BCDF vs SCHD
BCDF vs SCHD
Horizon Kinetics Blockchain Development ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BCDF | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.85% | 0.06% | |
| AUM | $23M | $103.7B | |
| Dividend Yield | 2.56% | 3.31% | |
| Holdings | 39 | 104 | |
| YTD Return | +7.92% | +24.26% | |
| 1Y Return | +6.51% | +31.38% | |
| 3Y Return (annualized) | +15.94% | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 15.0% | 13.6% | |
| Max Drawdown | -27.7% | -33.4% | |
| Fund Family | Horizon Kinetics LLC | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Aug 1, 2022 | Oct 20, 2011 |
BCDF vs SCHD Performance
Horizon Kinetics Blockchain Development ETF (BCDF) is a ETF from Horizon Kinetics LLC and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BCDF returned +6.51% while SCHD returned +31.38%. Year to date, BCDF is up 7.92% versus a gain of 24.26% for SCHD.
Over three years, BCDF compounded at +15.94% per year against +15.08% for SCHD. Across the full 4-year window we track, SCHD has the edge at +11.39% annualized vs +7.67%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BCDF has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.7% for BCDF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BCDF charges 0.85% per year while SCHD charges 0.06%. On a $10,000 position that is $85 vs $6 annually, a gap of $79 per year that compounds over a long holding period. On income, BCDF currently yields 2.56% against 3.31% for SCHD.
Holdings Overlap
BCDF and SCHD share 1 holdings out of 105 unique holdings combined, representing a 0.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in BCDF | Weight in SCHD | Difference |
|---|---|---|---|
| BAH | 0.39% | 0.20% | 0.19% |
Frequently Asked Questions
Which is cheaper, BCDF or SCHD?
BCDF has an expense ratio of 0.85% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $79 per year of difference.
Which performed better, BCDF or SCHD?
Over the past year BCDF returned +6.51% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), BCDF annualized +7.67% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, BCDF or SCHD?
BCDF has been the more volatile fund at 15.0% annualized versus 13.6% for SCHD. Worst drawdown: BCDF -27.7% vs SCHD -33.4%.
Should I hold both BCDF and SCHD?
BCDF and SCHD have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BCDF and SCHD?
BCDF and SCHD share 1 common holdings with a 0.2% weight overlap. Combined, they hold 105 unique securities.
Which pays a higher dividend, BCDF or SCHD?
BCDF yields 2.56% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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