ARTY vs SCHD
iShares Future AI & Tech ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. ARTY delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | ARTY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.47% | 0.06% | |
| AUM | $4.0B | $108.7B | |
| Dividend Yield | 0.07% | 3.13% | |
| Holdings | 69 | 104 | |
| YTD Return | +55.63% | +26.54% | |
| 1Y Return | +80.10% | +30.90% | |
| 3Y Return (annualized) | - | +16.29% | |
| 5Y Return (annualized) | - | +9.65% | |
| Volatility (annualized) | 35.7% | 13.6% | |
| Max Drawdown | -32.4% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 26, 2018 | Oct 20, 2011 |
ARTY vs SCHD Performance
iShares Future AI & Tech ETF (ARTY) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ARTY returned +80.10% while SCHD returned +30.90%. Year to date, ARTY is up 55.63% versus a gain of 26.54% for SCHD.
Risk: Volatility and Drawdowns
ARTY has been the more volatile fund, with annualized monthly volatility of 35.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -32.4% for ARTY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.11. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
ARTY charges 0.47% per year while SCHD charges 0.06%. On a $10,000 position that is $47 vs $6 annually, a gap of $41 per year that compounds over a long holding period. On income, ARTY currently yields 0.07% against 3.13% for SCHD.
Holdings Overlap
ARTY and SCHD share 1 holdings out of 149 unique holdings combined, representing a 1.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in ARTY | Weight in SCHD | Difference |
|---|---|---|---|
| ACN | 1.83% | 2.70% | 0.87% |
Frequently Asked Questions
Which is cheaper, ARTY or SCHD?
ARTY has an expense ratio of 0.47% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $41 per year of difference.
Which performed better, ARTY or SCHD?
Over the past year ARTY returned +80.10% vs +30.90% for SCHD, so ARTY leads on 1-year performance. Over the longest common window we track (2 years), ARTY annualized +47.29% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, ARTY or SCHD?
ARTY has been the more volatile fund at 35.7% annualized versus 13.6% for SCHD. Worst drawdown: ARTY -32.4% vs SCHD -33.4%.
Should I hold both ARTY and SCHD?
ARTY and SCHD have a monthly-return correlation of 0.11, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ARTY and SCHD?
ARTY and SCHD share 1 common holdings with a 1.8% weight overlap. Combined, they hold 149 unique securities.
Which pays a higher dividend, ARTY or SCHD?
ARTY yields 0.07% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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