BBLU vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricBBLUSCHDWinner
Expense Ratio0.15%0.06%
AUM$442M$103.7B
Dividend Yield1.16%3.31%
Holdings39104
YTD Return+14.25%+24.26%
1Y Return+25.31%+31.38%
3Y Return (annualized)+22.07%+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)11.9%13.6%
Max Drawdown-17.2%-33.4%
Fund FamilyBridgeway FundsCharles Schwab Asset Management
CategoryEquityEquity
InceptionJul 31, 1997Oct 20, 2011

BBLU vs SCHD Performance

EA Bridgeway Blue Chip ETF (BBLU) is a ETF from Bridgeway Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BBLU returned +25.31% while SCHD returned +31.38%. Year to date, BBLU is up 14.25% versus a gain of 24.26% for SCHD.

Over three years, BBLU compounded at +22.07% per year against +15.08% for SCHD. Across the full 4-year window we track, BBLU has the edge at +25.82% annualized vs +11.39%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.9% for BBLU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.2% for BBLU and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.57. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BBLU charges 0.15% per year while SCHD charges 0.06%. On a $10,000 position that is $15 vs $6 annually, a gap of $9 per year that compounds over a long holding period. On income, BBLU currently yields 1.16% against 3.31% for SCHD.

Holdings Overlap

18.1%overlap

BBLU and SCHD share 7 holdings out of 130 unique holdings combined, representing a 18.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BBLUWeight in SCHDDifference
UNH3.16%4.54%1.38%
CVX3.01%3.95%0.94%
MRK2.28%4.32%2.04%
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Frequently Asked Questions

Which is cheaper, BBLU or SCHD?

BBLU has an expense ratio of 0.15% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $9 per year of difference.

Which performed better, BBLU or SCHD?

Over the past year BBLU returned +25.31% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), BBLU annualized +25.82% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, BBLU or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 11.9% for BBLU. Worst drawdown: BBLU -17.2% vs SCHD -33.4%.

Should I hold both BBLU and SCHD?

BBLU and SCHD have a monthly-return correlation of 0.57, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BBLU and SCHD?

BBLU and SCHD share 7 common holdings with a 18.1% weight overlap. Combined, they hold 130 unique securities.

Which pays a higher dividend, BBLU or SCHD?

BBLU yields 1.16% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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