BILD vs SCHD
BILD vs SCHD
Nomura Global Listed Infrastructure ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BILD | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.06% | |
| AUM | $8M | $103.7B | |
| Dividend Yield | 4.76% | 3.31% | |
| Holdings | 52 | 104 | |
| YTD Return | +8.58% | +24.26% | |
| 1Y Return | +14.02% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 13.3% | 13.6% | |
| Max Drawdown | -17.4% | -33.4% | |
| Fund Family | Nomura Asset Management Co Ltd | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Nov 28, 2023 | Oct 20, 2011 |
BILD vs SCHD Performance
Nomura Global Listed Infrastructure ETF (BILD) is a ETF from Nomura Asset Management Co Ltd and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BILD returned +14.02% while SCHD returned +31.38%. Year to date, BILD is up 8.58% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.3% for BILD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.4% for BILD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BILD charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, BILD currently yields 4.76% against 3.31% for SCHD.
Holdings Overlap
BILD and SCHD share 1 holdings out of 144 unique holdings combined, representing a 1.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in BILD | Weight in SCHD | Difference |
|---|---|---|---|
| OKE | 2.85% | 1.50% | 1.35% |
Frequently Asked Questions
Which is cheaper, BILD or SCHD?
BILD has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.
Which performed better, BILD or SCHD?
Over the past year BILD returned +14.02% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), BILD annualized +10.26% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, BILD or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 13.3% for BILD. Worst drawdown: BILD -17.4% vs SCHD -33.4%.
Should I hold both BILD and SCHD?
BILD and SCHD have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BILD and SCHD?
BILD and SCHD share 1 common holdings with a 1.5% weight overlap. Combined, they hold 144 unique securities.
Which pays a higher dividend, BILD or SCHD?
BILD yields 4.76% while SCHD yields 3.31%, so BILD currently pays the higher dividend yield.
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