BFJA vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricBFJASCHDWinner
Expense Ratio0.90%0.06%
AUM$865,889$103.7B
Dividend Yield0.00%3.31%
Holdings9104
YTD Return-13.64%+24.26%
1Y Return-+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)-13.6%
Max Drawdown-16.7%-33.4%
Fund FamilyFirst Trust Portfolios (US)Charles Schwab Asset Management
CategoryAlternativeEquity
InceptionJan 9, 2026Oct 20, 2011

BFJA vs SCHD Performance

FT Vest Bitcoin Strategy Floor15 ETF - January (BFJA) is a ETF from First Trust Portfolios (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, BFJA is down 13.64% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -16.7% for BFJA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

BFJA charges 0.90% per year while SCHD charges 0.06%. On a $10,000 position that is $90 vs $6 annually, a gap of $84 per year that compounds over a long holding period. On income, BFJA currently yields 0.00% against 3.31% for SCHD.

Frequently Asked Questions

Which is cheaper, BFJA or SCHD?

BFJA has an expense ratio of 0.90% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $84 per year of difference.

Which pays a higher dividend, BFJA or SCHD?

BFJA yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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