AIUP vs VYM
FINQ FIRST US Large Cap AI-Managed Equity ETF vs Vanguard High Dividend Yield ETF
Which is better, AIUP or VYM?
Large Cap Blend against Large Cap Value.
VYM has a lower expense ratio. VYM is less concentrated, with 25.8% of the fund in its ten largest positions against 76.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AIUP | VYM |
|---|---|---|
| Expense Ratio | 0.70% | 0.04%Best |
| AUM | $5M | $78.9B |
| Dividend Yield | 0.00% | 2.37% |
| Holdings | 34 | 608 |
| YTD Return | +19.69%Best | +14.86% |
| 1Y Return | - | +17.97% |
| 3Y Return (annualized) | - | +21.14% |
| 5Y Return (annualized) | - | +11.69% |
| Top 10 Weight | 76.8% | 25.8%Best |
| Fund Family | FINQ AI, LLC | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Feb 5, 2026 | Nov 10, 2006 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
AIUP vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
AIUP vs VYM Performance
FINQ FIRST US Large Cap AI-Managed Equity ETF (AIUP) is an ETF from FINQ AI, LLC and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Year to date, AIUP is up 19.69% versus a gain of 14.86% for VYM.
Past performance does not guarantee future results.
Fees and Cost Over Time
AIUP charges 0.70% per year while VYM charges 0.04%. On a $10,000 position that is $70 vs $4 annually, a gap of $66 per year that compounds over a long holding period. On income, AIUP currently yields 0.00% against 2.37% for VYM.
Holdings Overlap
We hold position weights for 16 holdings in AIUP and 602 in VYM, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 16 positions we hold weights for in AIUP and 602 in VYM, against full books of 34 and 608.
What only one of them owns
Our book lists 575 positions for VYM that do not appear in our book for AIUP (98.3% of the fund), and 16 for AIUP that do not appear in VYM (100.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of AIUP and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AIUP or VYM?
AIUP has an expense ratio of 0.70% while VYM charges 0.04%. VYM is the cheaper option, by $66 a year on a $10,000 investment.
Which pays a higher dividend, AIUP or VYM?
AIUP yields 0.00% while VYM yields 2.37%, so VYM currently pays the higher dividend yield.
Is VYM better than AIUP?
VYM has a lower expense ratio. VYM is less concentrated, with 25.8% of the fund in its ten largest positions against 76.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.