BCIM vs QQQ

BCIM vs QQQ

Which is better, BCIM or QQQ?

Multi Alternative against Large Cap Growth.

QQQ has a lower expense ratio. QQQ led over 1Y and the full window.

Lower Fees: QQQHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBCIMQQQ
Expense Ratio0.40%0.18%Best
AUM$26M$483.5B
Dividend Yield10.36%0.44%
Holdings27107
Volatility (annualized)20.4%20.3%Best
Max Drawdown-43.4%-35.1%Best
$10,000 over 4.2 years$10,029$17,154Best
Fund FamilyAberdeenInvesco (US)
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Growth
InceptionSep 21, 2021Mar 10, 1999

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 281 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. BCIM has data through Dec 3, 2025 and QQQ through Sep 10, 2026.

Volatility and max drawdown, and the $10,000 over 4.2 years row, are measured over the window both funds cover: Sep 23, 2021 to Dec 3, 2025 (4.2 years).

Risk: Volatility and Drawdowns

BCIM has been the more volatile fund, with annualized monthly volatility of 20.4% compared with 20.3% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -43.4% for BCIM and -35.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.27. They move largely independently of each other.

Fees and Cost Over Time

BCIM charges 0.40% per year while QQQ charges 0.18%. On a $10,000 position that is $40 vs $18 annually, a gap of $22 per year that compounds over a long holding period. On income, BCIM currently yields 10.36% against 0.44% for QQQ.

Holdings Overlap

We hold position weights for 13 holdings in BCIM and 102 in QQQ, totalling 33.3% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 278 days apart, BCIM as of Oct 31, 2025 and QQQ as of Aug 5, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 13 positions we hold weights for in BCIM and 102 in QQQ, against full books of 27 and 107.

You are not choosing between two funds in isolation.

Whichever of BCIM and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BCIMQQQ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BCIM or QQQ?

BCIM has an expense ratio of 0.40% while QQQ charges 0.18%. QQQ is the cheaper option, by $22 a year on a $10,000 investment.

Which is riskier, BCIM or QQQ?

BCIM has been the more volatile fund at 20.4% annualized versus 20.3% for QQQ. Worst drawdown: BCIM -43.4% vs QQQ -35.1%.

Should I hold both BCIM and QQQ?

BCIM and QQQ have a monthly-return correlation of 0.27, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BCIM or QQQ?

BCIM yields 10.36% while QQQ yields 0.44%, so BCIM currently pays the higher dividend yield.

Is QQQ better than BCIM?

QQQ has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.