ASEC vs SPY

ASEC vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricASECSPYWinner
Expense Ratio0.29%0.09%
AUM$20M$821.1B
Dividend Yield0.45%1.01%
Holdings14505
YTD Return+0.56%+13.17%
1Y Return-+21.53%
3Y Return (annualized)-+22.06%
5Y Return (annualized)-+13.35%
Volatility (annualized)-15.3%
Max Drawdown-0.3%-56.5%
Fund FamilyAmerican Century InvestmentsState Street Investment Management
CategoryFixed IncomeEquity
InceptionMay 27, 2026Jan 22, 1993

ASEC vs SPY Performance

American Century Securitized Credit ETF (ASEC) is a ETF from American Century Investments and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, ASEC is up 0.56% versus a gain of 13.17% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -0.3% for ASEC and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

ASEC charges 0.29% per year while SPY charges 0.09%. On a $10,000 position that is $29 vs $9 annually, a gap of $20 per year that compounds over a long holding period. On income, ASEC currently yields 0.45% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

ASEC and SPY share 0 holdings out of 518 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, ASEC or SPY?

ASEC has an expense ratio of 0.29% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $20 per year of difference.

What is the holdings overlap between ASEC and SPY?

ASEC and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 518 unique securities.

Which pays a higher dividend, ASEC or SPY?

ASEC yields 0.45% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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