AIUP vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: TiedMore Diversified: VOO

Side-by-Side Comparison

MetricAIUPVOOWinner
Expense Ratio0.70%0.03%
AUM$4M$979.0B
Dividend Yield0.00%1.09%
Holdings15509
YTD Return+24.92%+14.48%
1Y Return-+22.02%
3Y Return (annualized)-+21.80%
5Y Return (annualized)-+13.36%
Volatility (annualized)-14.2%
Max Drawdown-11.3%-34.3%
Fund FamilyFINQ AI, LLCVanguard (US)
CategoryEquityEquity
InceptionFeb 5, 2026Sep 7, 2010

AIUP vs VOO Performance

FINQ FIRST US Large Cap AI-Managed Equity ETF (AIUP) is a ETF from FINQ AI, LLC and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Year to date, AIUP is up 24.92% versus a gain of 14.48% for VOO.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -11.3% for AIUP and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

AIUP charges 0.70% per year while VOO charges 0.03%. On a $10,000 position that is $70 vs $3 annually, a gap of $67 per year that compounds over a long holding period. On income, AIUP currently yields 0.00% against 1.09% for VOO.

Holdings Overlap

22.0%overlap

AIUP and VOO share 14 holdings out of 506 unique holdings combined, representing a 22.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in AIUPWeight in VOODifference
NVDA15.41%7.51%7.90%
AMZN17.38%3.62%13.76%
META14.75%1.92%12.83%
MSFTProProPro
AVGOProProPro
ORCLProProPro
DDOGProProPro
SQProProPro
DASHProProPro
UBERProProPro
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Frequently Asked Questions

Which is cheaper, AIUP or VOO?

AIUP has an expense ratio of 0.70% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $67 per year of difference.

What is the holdings overlap between AIUP and VOO?

AIUP and VOO share 14 common holdings with a 22.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, AIUP or VOO?

AIUP yields 0.00% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.

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