AIUP vs QQQ

AIUP vs QQQ
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Quick Verdict

QQQ has a lower expense ratio. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: TiedMore Diversified: QQQ

Side-by-Side Comparison

MetricAIUPQQQWinner
Expense Ratio0.70%0.18%
AUM$5M$496.3B
Dividend Yield0.00%0.44%
Holdings15108
YTD Return+21.03%+16.64%
1Y Return-+27.27%
3Y Return (annualized)-+25.96%
5Y Return (annualized)-+14.54%
Volatility (annualized)-30.6%
Max Drawdown-11.3%-83.0%
Fund FamilyFINQ AI, LLCInvesco (US)
CategoryEquityEquity
InceptionFeb 5, 2026Mar 10, 1999

AIUP vs QQQ Performance

FINQ FIRST US Large Cap AI-Managed Equity ETF (AIUP) is a ETF from FINQ AI, LLC and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Year to date, AIUP is up 21.03% versus a gain of 16.64% for QQQ.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -11.3% for AIUP and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

AIUP charges 0.70% per year while QQQ charges 0.18%. On a $10,000 position that is $70 vs $18 annually, a gap of $52 per year that compounds over a long holding period. On income, AIUP currently yields 0.00% against 0.44% for QQQ.

Holdings Overlap

32.0%overlap

AIUP and QQQ share 11 holdings out of 107 unique holdings combined, representing a 32.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in AIUPWeight in QQQDifference
MU15.93%4.43%11.50%
AMZN14.09%4.67%9.42%
PANW15.85%1.30%14.55%
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Frequently Asked Questions

Which is cheaper, AIUP or QQQ?

AIUP has an expense ratio of 0.70% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $52 per year of difference.

What is the holdings overlap between AIUP and QQQ?

AIUP and QQQ share 11 common holdings with a 32.0% weight overlap. Combined, they hold 107 unique securities.

Which pays a higher dividend, AIUP or QQQ?

AIUP yields 0.00% while QQQ yields 0.44%, so QQQ currently pays the higher dividend yield.

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