BCD vs SCHD
BCD vs SCHD
abrdn Bloomberg All Commodity Longer Dated Strategy K-1 Free ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BCD | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.30% | 0.06% | |
| AUM | $402M | $103.7B | |
| Dividend Yield | 15.69% | 3.31% | |
| Holdings | 47 | 104 | |
| YTD Return | +16.88% | +24.26% | |
| 1Y Return | +28.78% | +31.38% | |
| 3Y Return (annualized) | +11.30% | +15.08% | |
| 5Y Return (annualized) | +11.45% | +9.72% | |
| Volatility (annualized) | 12.9% | 13.6% | |
| Max Drawdown | -29.8% | -33.4% | |
| Fund Family | Aberdeen | Charles Schwab Asset Management | |
| Category | Commodity | Equity | |
| Inception | Mar 30, 2017 | Oct 20, 2011 |
BCD vs SCHD Performance
abrdn Bloomberg All Commodity Longer Dated Strategy K-1 Free ETF (BCD) is a ETF from Aberdeen and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BCD returned +28.78% while SCHD returned +31.38%. Year to date, BCD is up 16.88% versus a gain of 24.26% for SCHD.
Over three years, BCD compounded at +11.30% per year against +15.08% for SCHD; over five years the annualized figures are +11.45% and +9.72% respectively. Across the full 9-year window we track, SCHD has the edge at +11.39% annualized vs +8.78%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.9% for BCD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.8% for BCD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BCD charges 0.30% per year while SCHD charges 0.06%. On a $10,000 position that is $30 vs $6 annually, a gap of $24 per year that compounds over a long holding period. On income, BCD currently yields 15.69% against 3.31% for SCHD.
Holdings Overlap
BCD and SCHD share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BCD or SCHD?
BCD has an expense ratio of 0.30% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $24 per year of difference.
Which performed better, BCD or SCHD?
Over the past year BCD returned +28.78% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), BCD annualized +8.78% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, BCD or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.9% for BCD. Worst drawdown: BCD -29.8% vs SCHD -33.4%.
Should I hold both BCD and SCHD?
BCD and SCHD have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BCD and SCHD?
BCD and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.
Which pays a higher dividend, BCD or SCHD?
BCD yields 15.69% while SCHD yields 3.31%, so BCD currently pays the higher dividend yield.
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