BBSC vs SCHD
JPMorgan BetaBuilders US Small Cap Equity ETF vs Schwab US Dividend Equity ETF
Which is better, BBSC or SCHD?
Small Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. BBSC led over 3Y, SCHD over 1Y, 5Y and the full window. BBSC is less concentrated, with 4.7% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BBSC | SCHD |
|---|---|---|
| Expense Ratio | 0.09% | 0.06%Best |
| AUM | $746M | $112.2B |
| Dividend Yield | 1.01% | 3.13% |
| Holdings | 858 | 103 |
| YTD Return | +20.43% | +27.56%Best |
| 1Y Return | +25.06% | +30.29%Best |
| 3Y Return (annualized) | +18.17%Best | +16.37% |
| 5Y Return (annualized) | +7.56% | +10.23%Best |
| Volatility (annualized) | 20.6% | 14.5%Best |
| Max Drawdown | -31.0% | -16.9%Best |
| $10,000 over 5 years | $14,396 | $16,274Best |
| Top 10 Weight | 4.7%Best | 41.5% |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Small Cap Blend | Large Cap Value |
| Inception | Nov 16, 2020 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Nov 17, 2020 to Sep 4, 2026 (5.8 years).
BBSC vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.8 years both funds cover.
BBSC vs SCHD Performance
JPMorgan BetaBuilders US Small Cap Equity ETF (BBSC) is an ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BBSC returned +25.06% while SCHD returned +30.29%. Year to date, BBSC is up 20.43% versus a gain of 27.56% for SCHD.
Over three years, BBSC compounded at +18.17% per year against +16.37% for SCHD; over five years the annualized figures are +7.56% and +10.23% respectively. Across the full 6-year window we track, SCHD has the edge at +12.87% annualized vs +11.45%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BBSC has been the more volatile fund, with annualized monthly volatility of 20.6% compared with 14.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.0% for BBSC and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BBSC charges 0.09% per year while SCHD charges 0.06%. On a $10,000 position that is $9 vs $6 annually, a gap of $3 per year that compounds over a long holding period. On income, BBSC currently yields 1.01% against 3.13% for SCHD.
Holdings Overlap
2.9% of BBSC's money is in holdings SCHD also owns. 2.0% of SCHD's money is in holdings BBSC also owns.
BBSC and SCHD share little of their money.
28 positions in common, counted across the 851 positions we hold weights for in BBSC and 100 in SCHD, against full books of 858 and 103.
What only one of them owns
Our book lists 72 positions for SCHD that do not appear in our book for BBSC (97.9% of the fund), and 795 for BBSC that do not appear in SCHD (94.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BBSC | Weight in SCHD | Difference |
|---|---|---|---|
| MMacy'S Inc. | 0.23% | 0.17% | 0.06% |
| MTNVail Resorts Inc. | 0.20% | 0.13% | 0.07% |
| OZKBank Ozk | 0.19% | 0.13% | 0.06% |
| MCMoelis & Co_None_0 | 0.19% | 0.12% | 0.07% |
| FHIFederated Investors Inc Class B | 0.18% | 0.11% | 0.07% |
| RHIRobert Half Inc | 0.16% | 0.11% | 0.05% |
| KFYKorn Ferry | 0.15% | 0.11% | 0.04% |
| CWENClearway Energy, Inc., Class C | 0.14% | 0.10% | 0.04% |
| CVBFCvb Financial Corp. | 0.13% | 0.09% | 0.04% |
| APAMArtisan Partners Asset Management, Inc. | 0.11% | 0.08% | 0.03% |
You are not choosing between two funds in isolation.
Whichever of BBSC and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BBSC or SCHD?
BBSC has an expense ratio of 0.09% while SCHD charges 0.06%. SCHD is the cheaper option, by $3 a year on a $10,000 investment.
Which performed better, BBSC or SCHD?
Over the past year BBSC returned +25.06% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), BBSC annualized +11.45% vs +12.87% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BBSC or SCHD?
BBSC has been the more volatile fund at 20.6% annualized versus 14.5% for SCHD. Worst drawdown: BBSC -31.0% vs SCHD -16.9%.
Should I hold both BBSC and SCHD?
BBSC and SCHD have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BBSC and SCHD?
2.9% of BBSC's money is in holdings SCHD also owns. 2.0% of SCHD's is in holdings BBSC also owns. They hold 28 positions in common, counted across the 851 positions we hold weights for in BBSC and 100 in SCHD.
Which pays a higher dividend, BBSC or SCHD?
BBSC yields 1.01% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than BBSC?
SCHD has a lower expense ratio. BBSC led over 3Y, SCHD over 1Y, 5Y and the full window. BBSC is less concentrated, with 4.7% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.