BBSC vs VTI

BBSC vs VTI
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Quick Verdict

VTI has a lower expense ratio. BBSC delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: BBSCMore Diversified: VTI

Side-by-Side Comparison

MetricBBSCVTIWinner
Expense Ratio0.09%0.03%
AUM$735M$666.9B
Dividend Yield1.01%1.07%
Holdings7383,543
YTD Return+22.43%+13.38%
1Y Return+31.91%+21.12%
3Y Return (annualized)+19.44%+21.85%
5Y Return (annualized)+9.10%+12.44%
Volatility (annualized)20.8%15.3%
Max Drawdown-31.0%-56.6%
Fund FamilyJ.P. Morgan Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionNov 16, 2020May 24, 2001

BBSC vs VTI Performance

JPMorgan BetaBuilders US Small Cap Equity ETF (BBSC) is a ETF from J.P. Morgan Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BBSC returned +31.91% while VTI returned +21.12%. Year to date, BBSC is up 22.43% versus a gain of 13.38% for VTI.

Over three years, BBSC compounded at +19.44% per year against +21.85% for VTI; over five years the annualized figures are +9.10% and +12.44% respectively. Across the full 6-year window we track, BBSC has the edge at +11.87% annualized vs +8.10%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BBSC has been the more volatile fund, with annualized monthly volatility of 20.8% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -31.0% for BBSC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BBSC charges 0.09% per year while VTI charges 0.03%. On a $10,000 position that is $9 vs $3 annually, a gap of $6 per year that compounds over a long holding period. On income, BBSC currently yields 1.01% against 1.07% for VTI.

Holdings Overlap

0.3%overlap

BBSC and VTI share 619 holdings out of 2977 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BBSCWeight in VTIDifference
SMTC0.50%0.02%0.48%
MOG.A0.45%0.02%0.43%
BTSG0.41%0.02%0.39%
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Frequently Asked Questions

Which is cheaper, BBSC or VTI?

BBSC has an expense ratio of 0.09% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $6 per year of difference.

Which performed better, BBSC or VTI?

Over the past year BBSC returned +31.91% vs +21.12% for VTI, so BBSC leads on 1-year performance. Over the longest common window we track (6 years), BBSC annualized +11.87% vs +8.10% for VTI. Past performance does not guarantee future results.

Which is riskier, BBSC or VTI?

BBSC has been the more volatile fund at 20.8% annualized versus 15.3% for VTI. Worst drawdown: BBSC -31.0% vs VTI -56.6%.

Should I hold both BBSC and VTI?

BBSC and VTI have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BBSC and VTI?

BBSC and VTI share 619 common holdings with a 0.3% weight overlap. Combined, they hold 2977 unique securities.

Which pays a higher dividend, BBSC or VTI?

BBSC yields 1.01% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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