BILD vs SPY

BILD vs SPY

Which is better, BILD or SPY?

SPY has been ahead.

SPY has a lower expense ratio. SPY led over 1Y and the full window. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 38.5%.

Lower Fees: SPYHigher Returns: SPYLess Concentrated: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBILDSPY
Expense Ratio0.49%0.09%Best
AUM$8M$804.7B
Dividend Yield4.77%0.98%
Holdings54505
YTD Return+4.11%+12.09%Best
1Y Return+9.61%+16.29%Best
3Y Return (annualized)-+21.20%
5Y Return (annualized)-+13.37%
Volatility (annualized)13.3%11.8%Best
Max Drawdown-17.4%Best-18.8%
$10,000 over 2.8 years$12,463$17,319Best
Top 10 Weight38.5%37.8%Best
Fund FamilyNomura Asset Management Co LtdState Street Investment Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionNov 28, 2023Jan 22, 1993

Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Nov 29, 2023 to Sep 18, 2026 (2.8 years).

BILD vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.

BILD vs SPY Performance

Nomura Global Listed Infrastructure ETF (BILD) is an ETF from Nomura Asset Management Co Ltd and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year BILD returned +9.61% while SPY returned +16.29%. Year to date, BILD is up 4.11% versus a gain of 12.09% for SPY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BILD has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 11.8% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.4% for BILD and -18.8% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.17. They move largely independently of each other.

Fees and Cost Over Time

BILD charges 0.49% per year while SPY charges 0.09%. On a $10,000 position that is $49 vs $9 annually, a gap of $40 per year that compounds over a long holding period. On income, BILD currently yields 4.77% against 0.98% for SPY.

Holdings Overlap

BILD already in SPY27.9%
SPY already in BILD1.0%

27.9% of BILD's money is in holdings SPY also owns. 1.0% of SPY's money is in holdings BILD also owns.

BILD and SPY share little of their money.

13 positions in common, counted across the 46 positions we hold weights for in BILD and 504 in SPY, against full books of 54 and 505.

What only one of them owns

Our book lists 484 positions for SPY that do not appear in our book for BILD (98.3% of the fund), and 5 for BILD that do not appear in SPY (12.1%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in BILDWeight in SPYDifference
SRESempra Common Stock3.56%0.08%3.48%
NEENextera Energy Inc3.14%0.26%2.88%
OKEOneok Inc.2.94%0.09%2.85%
CMSCms Energy Corp.2.95%0.03%2.92%
DDominion Energy Inc.2.50%0.09%2.41%
AEPAmerican Electric Power Co Inc2.42%0.10%2.32%
KMIKinder Morgan Inc./de2.24%0.10%2.14%
CCICrown Castle International Corp1.97%0.05%1.92%
PCGPg&E Corp.1.97%0.05%1.92%
XELXcel Energy Inc.1.77%0.07%1.70%

27.9% of BILD is already inside SPY.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

BILDSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BILD or SPY?

BILD has an expense ratio of 0.49% while SPY charges 0.09%. SPY is the cheaper option, by $40 a year on a $10,000 investment.

Which performed better, BILD or SPY?

Over the past year BILD returned +9.61% vs +16.29% for SPY, so SPY leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BILD or SPY?

BILD has been the more volatile fund at 13.3% annualized versus 11.8% for SPY. Worst drawdown: BILD -17.4% vs SPY -18.8%.

Should I hold both BILD and SPY?

BILD and SPY have a monthly-return correlation of 0.17, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between BILD and SPY?

27.9% of BILD's money is in holdings SPY also owns. 1.0% of SPY's is in holdings BILD also owns. They hold 13 positions in common, counted across the 46 positions we hold weights for in BILD and 504 in SPY.

Which pays a higher dividend, BILD or SPY?

BILD yields 4.77% while SPY yields 0.98%, so BILD currently pays the higher dividend yield.

Is SPY better than BILD?

SPY has a lower expense ratio. SPY led over 1Y and the full window. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 38.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.