BILD vs SCHD
Nomura Global Listed Infrastructure ETF vs Schwab US Dividend Equity ETF
Which is better, BILD or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. BILD is less concentrated, with 38.5% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BILD | SCHD |
|---|---|---|
| Expense Ratio | 0.49% | 0.06%Best |
| AUM | $8M | $112.1B |
| Dividend Yield | 4.77% | 3.00% |
| Holdings | 54 | 103 |
| YTD Return | +4.76% | +24.23%Best |
| 1Y Return | +9.51% | +27.90%Best |
| 3Y Return (annualized) | - | +15.55% |
| 5Y Return (annualized) | - | +9.97% |
| Volatility (annualized) | 13.3% | 13.0%Best |
| Max Drawdown | -17.4% | -16.1%Best |
| $10,000 over 2.8 years | $12,543 | $15,666Best |
| Top 10 Weight | 38.5%Best | 41.8% |
| Fund Family | Nomura Asset Management Co Ltd | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Nov 28, 2023 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Nov 29, 2023 to Sep 17, 2026 (2.8 years).
BILD vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.
BILD vs SCHD Performance
Nomura Global Listed Infrastructure ETF (BILD) is an ETF from Nomura Asset Management Co Ltd and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BILD returned +9.51% while SCHD returned +27.90%. Year to date, BILD is up 4.76% versus a gain of 24.23% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BILD has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 13.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.4% for BILD and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.52. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BILD charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, BILD currently yields 4.77% against 3.00% for SCHD.
Holdings Overlap
2.9% of BILD's money is in holdings SCHD also owns. 1.5% of SCHD's money is in holdings BILD also owns.
BILD and SCHD share little of their money.
1 positions in common, counted across the 46 positions we hold weights for in BILD and 100 in SCHD, against full books of 54 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for BILD (98.5% of the fund), and 17 for BILD that do not appear in SCHD (37.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BILD | Weight in SCHD | Difference |
|---|---|---|---|
| OKEOneok Inc. | 2.94% | 1.47% | 1.47% |
You are not choosing between two funds in isolation.
Whichever of BILD and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BILD or SCHD?
BILD has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option, by $43 a year on a $10,000 investment.
Which performed better, BILD or SCHD?
Over the past year BILD returned +9.51% vs +27.90% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BILD or SCHD?
BILD has been the more volatile fund at 13.3% annualized versus 13.0% for SCHD. Worst drawdown: BILD -17.4% vs SCHD -16.1%.
Should I hold both BILD and SCHD?
BILD and SCHD have a monthly-return correlation of 0.52, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BILD and SCHD?
2.9% of BILD's money is in holdings SCHD also owns. 1.5% of SCHD's is in holdings BILD also owns. They hold 1 positions in common, counted across the 46 positions we hold weights for in BILD and 100 in SCHD.
Which pays a higher dividend, BILD or SCHD?
BILD yields 4.77% while SCHD yields 3.00%, so BILD currently pays the higher dividend yield.
Is SCHD better than BILD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. BILD is less concentrated, with 38.5% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.