BCDF vs SCHD
Horizon Kinetics Blockchain Development ETF vs Schwab US Dividend Equity ETF
Which is better, BCDF or SCHD?
Mid Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. BCDF led over 3Y, SCHD over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BCDF | SCHD |
|---|---|---|
| Expense Ratio | 0.85% | 0.06%Best |
| AUM | $24M | $112.1B |
| Dividend Yield | 2.25% | 3.00% |
| Holdings | 37 | 103 |
| YTD Return | +7.35% | +23.46%Best |
| 1Y Return | +7.48% | +27.20%Best |
| 3Y Return (annualized) | +16.87%Best | +15.41% |
| 5Y Return (annualized) | - | +10.16% |
| Volatility (annualized) | 15.3% | 14.7%Best |
| Max Drawdown | -27.7% | -16.1%Best |
| $10,000 over 4.1 years | $13,354 | $15,787Best |
| Fund Family | Horizon Kinetics LLC | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Value |
| Inception | Aug 1, 2022 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.1 years row, are measured over the window both funds cover: Aug 2, 2022 to Sep 18, 2026 (4.1 years).
BCDF vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.1 years both funds cover.
BCDF vs SCHD Performance
Horizon Kinetics Blockchain Development ETF (BCDF) is an ETF from Horizon Kinetics LLC and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BCDF returned +7.48% while SCHD returned +27.20%. Year to date, BCDF is up 7.35% versus a gain of 23.46% for SCHD.
Over three years, BCDF compounded at +16.87% per year against +15.41% for SCHD. Across the full 4-year window we track, SCHD has the edge at +11.78% annualized vs +7.31%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BCDF has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.7% for BCDF and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.63. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BCDF charges 0.85% per year while SCHD charges 0.06%. On a $10,000 position that is $85 vs $6 annually, a gap of $79 per year that compounds over a long holding period. On income, BCDF currently yields 2.25% against 3.00% for SCHD.
Holdings Overlap
At least 0.7% of SCHD's money is in holdings BCDF also owns.
Stated as a floor: for BCDF, our book for it covers 91.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
2 positions in common, counted across the 33 positions we hold weights for in BCDF and 100 in SCHD, against full books of 37 and 103.
You are not choosing between two funds in isolation.
Whichever of BCDF and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BCDF or SCHD?
BCDF has an expense ratio of 0.85% while SCHD charges 0.06%. SCHD is the cheaper option, by $79 a year on a $10,000 investment.
Which performed better, BCDF or SCHD?
Over the past year BCDF returned +7.48% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), BCDF annualized +7.31% vs +11.78% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BCDF or SCHD?
BCDF has been the more volatile fund at 15.3% annualized versus 14.7% for SCHD. Worst drawdown: BCDF -27.7% vs SCHD -16.1%.
Should I hold both BCDF and SCHD?
BCDF and SCHD have a monthly-return correlation of 0.63, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BCDF or SCHD?
BCDF yields 2.25% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than BCDF?
SCHD has a lower expense ratio. BCDF led over 3Y, SCHD over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.