BCFN vs VOO
Baron Financials ETF vs Vanguard S&P 500 ETF
Which is better, BCFN or VOO?
Large Cap Value against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 45.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BCFN | VOO |
|---|---|---|
| Expense Ratio | 0.80% | 0.03%Best |
| AUM | - | $997.4B |
| Dividend Yield | 0.00% | 1.04% |
| Holdings | 44 | 509 |
| YTD Return | -9.20% | +14.14%Best |
| 1Y Return | - | +17.31% |
| 3Y Return (annualized) | - | +23.16% |
| 5Y Return (annualized) | - | +13.85% |
| Top 10 Weight | 45.1% | 37.6%Best |
| Fund Family | Baron Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Dec 12, 2025 | Sep 7, 2010 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
BCFN vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
BCFN vs VOO Performance
Baron Financials ETF (BCFN) is an ETF from Baron Funds and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Year to date, BCFN is down 9.20% versus a gain of 14.14% for VOO.
Past performance does not guarantee future results.
Fees and Cost Over Time
BCFN charges 0.80% per year while VOO charges 0.03%. On a $10,000 position that is $80 vs $3 annually, a gap of $77 per year that compounds over a long holding period. On income, BCFN currently yields 0.00% against 1.04% for VOO.
Holdings Overlap
72.4% of BCFN's money is in holdings VOO also owns. 6.6% of VOO's money is in holdings BCFN also owns.
Most of BCFN is already inside VOO. Owning both mostly buys the same companies twice.
25 positions in common, counted across the 42 positions we hold weights for in BCFN and 494 in VOO, against full books of 44 and 509.
What only one of them owns
Our book lists 462 positions for VOO that do not appear in our book for BCFN (92.6% of the fund), and 13 for BCFN that do not appear in VOO (18.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BCFN | Weight in VOO | Difference |
|---|---|---|---|
| VVisa Inc Class A | 5.88% | 0.93% | 4.95% |
| MAMastercard Inc | 5.73% | 0.72% | 5.01% |
| JPMJpmorgan Chase | 4.87% | 1.46% | 3.41% |
| BACBank of America Corp.: Financials | 4.82% | 0.63% | 4.19% |
| SCHWSchwab Strategic T | 4.37% | 0.27% | 4.10% |
| MSMorgan Stanley | 3.94% | 0.39% | 3.55% |
| IBKRInteractive Brokers Group Inc | 4.16% | 0.06% | 4.10% |
| SPGIS&p Global Inc. | 3.90% | 0.19% | 3.71% |
| MCOMoody'S Corp. | 3.66% | 0.11% | 3.55% |
| KKRKkr & Co. Inc. Class a | 3.43% | 0.11% | 3.32% |
72.4% of BCFN is already inside VOO.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BCFN or VOO?
BCFN has an expense ratio of 0.80% while VOO charges 0.03%. VOO is the cheaper option, by $77 a year on a $10,000 investment.
What is the holdings overlap between BCFN and VOO?
72.4% of BCFN's money is in holdings VOO also owns. 6.6% of VOO's is in holdings BCFN also owns. They hold 25 positions in common, counted across the 42 positions we hold weights for in BCFN and 494 in VOO.
Which pays a higher dividend, BCFN or VOO?
BCFN yields 0.00% while VOO yields 1.04%, so VOO currently pays the higher dividend yield.
Is VOO better than BCFN?
VOO has a lower expense ratio. VOO led over 1Y. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 45.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.