BCFN vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: TiedMore Diversified: QQQ

Side-by-Side Comparison

MetricBCFNQQQWinner
Expense Ratio0.80%0.18%
AUM-$455.8B
Dividend Yield0.00%0.41%
Holdings44108
YTD Return-4.63%+19.68%
1Y Return-+26.75%
3Y Return (annualized)-+26.25%
5Y Return (annualized)-+15.39%
Volatility (annualized)-30.6%
Max Drawdown-20.9%-83.0%
Fund FamilyBaron FundsInvesco (US)
CategoryEquityEquity
InceptionDec 12, 2025Mar 10, 1999

BCFN vs QQQ Performance

Baron Financials ETF (BCFN) is a ETF from Baron Funds and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Year to date, BCFN is down 4.63% versus a gain of 19.68% for QQQ.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -20.9% for BCFN and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

BCFN charges 0.80% per year while QQQ charges 0.18%. On a $10,000 position that is $80 vs $18 annually, a gap of $62 per year that compounds over a long holding period. On income, BCFN currently yields 0.00% against 0.41% for QQQ.

Holdings Overlap

1.4%overlap

BCFN and QQQ share 3 holdings out of 142 unique holdings combined, representing a 1.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BCFNWeight in QQQDifference
MELI3.01%0.42%2.59%
SHOP:CA1.54%0.67%0.87%
INTU0.31%0.35%0.04%

Frequently Asked Questions

Which is cheaper, BCFN or QQQ?

BCFN has an expense ratio of 0.80% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $62 per year of difference.

What is the holdings overlap between BCFN and QQQ?

BCFN and QQQ share 3 common holdings with a 1.4% weight overlap. Combined, they hold 142 unique securities.

Which pays a higher dividend, BCFN or QQQ?

BCFN yields 0.00% while QQQ yields 0.41%, so QQQ currently pays the higher dividend yield.

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