BFJL vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricBFJLVYMWinner
Expense Ratio0.90%0.04%
AUM$3M$79.0B
Dividend Yield1.46%2.86%
Holdings9568
YTD Return-5.58%+16.16%
1Y Return-16.14%+26.05%
3Y Return (annualized)-+18.43%
5Y Return (annualized)-+12.21%
Volatility (annualized)10.0%14.6%
Max Drawdown-21.3%-58.8%
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryAlternativeEquity
InceptionJun 30, 2025Nov 10, 2006

BFJL vs VYM Performance

FT Vest Bitcoin Strategy Floor15 ETF - July (BFJL) is a ETF from First Trust Portfolios (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year BFJL returned -16.14% while VYM returned +26.05%. Year to date, BFJL is down 5.58% versus a gain of 16.16% for VYM.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 10.0% for BFJL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.3% for BFJL and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.18. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BFJL charges 0.90% per year while VYM charges 0.04%. On a $10,000 position that is $90 vs $4 annually, a gap of $86 per year that compounds over a long holding period. On income, BFJL currently yields 1.46% against 2.86% for VYM.

Frequently Asked Questions

Which is cheaper, BFJL or VYM?

BFJL has an expense ratio of 0.90% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $86 per year of difference.

Which performed better, BFJL or VYM?

Over the past year BFJL returned -16.14% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (1 years), BFJL annualized -10.62% vs +7.09% for VYM. Past performance does not guarantee future results.

Which is riskier, BFJL or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 10.0% for BFJL. Worst drawdown: BFJL -21.3% vs VYM -58.8%.

Should I hold both BFJL and VYM?

BFJL and VYM have a monthly-return correlation of -0.18, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, BFJL or VYM?

BFJL yields 1.46% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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