BFJL vs VTI
FT Vest Bitcoin Strategy Floor15 ETF - July vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | BFJL | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.90% | 0.03% | |
| AUM | $3M | $666.9B | |
| Dividend Yield | 1.42% | 1.07% | |
| Holdings | 9 | 3,543 | |
| YTD Return | -1.44% | +12.65% | |
| 1Y Return | -11.20% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 11.5% | 15.3% | |
| Max Drawdown | -21.3% | -56.6% | |
| Fund Family | First Trust Portfolios (US) | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jun 30, 2025 | May 24, 2001 |
BFJL vs VTI Performance
FT Vest Bitcoin Strategy Floor15 ETF - July (BFJL) is a ETF from First Trust Portfolios (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BFJL returned -11.20% while VTI returned +21.39%. Year to date, BFJL is down 1.44% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.5% for BFJL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.3% for BFJL and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.17. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BFJL charges 0.90% per year while VTI charges 0.03%. On a $10,000 position that is $90 vs $3 annually, a gap of $87 per year that compounds over a long holding period. On income, BFJL currently yields 1.42% against 1.07% for VTI.
Frequently Asked Questions
Which is cheaper, BFJL or VTI?
BFJL has an expense ratio of 0.90% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $87 per year of difference.
Which performed better, BFJL or VTI?
Over the past year BFJL returned -11.20% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), BFJL annualized -6.95% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, BFJL or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 11.5% for BFJL. Worst drawdown: BFJL -21.3% vs VTI -56.6%.
Should I hold both BFJL and VTI?
BFJL and VTI have a monthly-return correlation of 0.17, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, BFJL or VTI?
BFJL yields 1.42% while VTI yields 1.07%, so BFJL currently pays the higher dividend yield.
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