BFJA vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricBFJASPYWinner
Expense Ratio0.90%0.09%
AUM$865,889$789.1B
Dividend Yield0.00%1.01%
Holdings9505
YTD Return-13.64%+13.79%
1Y Return-+23.66%
3Y Return (annualized)-+21.40%
5Y Return (annualized)-+13.37%
Volatility (annualized)-15.3%
Max Drawdown-16.7%-56.5%
Fund FamilyFirst Trust Portfolios (US)State Street Investment Management
CategoryAlternativeEquity
InceptionJan 9, 2026Jan 22, 1993

BFJA vs SPY Performance

FT Vest Bitcoin Strategy Floor15 ETF - January (BFJA) is a ETF from First Trust Portfolios (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, BFJA is down 13.64% versus a gain of 13.79% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -16.7% for BFJA and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

BFJA charges 0.90% per year while SPY charges 0.09%. On a $10,000 position that is $90 vs $9 annually, a gap of $81 per year that compounds over a long holding period. On income, BFJA currently yields 0.00% against 1.01% for SPY.

Frequently Asked Questions

Which is cheaper, BFJA or SPY?

BFJA has an expense ratio of 0.90% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $81 per year of difference.

Which pays a higher dividend, BFJA or SPY?

BFJA yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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