AIUP vs VYM
FINQ FIRST US Large Cap AI-Managed Equity ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | AIUP | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.70% | 0.04% | |
| AUM | $5M | $81.6B | |
| Dividend Yield | 0.00% | 2.24% | |
| Holdings | 15 | 616 | |
| YTD Return | +20.86% | +14.66% | |
| 1Y Return | - | +22.16% | |
| 3Y Return (annualized) | - | +18.72% | |
| 5Y Return (annualized) | - | +12.18% | |
| Volatility (annualized) | - | 14.6% | |
| Max Drawdown | -11.3% | -58.8% | |
| Fund Family | FINQ AI, LLC | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 5, 2026 | Nov 10, 2006 |
AIUP vs VYM Performance
FINQ FIRST US Large Cap AI-Managed Equity ETF (AIUP) is a ETF from FINQ AI, LLC and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, AIUP is up 20.86% versus a gain of 14.66% for VYM.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -11.3% for AIUP and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
AIUP charges 0.70% per year while VYM charges 0.04%. On a $10,000 position that is $70 vs $4 annually, a gap of $66 per year that compounds over a long holding period. On income, AIUP currently yields 0.00% against 2.24% for VYM.
Holdings Overlap
AIUP and VYM share 1 holdings out of 618 unique holdings combined, representing a 0.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in AIUP | Weight in VYM | Difference |
|---|---|---|---|
| DELL | 4.70% | 0.54% | 4.16% |
Frequently Asked Questions
Which is cheaper, AIUP or VYM?
AIUP has an expense ratio of 0.70% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $66 per year of difference.
What is the holdings overlap between AIUP and VYM?
AIUP and VYM share 1 common holdings with a 0.5% weight overlap. Combined, they hold 618 unique securities.
Which pays a higher dividend, AIUP or VYM?
AIUP yields 0.00% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
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