BCIM vs SCHD
abrdn Bloomberg Industrial Metals Strategy K-1 Free ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | BCIM | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.40% | 0.06% | |
| AUM | $26M | $108.7B | |
| Dividend Yield | 10.36% | 3.13% | |
| Holdings | 27 | 104 | |
| YTD Return | +7.79% | +26.54% | |
| 1Y Return | +2.99% | +30.90% | |
| 3Y Return (annualized) | -0.31% | +16.29% | |
| 5Y Return (annualized) | - | +9.65% | |
| Volatility (annualized) | 20.4% | 13.6% | |
| Max Drawdown | -43.4% | -33.4% | |
| Fund Family | Aberdeen | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Sep 21, 2021 | Oct 20, 2011 |
BCIM vs SCHD Performance
abrdn Bloomberg Industrial Metals Strategy K-1 Free ETF (BCIM) is a ETF from Aberdeen and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BCIM returned +2.99% while SCHD returned +30.90%. Year to date, BCIM is up 7.79% versus a gain of 26.54% for SCHD.
Over three years, BCIM compounded at -0.31% per year against +16.29% for SCHD. Across the full 4-year window we track, SCHD has the edge at +11.51% annualized vs +0.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BCIM has been the more volatile fund, with annualized monthly volatility of 20.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -43.4% for BCIM and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.39. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BCIM charges 0.40% per year while SCHD charges 0.06%. On a $10,000 position that is $40 vs $6 annually, a gap of $34 per year that compounds over a long holding period. On income, BCIM currently yields 10.36% against 3.13% for SCHD.
Holdings Overlap
BCIM and SCHD share 0 holdings out of 113 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BCIM or SCHD?
BCIM has an expense ratio of 0.40% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $34 per year of difference.
Which performed better, BCIM or SCHD?
Over the past year BCIM returned +2.99% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), BCIM annualized +0.07% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, BCIM or SCHD?
BCIM has been the more volatile fund at 20.4% annualized versus 13.6% for SCHD. Worst drawdown: BCIM -43.4% vs SCHD -33.4%.
Should I hold both BCIM and SCHD?
BCIM and SCHD have a monthly-return correlation of 0.39, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BCIM and SCHD?
BCIM and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 113 unique securities.
Which pays a higher dividend, BCIM or SCHD?
BCIM yields 10.36% while SCHD yields 3.13%, so BCIM currently pays the higher dividend yield.
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