AHLT vs VTI

AHLT vs VTI
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Quick Verdict

VTI has a lower expense ratio. AHLT delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: AHLTMore Diversified: VTI

Side-by-Side Comparison

MetricAHLTVTIWinner
Expense Ratio0.96%0.03%
AUM$49M$666.9B
Dividend Yield1.54%1.07%
Holdings2553,543
YTD Return+11.96%+12.65%
1Y Return+36.59%+21.39%
3Y Return (annualized)+7.79%+21.54%
5Y Return (annualized)-+12.11%
Volatility (annualized)14.6%15.3%
Max Drawdown-20.2%-56.6%
Fund FamilyAmerican Beacon FundsVanguard (US)
CategoryAlternativeEquity
InceptionAug 30, 2023May 24, 2001

AHLT vs VTI Performance

American Beacon AHL Trend ETF (AHLT) is a ETF from American Beacon Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year AHLT returned +36.59% while VTI returned +21.39%. Year to date, AHLT is up 11.96% versus a gain of 12.65% for VTI.

Over three years, AHLT compounded at +7.79% per year against +21.54% for VTI. Across the full 3-year window we track, VTI has the edge at +8.07% annualized vs +7.79%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.6% for AHLT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -20.2% for AHLT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.09. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

AHLT charges 0.96% per year while VTI charges 0.03%. On a $10,000 position that is $96 vs $3 annually, a gap of $93 per year that compounds over a long holding period. On income, AHLT currently yields 1.54% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

AHLT and VTI share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, AHLT or VTI?

AHLT has an expense ratio of 0.96% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $93 per year of difference.

Which performed better, AHLT or VTI?

Over the past year AHLT returned +36.59% vs +21.39% for VTI, so AHLT leads on 1-year performance. Over the longest common window we track (3 years), AHLT annualized +7.79% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, AHLT or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 14.6% for AHLT. Worst drawdown: AHLT -20.2% vs VTI -56.6%.

Should I hold both AHLT and VTI?

AHLT and VTI have a monthly-return correlation of -0.09, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AHLT and VTI?

AHLT and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.

Which pays a higher dividend, AHLT or VTI?

AHLT yields 1.54% while VTI yields 1.07%, so AHLT currently pays the higher dividend yield.

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