BFJL vs QQQ

BFJL vs QQQ
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricBFJLQQQWinner
Expense Ratio0.90%0.18%
AUM$3M$496.3B
Dividend Yield1.42%0.44%
Holdings9108
YTD Return+0.29%+16.64%
1Y Return-9.07%+27.27%
3Y Return (annualized)-+25.96%
5Y Return (annualized)-+14.54%
Volatility (annualized)12.5%30.6%
Max Drawdown-21.3%-83.0%
Fund FamilyFirst Trust Portfolios (US)Invesco (US)
CategoryAlternativeEquity
InceptionJun 30, 2025Mar 10, 1999

BFJL vs QQQ Performance

FT Vest Bitcoin Strategy Floor15 ETF - July (BFJL) is a ETF from First Trust Portfolios (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year BFJL returned -9.07% while QQQ returned +27.27%. Year to date, BFJL is up 0.29% versus a gain of 16.64% for QQQ.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 12.5% for BFJL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.3% for BFJL and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.19. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BFJL charges 0.90% per year while QQQ charges 0.18%. On a $10,000 position that is $90 vs $18 annually, a gap of $72 per year that compounds over a long holding period. On income, BFJL currently yields 1.42% against 0.44% for QQQ.

Frequently Asked Questions

Which is cheaper, BFJL or QQQ?

BFJL has an expense ratio of 0.90% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $72 per year of difference.

Which performed better, BFJL or QQQ?

Over the past year BFJL returned -9.07% vs +27.27% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), BFJL annualized -5.50% vs +13.03% for QQQ. Past performance does not guarantee future results.

Which is riskier, BFJL or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 12.5% for BFJL. Worst drawdown: BFJL -21.3% vs QQQ -83.0%.

Should I hold both BFJL and QQQ?

BFJL and QQQ have a monthly-return correlation of 0.19, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, BFJL or QQQ?

BFJL yields 1.42% while QQQ yields 0.44%, so BFJL currently pays the higher dividend yield.

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