BILD vs VTI

BILD vs VTI

Which is better, BILD or VTI?

VTI has been ahead.

VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 38.5%.

Lower Fees: VTIHigher Returns: VTILess Concentrated: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBILDVTI
Expense Ratio0.49%0.03%Best
AUM$8M$666.9B
Dividend Yield4.77%1.03%
Holdings543,543
YTD Return+4.76%+12.28%Best
1Y Return+9.51%+16.78%Best
3Y Return (annualized)-+20.89%
5Y Return (annualized)-+11.94%
Volatility (annualized)13.3%12.1%Best
Max Drawdown-17.4%Best-19.3%
$10,000 over 2.8 years$12,543$17,263Best
Top 10 Weight38.5%33.3%Best
Fund FamilyNomura Asset Management Co LtdVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionNov 28, 2023May 24, 2001

Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Nov 29, 2023 to Sep 17, 2026 (2.8 years).

BILD vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.

BILD vs VTI Performance

Nomura Global Listed Infrastructure ETF (BILD) is an ETF from Nomura Asset Management Co Ltd and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BILD returned +9.51% while VTI returned +16.78%. Year to date, BILD is up 4.76% versus a gain of 12.28% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BILD has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 12.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.4% for BILD and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.21. They move largely independently of each other.

Fees and Cost Over Time

BILD charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, BILD currently yields 4.77% against 1.03% for VTI.

Holdings Overlap

BILD already in VTI38.9%
VTI already in BILD1.1%

38.9% of BILD's money is in holdings VTI also owns. 1.1% of VTI's money is in holdings BILD also owns.

The two portfolios partly overlap.

17 positions in common, counted across the 46 positions we hold weights for in BILD and 3,463 in VTI, against full books of 54 and 3,543.

What only one of them owns

Our book lists 1,133 positions for VTI that do not appear in our book for BILD (96.4% of the fund), and 1 for BILD that do not appear in VTI (1.2%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in BILDWeight in VTIDifference
LNGCheniere Energy Inc.4.39%0.08%4.31%
SRESempra Common Stock3.56%0.08%3.48%
NEENextera Energy Inc3.14%0.25%2.89%
WTRGEssential Utilities Inc - Common3.16%0.02%3.14%
OKEOneok Inc.2.94%0.08%2.86%
CMSCms Energy Corp.2.95%0.03%2.92%
DDominion Energy Inc.2.50%0.08%2.42%
AEPAmerican Electric Power Co Inc2.42%0.10%2.32%
BKHBlack Hills Corp2.37%0.01%2.36%
KMIKinder Morgan Inc./de2.24%0.08%2.16%

38.9% of BILD is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

BILDVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BILD or VTI?

BILD has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option, by $46 a year on a $10,000 investment.

Which performed better, BILD or VTI?

Over the past year BILD returned +9.51% vs +16.78% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BILD or VTI?

BILD has been the more volatile fund at 13.3% annualized versus 12.1% for VTI. Worst drawdown: BILD -17.4% vs VTI -19.3%.

Should I hold both BILD and VTI?

BILD and VTI have a monthly-return correlation of 0.21, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between BILD and VTI?

38.9% of BILD's money is in holdings VTI also owns. 1.1% of VTI's is in holdings BILD also owns. They hold 17 positions in common, counted across the 46 positions we hold weights for in BILD and 3,463 in VTI.

Which pays a higher dividend, BILD or VTI?

BILD yields 4.77% while VTI yields 1.03%, so BILD currently pays the higher dividend yield.

Is VTI better than BILD?

VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 38.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.