BBCA vs VTI
JPMorgan BetaBuilders Canada ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. BBCA delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | BBCA | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.19% | 0.03% | |
| AUM | $11.4B | $666.9B | |
| Dividend Yield | 1.73% | 1.07% | |
| Holdings | 82 | 3,543 | |
| YTD Return | +15.22% | +14.82% | |
| 1Y Return | +32.09% | +22.43% | |
| 3Y Return (annualized) | +24.30% | +21.93% | |
| 5Y Return (annualized) | +13.05% | +12.34% | |
| Volatility (annualized) | 18.7% | 15.4% | |
| Max Drawdown | -42.8% | -56.6% | |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Aug 7, 2018 | May 24, 2001 |
BBCA vs VTI Performance
JPMorgan BetaBuilders Canada ETF (BBCA) is a ETF from J.P. Morgan Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BBCA returned +32.09% while VTI returned +22.43%. Year to date, BBCA is up 15.22% versus a gain of 14.82% for VTI.
Over three years, BBCA compounded at +24.30% per year against +21.93% for VTI; over five years the annualized figures are +13.05% and +12.34% respectively. Across the full 8-year window we track, BBCA has the edge at +11.85% annualized vs +8.16%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BBCA has been the more volatile fund, with annualized monthly volatility of 18.7% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -42.8% for BBCA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BBCA charges 0.19% per year while VTI charges 0.03%. On a $10,000 position that is $19 vs $3 annually, a gap of $16 per year that compounds over a long holding period. On income, BBCA currently yields 1.73% against 1.07% for VTI.
Holdings Overlap
BBCA and VTI share 2 holdings out of 2860 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BBCA or VTI?
BBCA has an expense ratio of 0.19% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $16 per year of difference.
Which performed better, BBCA or VTI?
Over the past year BBCA returned +32.09% vs +22.43% for VTI, so BBCA leads on 1-year performance. Over the longest common window we track (8 years), BBCA annualized +11.85% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, BBCA or VTI?
BBCA has been the more volatile fund at 18.7% annualized versus 15.4% for VTI. Worst drawdown: BBCA -42.8% vs VTI -56.6%.
Should I hold both BBCA and VTI?
BBCA and VTI have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BBCA and VTI?
BBCA and VTI share 2 common holdings with a 0.1% weight overlap. Combined, they hold 2860 unique securities.
Which pays a higher dividend, BBCA or VTI?
BBCA yields 1.73% while VTI yields 1.07%, so BBCA currently pays the higher dividend yield.
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