BFJL vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricBFJLVOOWinner
Expense Ratio0.90%0.03%
AUM$3M$979.0B
Dividend Yield1.46%1.09%
Holdings9509
YTD Return-5.58%+13.44%
1Y Return-16.14%+22.62%
3Y Return (annualized)-+21.47%
5Y Return (annualized)-+13.27%
Volatility (annualized)10.0%14.1%
Max Drawdown-21.3%-34.3%
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryAlternativeEquity
InceptionJun 30, 2025Sep 7, 2010

BFJL vs VOO Performance

FT Vest Bitcoin Strategy Floor15 ETF - July (BFJL) is a ETF from First Trust Portfolios (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year BFJL returned -16.14% while VOO returned +22.62%. Year to date, BFJL is down 5.58% versus a gain of 13.44% for VOO.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 10.0% for BFJL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.3% for BFJL and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.21. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BFJL charges 0.90% per year while VOO charges 0.03%. On a $10,000 position that is $90 vs $3 annually, a gap of $87 per year that compounds over a long holding period. On income, BFJL currently yields 1.46% against 1.09% for VOO.

Frequently Asked Questions

Which is cheaper, BFJL or VOO?

BFJL has an expense ratio of 0.90% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $87 per year of difference.

Which performed better, BFJL or VOO?

Over the past year BFJL returned -16.14% vs +22.62% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (1 years), BFJL annualized -10.62% vs +13.55% for VOO. Past performance does not guarantee future results.

Which is riskier, BFJL or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 10.0% for BFJL. Worst drawdown: BFJL -21.3% vs VOO -34.3%.

Should I hold both BFJL and VOO?

BFJL and VOO have a monthly-return correlation of 0.21, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, BFJL or VOO?

BFJL yields 1.46% while VOO yields 1.09%, so BFJL currently pays the higher dividend yield.

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