ACVT vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricACVTSPYWinner
Expense Ratio0.65%0.09%
AUM$32M$789.1B
Dividend Yield0.00%1.01%
Holdings58505
YTD Return+6.88%+13.68%
1Y Return+8.82%+21.53%
3Y Return (annualized)-+21.44%
5Y Return (annualized)-+13.18%
Volatility (annualized)5.7%15.3%
Max Drawdown-5.1%-56.5%
Fund FamilyAdvent Capital ManagementState Street Investment Management
CategoryFixed IncomeEquity
InceptionApr 30, 2025Jan 22, 1993

ACVT vs SPY Performance

Advent Convertible Bond ETF (ACVT) is a ETF from Advent Capital Management and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year ACVT returned +8.82% while SPY returned +21.53%. Year to date, ACVT is up 6.88% versus a gain of 13.68% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.7% for ACVT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -5.1% for ACVT and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

ACVT charges 0.65% per year while SPY charges 0.09%. On a $10,000 position that is $65 vs $9 annually, a gap of $56 per year that compounds over a long holding period. On income, ACVT currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

ACVT and SPY share 0 holdings out of 540 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, ACVT or SPY?

ACVT has an expense ratio of 0.65% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $56 per year of difference.

Which performed better, ACVT or SPY?

Over the past year ACVT returned +8.82% vs +21.53% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (1 years), ACVT annualized +11.00% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, ACVT or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 5.7% for ACVT. Worst drawdown: ACVT -5.1% vs SPY -56.5%.

Should I hold both ACVT and SPY?

ACVT and SPY have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between ACVT and SPY?

ACVT and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 540 unique securities.

Which pays a higher dividend, ACVT or SPY?

ACVT yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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