ASEC vs SCHD
American Century Securitized Credit ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | ASEC | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.29% | 0.06% | |
| AUM | $20M | $108.7B | |
| Dividend Yield | 0.45% | 3.13% | |
| Holdings | 14 | 104 | |
| YTD Return | +0.60% | +26.54% | |
| 1Y Return | - | +30.90% | |
| 3Y Return (annualized) | - | +16.29% | |
| 5Y Return (annualized) | - | +9.65% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -0.3% | -33.4% | |
| Fund Family | American Century Investments | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | May 27, 2026 | Oct 20, 2011 |
ASEC vs SCHD Performance
American Century Securitized Credit ETF (ASEC) is a ETF from American Century Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, ASEC is up 0.60% versus a gain of 26.54% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -0.3% for ASEC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
ASEC charges 0.29% per year while SCHD charges 0.06%. On a $10,000 position that is $29 vs $6 annually, a gap of $23 per year that compounds over a long holding period. On income, ASEC currently yields 0.45% against 3.13% for SCHD.
Holdings Overlap
ASEC and SCHD share 0 holdings out of 114 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ASEC or SCHD?
ASEC has an expense ratio of 0.29% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $23 per year of difference.
What is the holdings overlap between ASEC and SCHD?
ASEC and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 114 unique securities.
Which pays a higher dividend, ASEC or SCHD?
ASEC yields 0.45% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.