BCIM vs SCHD
abrdn Bloomberg Industrial Metals Strategy K-1 Free ETF vs Schwab US Dividend Equity ETF
Which is better, BCIM or SCHD?
Multi Alternative against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BCIM | SCHD |
|---|---|---|
| Expense Ratio | 0.40% | 0.06%Best |
| AUM | $26M | $112.2B |
| Dividend Yield | 10.36% | 3.13% |
| Holdings | 27 | 103 |
| Volatility (annualized) | 20.4% | 14.8%Best |
| Max Drawdown | -43.4% | -16.9%Best |
| $10,000 over 4.2 years | $10,029 | $12,798Best |
| Fund Family | Aberdeen | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Sep 21, 2021 | Oct 20, 2011 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 275 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. BCIM has data through Dec 3, 2025 and SCHD through Sep 4, 2026.
Volatility and max drawdown, and the $10,000 over 4.2 years row, are measured over the window both funds cover: Sep 23, 2021 to Dec 3, 2025 (4.2 years).
Risk: Volatility and Drawdowns
BCIM has been the more volatile fund, with annualized monthly volatility of 20.4% compared with 14.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -43.4% for BCIM and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.39. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BCIM charges 0.40% per year while SCHD charges 0.06%. On a $10,000 position that is $40 vs $6 annually, a gap of $34 per year that compounds over a long holding period. On income, BCIM currently yields 10.36% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 13 holdings in BCIM and 100 in SCHD, totalling 33.3% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 280 days apart, BCIM as of Oct 31, 2025 and SCHD as of Aug 7, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 13 positions we hold weights for in BCIM and 100 in SCHD, against full books of 27 and 103.
You are not choosing between two funds in isolation.
Whichever of BCIM and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BCIM or SCHD?
BCIM has an expense ratio of 0.40% while SCHD charges 0.06%. SCHD is the cheaper option, by $34 a year on a $10,000 investment.
Which is riskier, BCIM or SCHD?
BCIM has been the more volatile fund at 20.4% annualized versus 14.8% for SCHD. Worst drawdown: BCIM -43.4% vs SCHD -16.9%.
Should I hold both BCIM and SCHD?
BCIM and SCHD have a monthly-return correlation of 0.39, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BCIM or SCHD?
BCIM yields 10.36% while SCHD yields 3.13%, so BCIM currently pays the higher dividend yield.
Is SCHD better than BCIM?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.