BCFN vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricBCFNVTIWinner
Expense Ratio0.80%0.03%
AUM-$663.5B
Dividend Yield0.00%1.07%
Holdings443,543
YTD Return-6.28%+13.87%
1Y Return-+23.31%
3Y Return (annualized)-+21.17%
5Y Return (annualized)-+12.23%
Volatility (annualized)-15.3%
Max Drawdown-20.9%-56.6%
Fund FamilyBaron FundsVanguard (US)
CategoryEquityEquity
InceptionDec 12, 2025May 24, 2001

BCFN vs VTI Performance

Baron Financials ETF (BCFN) is a ETF from Baron Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, BCFN is down 6.28% versus a gain of 13.87% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -20.9% for BCFN and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

BCFN charges 0.80% per year while VTI charges 0.03%. On a $10,000 position that is $80 vs $3 annually, a gap of $77 per year that compounds over a long holding period. On income, BCFN currently yields 0.00% against 1.07% for VTI.

Holdings Overlap

5.4%overlap

BCFN and VTI share 35 holdings out of 2790 unique holdings combined, representing a 5.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BCFNWeight in VTIDifference
V5.86%0.77%5.09%
MA5.58%0.56%5.02%
BAC4.95%0.50%4.45%
JPM:USProProPro
SCHWProProPro
MSProProPro
IBKRProProPro
SPGIProProPro
MCOProProPro
LPLAProProPro
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Frequently Asked Questions

Which is cheaper, BCFN or VTI?

BCFN has an expense ratio of 0.80% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $77 per year of difference.

What is the holdings overlap between BCFN and VTI?

BCFN and VTI share 35 common holdings with a 5.4% weight overlap. Combined, they hold 2790 unique securities.

Which pays a higher dividend, BCFN or VTI?

BCFN yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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