Best |
| 3Y Return (annualized) | - | +15.66% |
| 5Y Return (annualized) | - | +9.48% |
| Volatility (annualized) | 5.6%Best | 12.7% |
| Max Drawdown | -4.8%Best | -5.5% |
| $10,000 over 1.4 years | $11,598 | $13,497Best |
| Fund Family | Advent Capital Management | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | High Yield Bond | Large Cap Value |
| Inception | Apr 30, 2025 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: Apr 30, 2025 to Sep 23, 2026 (1.4 years).
ACVT vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.4 years both funds cover.
ACVT vs SCHD Performance
Advent Convertible Bond ETF (ACVT) is an ETF from Advent Capital Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ACVT returned +6.88% while SCHD returned +25.92%. Year to date, ACVT is up 7.12% versus a gain of 21.99% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 5.6% for ACVT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.8% for ACVT and -5.5% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.37. They move together some of the time, and apart the rest.
Fees and Cost Over Time
ACVT charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, ACVT currently yields 1.49% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 34 holdings in ACVT and 100 in SCHD, totalling 66.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 34 positions we hold weights for in ACVT and 100 in SCHD, against full books of 62 and 103.
You are not choosing between two funds in isolation.
Whichever of ACVT and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ACVT or SCHD?
ACVT has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option, by $59 a year on a $10,000 investment.
Which performed better, ACVT or SCHD?
Over the past year ACVT returned +6.88% vs +25.92% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), ACVT annualized +11.17% vs +23.89% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ACVT or SCHD?
SCHD has been the more volatile fund at 12.7% annualized versus 5.6% for ACVT. Worst drawdown: ACVT -4.8% vs SCHD -5.5%.
Should I hold both ACVT and SCHD?
ACVT and SCHD have a monthly-return correlation of 0.37, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, ACVT or SCHD?
ACVT yields 1.49% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than ACVT?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.