BBSC vs SCHD
JPMorgan BetaBuilders US Small Cap Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. BBSC delivered stronger 1-year returns. BBSC offers more diversification with 738 holdings.
Side-by-Side Comparison
| Metric | BBSC | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.06% | |
| AUM | $735M | $108.7B | |
| Dividend Yield | 1.01% | 3.13% | |
| Holdings | 738 | 104 | |
| YTD Return | +24.66% | +26.54% | |
| 1Y Return | +33.98% | +30.90% | |
| 3Y Return (annualized) | +19.18% | +16.29% | |
| 5Y Return (annualized) | +9.05% | +9.65% | |
| Volatility (annualized) | 20.8% | 13.6% | |
| Max Drawdown | -31.0% | -33.4% | |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Nov 16, 2020 | Oct 20, 2011 |
BBSC vs SCHD Performance
JPMorgan BetaBuilders US Small Cap Equity ETF (BBSC) is a ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BBSC returned +33.98% while SCHD returned +30.90%. Year to date, BBSC is up 24.66% versus a gain of 26.54% for SCHD.
Over three years, BBSC compounded at +19.18% per year against +16.29% for SCHD; over five years the annualized figures are +9.05% and +9.65% respectively. Across the full 6-year window we track, BBSC has the edge at +12.24% annualized vs +11.51%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BBSC has been the more volatile fund, with annualized monthly volatility of 20.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.0% for BBSC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BBSC charges 0.09% per year while SCHD charges 0.06%. On a $10,000 position that is $9 vs $6 annually, a gap of $3 per year that compounds over a long holding period. On income, BBSC currently yields 1.01% against 3.13% for SCHD.
Holdings Overlap
BBSC and SCHD share 28 holdings out of 881 unique holdings combined, representing a 2.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BBSC or SCHD?
BBSC has an expense ratio of 0.09% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which performed better, BBSC or SCHD?
Over the past year BBSC returned +33.98% vs +30.90% for SCHD, so BBSC leads on 1-year performance. Over the longest common window we track (6 years), BBSC annualized +12.24% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, BBSC or SCHD?
BBSC has been the more volatile fund at 20.8% annualized versus 13.6% for SCHD. Worst drawdown: BBSC -31.0% vs SCHD -33.4%.
Should I hold both BBSC and SCHD?
BBSC and SCHD have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BBSC and SCHD?
BBSC and SCHD share 28 common holdings with a 2.0% weight overlap. Combined, they hold 881 unique securities.
Which pays a higher dividend, BBSC or SCHD?
BBSC yields 1.01% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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