BIT vs VOO

BIT vs VOO

Which is better, BIT or VOO?

Diversified Sectoral Bond against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBITVOO
Expense Ratio4.26%0.03%Best
AUM$748M$997.4B
Dividend Yield11.31%1.08%
Holdings1,589509
YTD Return-2.03%+13.37%Best
1Y Return-1.62%+20.08%Best
3Y Return (annualized)+3.05%+21.29%Best
5Y Return (annualized)+0.92%+12.89%Best
Volatility (annualized)13.1%Best14.3%
Max Drawdown-53.3%-34.3%Best
$10,000 over 5 years$10,469$18,335Best
Fund FamilyBlackRock, Inc. (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleDiversified Sectoral BondLarge Cap Blend
InceptionFeb 25, 2013Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Feb 26, 2013 to Sep 4, 2026 (13.5 years).

BIT vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

BIT vs VOO Performance

BlackRock Multi-Sector Income Trust (BIT) is an ETF from BlackRock, Inc. (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year BIT returned -1.62% while VOO returned +20.08%. Year to date, BIT is down 2.03% versus a gain of 13.37% for VOO.

Over three years, BIT compounded at +3.05% per year against +21.29% for VOO; over five years the annualized figures are +0.92% and +12.89% respectively. Across the full 14-year window we track, VOO has the edge at +13.55% annualized vs +0.23%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.3% compared with 13.1% for BIT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -53.3% for BIT and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.

Fees and Cost Over Time

BIT charges 4.26% per year while VOO charges 0.03%. On a $10,000 position that is $426 vs $3 annually, a gap of $423 per year that compounds over a long holding period. On income, BIT currently yields 11.31% against 1.08% for VOO.

Holdings Overlap

We hold position weights for 955 holdings in BIT and 505 in VOO, totalling 81.9% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 181 days apart, BIT as of Dec 31, 2025 and VOO as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 955 positions we hold weights for in BIT and 505 in VOO, against full books of 1,589 and 509.

You are not choosing between two funds in isolation.

Whichever of BIT and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BITVOO

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Frequently Asked Questions

Which is cheaper, BIT or VOO?

BIT has an expense ratio of 4.26% while VOO charges 0.03%. VOO is the cheaper option, by $423 a year on a $10,000 investment.

Which performed better, BIT or VOO?

Over the past year BIT returned -1.62% vs +20.08% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (14 years), BIT annualized +0.23% vs +13.55% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BIT or VOO?

VOO has been the more volatile fund at 14.3% annualized versus 13.1% for BIT. Worst drawdown: BIT -53.3% vs VOO -34.3%.

Should I hold both BIT and VOO?

BIT and VOO have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BIT or VOO?

BIT yields 11.31% while VOO yields 1.08%, so BIT currently pays the higher dividend yield.

Is VOO better than BIT?

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.