AIOO vs VXUS
AllianzIM US Equity Buffer100 Protection ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | AIOO | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.64% | 0.05% | |
| AUM | $49M | $156.5B | |
| Dividend Yield | 0.00% | 2.60% | |
| Holdings | 4 | 8,747 | |
| YTD Return | +2.97% | +14.57% | |
| 1Y Return | +5.43% | +27.82% | |
| 3Y Return (annualized) | - | +19.27% | |
| 5Y Return (annualized) | - | +9.28% | |
| Volatility (annualized) | 1.7% | 15.1% | |
| Max Drawdown | -0.7% | -39.9% | |
| Fund Family | AllianzIM | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jun 30, 2025 | Jan 26, 2011 |
AIOO vs VXUS Performance
AllianzIM US Equity Buffer100 Protection ETF (AIOO) is a ETF from AllianzIM and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year AIOO returned +5.43% while VXUS returned +27.82%. Year to date, AIOO is up 2.97% versus a gain of 14.57% for VXUS.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 1.7% for AIOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.7% for AIOO and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AIOO charges 0.64% per year while VXUS charges 0.05%. On a $10,000 position that is $64 vs $5 annually, a gap of $59 per year that compounds over a long holding period. On income, AIOO currently yields 0.00% against 2.60% for VXUS.
Frequently Asked Questions
Which is cheaper, AIOO or VXUS?
AIOO has an expense ratio of 0.64% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
Which performed better, AIOO or VXUS?
Over the past year AIOO returned +5.43% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (1 years), AIOO annualized +5.23% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, AIOO or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 1.7% for AIOO. Worst drawdown: AIOO -0.7% vs VXUS -39.9%.
Should I hold both AIOO and VXUS?
AIOO and VXUS have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, AIOO or VXUS?
AIOO yields 0.00% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.
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